Crypto, not BTC, is not for the feint hearted who do not understand its purpose ISO 20022 etc.
For those who want a punt XRP is a good choice as it meets the ISO standard and should be coming out of a court case with the SEC sometime this year (DYOR). Some might flame and laugh but they did that when BTC was $1.
Look at the USE of the coin - most are useLESS. XRP can easily take over SWIFTs space as it is cheaper, faster and more secure. As always not financial advice and DYOR.