NightSky

Good

My condolences to the family of the deceased. 

Well, I know that these financial offers are accepted in Thailand as potential means of apology/compensation but all too often that seems to go hand in hand with relinquishing responsibility.

The difference in culture between the business operator and a western family could result in the financial offer being perceived as an insult and especially if it is construed as compensation for loss of life and payment to mitigate acceptance of responsibility.

Whether the financial offer is accepted or not I think the important thing here is that safety measures are put in place and a government body oversees the health and safety so these things don't happen again in future.

Someone should be held responsible.

Wheel

Worm

Can anyone help with this predicament..

I took out inpatient insurance about 5 years ago with BUPA (Now AETNA) and renewed every year.

Recently I was  informed of a medical condition that would be counted as a pre-existing condition however this wasn't pre-existing when I took out the policy.

What should I do?

Im worried that if I tell the insurer they will not renew my insurance or they will increase the price next year so that it is too high.

If I don't tell them I am concerned they wont pay out for anything in future.

Even if they are not supposed to increase the premium and they then proceed to increase it I assume there is no protection for the consumer when dealing with a Thai insurance company right? i.e. not a leg to stand on so to speak.

What should I do, what would you do?

4 hours ago, Ks45672 said:

This Dr has a few good videos on gyno and trt related issues that are probably worth watching :

 

Yes Ive seen this video and in it he says tamoxifen can reverse gyno issues to the extent it’s no longer relevant albeit not 100% but good enough to no longer matter.

Also use along with an ai like arimidex for example (or letrezole) will help.

Im wondering though in my case would starting testosterone help since I’m medically low on testosterone and is this determined to reduce fertility or are there ways around that issue, is that where hgh helps?

3 hours ago, Moonlover said:

 

Wrong. That is not correct. The rules, or tests, as HMRC  call them,  that you are quoting are those used by that body to determine whether one is liable to taxation on earnings from overseas. I've been through them so many times during my career, I could almost quote them verbatim.

 

As far as state pensions are concerned, the rules are much simpler. Basically if you choose to live abroad and you choose the 'wrong' country, you will not be entitled annual increments. It's as simple as that.

 

There is one caveat. If you spend some time back in the UK, you will be entitled to the full current rate for the duration of that stay.

Interesting perspective.

If what you say is correct and the UK statuary resident tests are not used to determine residency for purpose of pension payout, then what does determine residency in this instance then. 

By by the way those ‘tests’ came into force in 2014 and were only clarified in recent years so your career can’t have been that long then? ????

1 hour ago, cleopatra2 said:

No I am not.

 

The Pension Act is clear , it uses the term ' oversees resident '. It does not state Uk resident.

Oversees resident means somebody not ordinarily resident .The terminology and construction is important, Oversees Resident is the definition with ordinarily  resident as description 

 

The SRT came into force through the Finance Act which limited its scope to Taxation ( see schedule 45)

I’ll take your word for it, ???? I’m not at retirement age yet I hope I reach it since it will be 70 by the time I get there. My post was refering to determine residency status it wasn’t about the pensions act.

10 minutes ago, Pilotman said:

Presumably so long as they don't violate the 90 day rule? 

For some expats it will be maximum 90 days per visit although there are caveats. Refer to the tests to be sure, don’t get caught out ????

5 minutes ago, cleopatra2 said:

Correction , taxation residency tests came into being 2013, Pensions act came into being 2016 with no amendment to the legislation regarding residency.

In further evidence , expats can return to the UK temporarily and receive the uprating for the duration of their stay whilst not meeting tax residency status.

I think what you mean is expats can return to the UK for short stays without being a resident. This is true and the amount of time one may visit in one tax year without being a resident depends on the individuals circumstances. The tests will determine this for you. 

I’m not sure what correction you made to my post though, I was talking about Uk residency tests to determine status nothing more.

2 minutes ago, Pilotman said:

Don't understand a word of that. 

I take it you’re not keen on song kran either lol ???? 

2 minutes ago, Pilotman said:

the website and guidance documents are quite clear on what constituents UK residency. Unless your particular case is complicated in some way it is very easy to ascertain whether a person is resident or not. 

Yes, ones residency may be simple or complicated, this is true. The tests will provide the answer for everyone individually.

41 minutes ago, solo46 said:

Now quite possibly this is where your wrongdoings in ascribing inaccurate quoting aspire from,yes indeed this is the font,or should I say non-font of your more than explicit dire warnings appear to spring forth from.  Please seek the font of truthfulness,it will benefit you

All of it... *%#*

7 minutes ago, Moonlover said:

All of these rules apply to taxation, not to state pensions.

Yes all apply to taxation..

and..

..Uk residency status 

????

1 hour ago, cleopatra2 said:

For the purpose of Pension Act 2014, oversees resident is defined as somebody not ordinarily resident in the UK

Ordinarily resident was consided in the UK domestics court (Shah), and should have its natural meaning.

 

“ordinarily residence refers to a man’s abode in a particular place or country which he has adopted voluntarily and for settled purposes as part of the regular order of his life for the time being, whether of short or long duration”

 

Confusion arises because in 2013 for tax purposes the term ordinary resident was abolished and residency tests implemented.

