Jump to content

prakhonchai nick

Advanced Member
  • Posts

    3,107
  • Joined

  • Last visited

Posts posted by prakhonchai nick

  1. Somewhat contradictory statements on their web page

     

    The WrLife team

    We are fully-licenced insurance agents and brokers,

    At WrLife we believe that customers prefer to be insured by a fully-licenced company with an honest, open and fair approach to medical insurance.

    We’re a fully-licenced independent insurance group

     

    If they are just brokers, who does the insurance underwriting?

     

  2. Ignored this thread up to now. Time on my hands this morning

     

    Like most things, I am prepared to believe anything  if given adequate proof

     

    There is no proof of the existence of God, nor any of the other dieties  or their ability to seemingly hold power over those that believe in them and pray continuosly to them. None of the "Gods" are ever around to assist when they should be, since they are only imaginary beliefs. Remember Aberfan and now the Turkish earthquake!  WHERE WERE THEY???

     

    • Sad 1
    • Love It 1
  3. You must realise that when you do a Wise transfer from the UK, you do so at a fixed rate and a fixed amount to be received, the rate being approx 0.25bt lower than the XE rate at the time Wise large transfers can and have recently taken 3./4 days  to arrive, but you always receive what you were advised at the outset.

     

    TT rates change regularly during the day and are around 0.5bt lower than XE rates. UK money is converted at the TT rate when it arrives at the bank, which can be several days after setting up the transfer. The TT rate can be higher or lower than what you were expecting when sending.

     

    Wise net  rate at this moment (weekend) for £1,000 is 40,35, whilst the last quoted Thai banks TT rates was 40.40+ However earlier in the day Wise were quoting a net rate  of some 40.6. Not only do the Thai banks take commission but there is a sending fee from the UK banks.

     

    Wise fees are 0.57%for large amounts to a little over 0.60% for small amounts

     

    Sending money from the UK depends on the time of day and the rates at the time.   I believe Wise wins hands down every time.

    • Thumbs Up 1
  4. 1 hour ago, Will B Good said:

    ry

     

    13 minutes ago, Jumbo1968 said:

    HMRC will be aware how much State Pension you receive, your tax allowance means you should not pay tax on it albeit I don’t know where you stand if you live in Thailand permanently.

    The gross amount of state pension is added to any other income your receive from the UK, and anything above the personal allowance is taxed.

    • Like 1
  5. 3 hours ago, ezzra said:

    Good post by OneMoreFarang, just make sure to put all the relevant information in your last will and testament as to what your wishes are and how should be notified etc, etc,...

    No. Put all the relevant information re handling the estate WITH ---NOT IN the last Will and Testament. The Will should only include ones wishes, and who gets what.  Find a lawyer (in the US) who will handle the estate, and leave his name and address with the Will.

×
×
  • Create New...