Etaoin Shrdlu

Yes, there is a rudimentary credit reporting system here. Once a year a credit card holder will receive a document from his or her bank showing what has been reported to the credit agency during the year. Any delinquent payments will be shown.

He was originally in the RTP and made his first fortune by selling computers to the RTP.

https://www.theonion.com/house-panel-didn-t-expect-ufo-whistleblower-to-just-dum-1850683084

Looking at Alliance's website, it mentions that Regency Assurance is a "partner" and implies that it is regulated by the Financial Services Regulatory Commission in St. Kitts and Nevis. It would appear that Regency Assurance is therefore an insurance company and not an intermediary. This may be where Regency places their clients' business. I think St. Kitts and Nevis is known for a light regulatory touch and low capital requirements for insurers. If not, then why would anyone submit to their regulatory regime?

As far as I can determine, Regency is an insurance broker, not an insurance company. Regency's website gives me every reason to believe they are an intermediary of some type and no reason to believe they are an insurance company. If looking into Regency, I would want to determine which insurance company or companies they place their clients' business with and then determine wether the insurer they propose to use is financially sound and has a good claims-paying reputation. I would also want to think about the complications of dealing with formal complaints or other actions involving an insurance broker in a developing insurance and regulatory market (AAW) working via a second broker probably located in another country (Regency) placing their clients' business potentially with an insurer domiciled in yet another country.

Jimmy Hoffa

April is an insurance broker, not an insurance company. Which insurance company has April placed your business with? If your policy is issued by a major European insurance company, you will likely have better consumer protection and also a more professional approach to claims handling than you would with a Thailand-based insurer.

AIG's Travel Guard policy has the highest limits for medical benefits that I've found so far from Thailand-based insurers. Up to thb5 million for their Plan A which also provides repatriation expenses at actual cost. https://www.aig.co.th/content/dam/aig/apac/thailand/documents/documents/tg-inter-extra_coverage-summary_en_v1_21012022.pdf

Perhaps she's making an orange political statement.

Normal rental contracts will not hold the tenant responsible for normal wear and tear. In addition to normal wear and tear, there is damage due to negligence. Negligence is when someone does not take sufficient care or precautions and loss or damage ensues. For example, a tenant may forget to close a window when leaving the house and while the tenant is out a rainstorm causes water damage to the rental property due to the window being left open. The tenant was negligent in forgetting to close the window and thus the ensuing damage is his responsibility. Then there is intentional damage which may be subject to Section 358 of the Thai Criminal Code. The landlord's refusal to return the deposit does not negate the effect of Section 358 if the landlord's property is intentionally damaged.

Might want to read up on Section 358 of the Thai Criminal Code: Section 358. Mischief Whoever, damaging, destroying, causing the depreciation of value or rendering useless the property belonging to the other person or which the other person to be the co-owner, such person to be said to commit mischief, and shall be imprisoned not out of three years or fined not more of six thousand Baht, or both.

Private insurance companies have very little appetite for the risk of catastrophic losses associated with crop insurance. Crop insurance will only work with significant involvement of government (taxpayer) resources such as subsidies and government-provided reinsurance. Even in the US, that bastion of capitalism, the Federal Government both reinsures crop insurance risks and subsidizes crop insurance premiums. This isn't something that the insurance industry in Thailand would be able to handle by itself. This is a political issue, not a commercial one that can be solved by the OIC negotiating with Thai insurers.

I use it at Thai Post when ID is needed to mail letters. But then a Thai DL works, too. It was also requested when I got an international driving permit at the Land Transport Department. I think the DLT wants two forms of ID other than your DL that have your address, so tabien baan plus pink card worked for me. It may or may not get Thai entrance fee at private attractions. It used to get Thai entrance fee at Koh Samet, but last time we went, they no longer accepted it.

Learned touch typing in middle school around age 14 or so. It served me well throughout my college years as well as during my working career and I'm glad I took a typing class in place of one of the other vocational classes such as wood or metal shop. I've typed a lot, but so far haven't turned a lathe or welded anything. And I did cut my teeth on computers running DOS.

Did you experience this flux after drinking the tap water?

Do you have a Thai bank account in your name? A copy of a statement with your name and Thai address may work. Failing that, do you have a statement from a mobile phone account that is in your name?

A yellow book can, in some cases, be used to evidence your address with government entities, including government hospitals, but does not convey any significant rights or privileges. While you may be able to register for treatment at a government hospital using the yellow house book, you won't be treated for free like a Thai would.

Yes, I know. I am in favor of stricter regulations on what can be done to our soil, air and water. It won't be the Republicans that will do anything about that.

There is legitimate inquiry into whether endocrine disruptors and other chemicals in tap water and from other sources my affect gender and sexuality. https://www.ncbi.nlm.nih.gov/pmc/articles/PMC1281309/ If this is what he he means, he may not be so looney on this point.

While PR does not allow one to buy land, there is some benefit when it comes to purchasing a condo: With PR, it is no longer necessary to bring funds from outside Thailand and local banks are supposedly allowed to provide normal mortgages.

Perhaps it's in the early stages.

Are you coming down with Gamma disease?

I've recently booked four tickets to the east coast of the US for next month and September and have made two trips earlier this year. In all cases, ticket prices were significantly higher than they were in recent past years. I searched both trans-pacific flights and also via the Middle East. Emirates had the best combination of pricing and scheduling, but for many of the dates I was looking at the only seats available were business and first class. I managed to book economy seats for dates that worked for me at about 62,500 each Bangkok-New York round trip. We have a long layover in Dubai, but Emirates provides a free hotel room. The trans-pacific flights I looked at were 70,000 and up. I avoid Skyscanner and the like due to high additional fees to make changes to booked flights.

Is Bard's last name Simpson?

Yes, that looks like a very good option. I don't think any of the major insurance companies sell the Por Ror Bor in isolation on their websites. No money in it for them.