Yes

its now 2019 so I refer to latest residency tests and not those dating back to pre 2013

19 minutes ago, WaveHunter said:

I just looked back at my blood tests, and it is E2 (Estradiol) that needed to be sent to a Bangkok lab for analysis as the lab in Chiang Mai was incapable of doing an analysis.  Mockwit is correct; it is a calculated result based on Total T, SHGB and Albumin

That’s a relief I was begining to think I’m missing out on not having my free t blood test lol thanks for confirming I’m all set now ????????

12 minutes ago, JASON THAI said:

Thanks for the replies, I left the UK in Nov 2015 so I take it I will become a Non UK Resident from May 2016 (6 Months after I left the UK) so my pension would be £155.65 per week ( which was the rate from April 2016 

You’ll need to take the UK residency test on the gov.uk website to find out your true residency status and when that might have ended. 

My guess is that residency ends the date your passport is stamped into Thailand since this is the proof of when you left Uk but do the test to be sure.

33 minutes ago, Pilotman said:

here we go. So what part of this is incorrect? 

All of it. ????

Everyones residency status will differ based on the criteria stated by the government agencies.

The UK criteria is now complex. I spent months determining my status last year in order to ensure tax compliance whilst living in two countries.

there is no hard and fast blanket statement rule. every one will need to do the residency tests themselves to determine residency status.

Also Thailand residency has nothing to do with determining uk residency status. You can be duel resident of more than one country or not but this does not effect Uk residency status in any way.

4 minutes ago, mokwit said:

If your blood tests did not include SHBG, next time ask for that also (around Bt2000 I think). You could also request Albumin levels to get a more exact reading but they are pretty consistent so you can use the number given in the calculator I posted. With Total T, SHBG and Albumin you can calculate your Free T with the calculator I posted. This is how free T level is normally obtained. Testing direct is possible but rarely done, even where available.

Yes I did get the shbg just under 2000baht ish

yes the calculator is good thanks.

19 minutes ago, puukao said:

if my head is eaten by a crocodile, i'm not prepared.  

if i'm poisoned and will die in 1 second, i'm not prepared

what kind of emergency?

Amusing ????

i assume the op means things like..

..Heart attack, stroke, infectious disease, accident, cancer, etc..

im covered in the case of one potential event from personal savings and I also have minimal in-patient health insurance cover that I hope would pay out but never certain.

Does this help?

On

10 hours ago, WaveHunter said:

You can easily get Free T tested anywhere blood tests are done in Bangkok (or anwhere in Thailand for that matter).  If they don’t actually run the analysis (which very few labs do), they simply send it to a lab that does.  My lab in Chiang Mai did that.

Thanks for that. Both you and mockwit seen to differ on opinion. That’s ok.

I must admit i didn’t actually see free t level tests available either at the one clinic and two hospitals I visited where I got the total t tests done. I’ll keep asking though.

10 hours ago, Ks45672 said:

Tamoxifen will not "reverse" gyno but it will stop it getting any worse

 

Letrozole is probably a better bet 

 

 

 

Depends how much gyno you have though, arimidex and reducing body fat helps but surgery is usually the only way to get rid of it after a certain point

 

 

That’s all good and well to say although is your advice based on personal experience or simply based on info from body building forums etc? 

I’ve researched this every day for the past couple of months and there are lots of studies available stating that tamoxifen did get rid of gyno within 1-3 months with a high success rate.

my doctor also stated we have time to reverse it since it is only recently onset last few months but it came so quickly, it can happen fast.

also there is a lot of information on the web saying that gyno can be reversed if onset is less than 12 to 18 months And if the underlying condition that caused it is treated. In my case this is low t. If it goes away enough not to be noticeable I’ll be happy with that. 

its really annoying of course and surgery is both costly and unwanted so just to say what you said without any resources backing it up is concerning as are all the body building forums that repeat the same thing.

Please remember my t and e levels are both very low so it’s the ratio that caused it not excess amounts of testosterone. 

My doc didn’t prescribe arimidex when asked so where would I buy letrozole or arimidex and how much does it cost?

also how long are you thinking when you say one should book surgery. This is a very important statement you make since surgery with Anaesthesia and recovery time and cost involved isn’t taken lightly.

It’s a delicious treat. I was just saying to my wife the other day there isn’t much durian around this year I bet it’s all been sold to the Chinese 

Shame as it’s a real delicacy for those who don’t mind the whiff. I kind of love it personally. 

33 minutes ago, mokwit said:

What is your Danazol dosage?

100mg twice daily (total 200mg daily)

Higher dosages I think can cause total shutdown of hormone production in a male whereas smaller dosage is meant to be enough to regulate. I think that’s the plan the doc has in mind anyhow since my Lh and fsh were both high.

i think the expectation from my drug is to lower SHBG so more t is free to be used elsewhere providing the effect of more available t. There are also some anti estrogen effects and mild androgenic effects but too higher dose can cause shutdown of total hormone production I think. It’s not an alternative for testosterone but might help borderline cases like me with certain symptoms. 

This is meant to be a short term measure most likely then re evaluate down the road.