I’ve been in Thailand for 44 months now, and I have sent money from my US account to my Bangkok Bank account every month since I’ve arrived. I went to send money last night and encountered this same situation. That has never happened before. I took the passport photo and then the selfie, no problem, and my money, according to Wise, is supposed to arrive sometime today. I appreciate the added security, but it was a first, and nothing about my situation has changed to prompt new security features. It must be just their way of doing business now.