I do a monthly transfer via Wise to my Bkk Bank, have done for three years with no problem, always FTT in my book, until May this year when for some reason, Wise sent it to Kasikorn, who then forwarded it to Bkk, but as a local transfer. Bkk Bank could/would not have any paperwork showing Wise, so had to get a Credit Advice from Kasikorn showing the path the money had taken. Took a week and Bht 200 to get it.