prakhonchai nick

Everything that is wrong in Thailand, is because the penalties are too low or non existent.

Every road offence should carry a minimum penalty of 5,000baht for first offence. Thais would soon learn and Thailand would be a much safer place Those found to be corrupt should lose their jobs  AND PENSIONS.  No  transfers to office jobs. And many more offences need to be looked at and dealt with appropriately.  Wai-ing and bribing should have an added penalty!

What exactly does probation mean?

8 hours ago, honcho said:

its only 2 beers

 

small or large bottles?

24 minutes ago, Pique Dard said:

the non-respect for the red light and the right of way are (among) the common violations, if you ask me

Plus the automatic entry on to a dual carriageway in the outside lane and staying there indefinitely, causing many other vehicles the need to "undertake"

2 hours ago, nigelforbes said:

Any bank will allow a second signatory to a bank account, although withdrawing funds from the account of somebody who has died is illegal, unless the  dead persons estate has been through probate court.

I am told Kasikorn will not allow a signatory on a sole account

On 1/1/2023 at 8:30 AM, khaepmu said:

I have a joint account with my Thai wife. We made it very clear to them that we wanted to be able to withdraw money without the other's permission. No problem. I was in another province and tried to withdraw some money but the bank would not let me without my wife's signature. I politely protested and they then called the branch I have my account with and I was then allowed to make the transaction. Not sure what happens when one of us dies. I hear different stories like the above. One might need a will to continue to use the account or one might be able to just present a death certificate to the bank. The bank we have the account with won't let us use the online services because it is a joint account. I told my wife to just keep using the account or transfer large amounts of funds to her individual account if she didn't want to bother with the will (we have a will). In the event of my wife's death I will probably withdraw most of the money without using the  will or death certificate. How would they know if I or my wife had passed away i wonder. Since we are legally married and have marriage certificates one would think that we could just continue using the account or closing it and opening an individual account.

I was told 2 days ago that KTB will open an account with just 1 name, but allow a 2nd signature to be put on the book, and that on production of the book and ID the 2nd person can make withdrawals alone.  This of course would be very useful, after death of the account holder especially when immigration money is involved and a sole account is required by them

On 1/1/2023 at 8:30 AM, khaepmu said:

I have a joint account with my Thai wife. We made it very clear to them that we wanted to be able to withdraw money without the other's permission. No problem. I was in another province and tried to withdraw some money but the bank would not let me without my wife's signature. I politely protested and they then called the branch I have my account with and I was then allowed to make the transaction. