prakhonchai nick

Don't shoot the messenger. I’m just passing on what happens in our area between Thais. Whether it’s legal or not doesn’t matter. It seems to work and is an accepted agreement amongst the locals. Notice I mention these are Thai/Thai loans.

All I can say to a farang who lends to a Thai and doesn’t do his homework beforehand is, why would you do it? Personally I very rarely do it and only under exceptional circumstances.

A farang should NEVER lend money directly, but through his wife/girlfriend. But it should nevertheless be known that it is farang money, and if repayment is either not made or late, the farang will become directly involved -something the village Thais dread.

My wife and I have just had a default on the piece of land immediately adjoining our garden. We tried to buy the land some years ago, but at 250,000bt it was more than double its worth. Instead we gave a revolving loan out for 100,000bt with the land as a guarantee. 6 weeks ago the woman defaulted with 81,000bt outstanding, but since we had already received 77,000bt in interest payments over the years our net cost was just 4,000bt.

On the odd occasion that debtors have been slow in repaying,and my wife has spoken to them on 2/3 occasions without success, she sends word that if the money is not repaid the following day, I will make a visit, and if necessary embarrass them in front of friends and family. This has always had the desired effect. In fact one woman was so concerned, that she sent the money round the next morning by courier at 5AM!

Nick

I am too owed money from my wifes uncle, who lives in our village. Its been 2 F***king years now and I am very p!ssed off about it.

Is it Ok if I tell him you will make a visit and embarrass him. I hope that does the trick cos I have tried every other threat immaginable.

Thanks a bunch

Dave

More than happy to assist. However my fees are high, then there is travelling allowance, and my need for first class transportation - your helicoptor should suffice though!

Nick.

On the odd occasion that debtors have been slow in repaying,and my wife has spoken to them on 2/3 occasions without success, she sends word that if the money is not repaid the following day, I will make a visit, and if necessary embarrass them in front of friends and family. This has always had the desired effect. In fact one woman was so concerned, that she sent the money round the next morning by courier at 5AM!

Since everyone seems to think there is little you can do, may I suggest you engage in some daily harassment of the debtor, preferably when it will prove most embarrassing to him.

This is exactly what a 'Reng Rat Nee' firm will do. For a fee they will have people stand outside the debters house, day and night, shouting out to the debter to pay up what he owes. They will also go to their place of work and do the same in front of their work colleges. I have placed the question, on this forum, as to the where abouts of one of these firms. I drew a blank, even though they do exist.

Why pay someone to do what the OP and his family can do themselves?

Since everyone seems to think there is little you can do, may I suggest you engage in some daily harassment of the debtor, preferably when it will prove most embarrassing to him.

Why not just remove the nipple ring, or buy a new complete set.

A simple letter from a lawyer, setting out the terms of the loan, and requesting immediate repayment, or ongoing legal action usually does the trick. Your debtor must be made aware that if it goes to court and you win, they must pay all YOUR legal costs, expenses, court costs as well as their legal costs.

But beware. If the loan contract specifies an interest rate higher than the maximum permitted by Thai law, then you will almost certainly lose. I believe the annual maximum interest rate is around 15-18%. If that is the case, then I would suggest a lawyers letter as above, but not following through if the debtor ignores it.

Hi Bums

The helicopters having an MOT so I need to find this place by road tomorrow.

Dave

Dave

It's a wee bit further to Buriram than Prasat. Suggest you allow 20 minutes!

Boy, you guys are really bad on directions. It's 20 minutes alone from surin to Prasat. I live in Korat, so too far for me, unless I'm passing through one day. I was in Prasat on monday, and looked for Gary's place. We were going to have lunch, but followed the directions on this forum, and still couldn't find it.

Barry

Hi Barry.

You've hooked on to something of an in-joke here. Dave reckons he can do Surin to Prasat in 10 mins hence the helicoptor reference. Buriram is around twice the distance from Surin to Prasat, which explains the 20 minute suggestion.

Gary's is easy to find. Coming from Korat, turn right off the 24 at the Prasat traffic lights going towards Kap Choeng. After about 100 yards/metres, turn right into the area containing shop houses. Go the the 2nd row, turn right (as if going back to the 24) and Gary's is just down on the right.

chicken , chicken mushroom

steak, steak and onion

meat potato

pork pie.

All pies will be 65 baht.

they are cooked fresh and are suitable for freezing.

As they are fresh a few days notice required.

As i will bake 1 to 2 times a week depending on the orders.

I would suggest you advise how to order - address/telephone number etc. Any retail outlets?

Hi Bums

The helicopters having an MOT so I need to find this place by road tomorrow.

Dave

Dave

It's a wee bit further to Buriram than Prasat. Suggest you allow 20 minutes!

Was coming to have a look-see at the Uni girls, rather than drink coffee. Under the circumstances, will give it a miss today and look in next month.

You can not be registered in the housebook. It is only for thai people.

If you are a Thai resident you can have your name in the blue book.

When my son was leaving Thailand a few years ago, he threw his shoes into his bag and departed.

Upon arrival home in the UK, he found a big toad in his shoe - very much alive.

Hold your horses lads. We're all getting hot and bothered for nothing.

There won't be any girls, tight black skirts or otherwise. It's University holiday time!

We need to defer for about 1 month.

To ensure a good turnout next time, why not try out the Coffee Connection, the meeting timed to coincide with the cessation of University studies. Who needs beer when there may be dozens of university students in their white blouses and tight black skirts?

It's not far from Surin so name the day Dave. Did I hear next Monday?

Maybe the police will also join the scheme, reducing normal no receipt fines by 50% for those who do not break any laws!

Hi

I live 5 minutes outside Surin and 10 minutes from Presat.

Dave

Didn't realise you had a helicoptor Dave!

Dev? never heard of him!

Now had you said Ena Sharples.............

Some people are easily pleased whilst others are not. 22 years ago when I first came to live in Thailand, I rejected my then wife's suggestion of living in her village 30kms from Korat and chose Pattaya, (or rather 7kms down the coast) For the first 8-10 years it proved to be the right decision, but as Pattaya grew and grew, and my peace and quiet on Pattaya's doorstep became invaded I could not wait to get away.

I now live in a small village some 3kms from Prakhonchai, 44 kms from Buriram and 65kms from Surin. It's quiet and peaceful, I have a nice house and garden, yet I can go and drink and eat in several places in Prakhonchai when I want, and good food shopping is available around 30 minutes journey away. This suits me fine, and it seems to suit many of my good friends in the area also. I have grown out of discos and nightclubs (apart from the occasional once in a blue-moon night out with the lads!), so do not need to be near a big city and nightlife.

You can never have exactly what you want wherever you live. For me more restaurants would be nice as would a better choice of health-care facilities should I ever need them. But that would mean living in or near a large city, with all the noise, crime, traffic etc that goes with city life.

I have found my Oasis.

Explain. I see thousands of (relatively) unarmed protesters on one side, and hundreds of heavily armed soldiers on the other. The only diffrence might be reluctance from soldiers to actually carry out order, but their leaders dont seem to share that reluctance. You have all the potential for hundreds killed right there. There is an incredible bloodlust by some posters on this forum. You all blabber on about how this would be cracked down in a western country. Guess what, protesters shot in this manner would see the press go ballistic against the responsible for shootings. And thats whoever holding the gun, and orders that gun to be fired and in extent the government in power. Its disproportional use of force, no less.

Agreed it would be disproportional use of force. So what Mr xminator would be your solution. Continue to do nothing, send the troops back to barracks and watch the reds overrun the country?

.

It all boils down to waiting until a politician makes the only decision available, and authorizes the military to shoot people.

In any demonstration, regardless of whom the protesters are, when negotiation fails water cannon needs to be employed, followed if necessary by rubber bullets. This seems to work effectively in most democratic countries.

Any reasonable person would question now why the government will not simply call elections. They would rather many people are injured and possibly die, ahead of them being reasonable and stepping down and simply calling elections.

It is doubtful at the present time that if fresh elections were called, neither sides followers (PAD and red shirts) would respect the result, and there would be yet more demonstrations.

Either the current government must flex its muscles (rightly or wrongly) and put down this chaos, or the military must take over the country. And if that happened, it would likely require 2/3 years minimum before responsible elections could be called.

Most of these people are ordinary folks and are unarmed. They are not equipped to fight an army. What would you do in this situation? They are protecting themselves in a reckless manner, but parking the vehicle there is hardly an offensive act. The other side has APCs, tanks, machine guns, etc... that is no way to quell a civil disturbance.

So what way would you quell a civil disturbance? As some give up, they are replaced by others upon the urging of Thaksin.

That's easy. After the courts did their work, there weren't new elections to replace the outed MPs.

I think you will find that there were elections to replace the outed MP's (around 30 or so) and Pheu Thai did rather badly.

And I think you will find that when the Democrats formed their government they OPENLY bribed Peur Thai members to switch allegiances.

Regardless, the fact remains that despite vote buying. Pheu Thai did rather badly in the by-elections. And when any party wants to form a coalition, don't they all bribe and/or offer inducements to other parties and their members to join up. It's politics!

That's easy. After the courts did their work, there weren't new elections to replace the outed MPs.

I think you will find that there were elections to replace the outed MP's (around 30 or so) and Pheu Thai did rather badly.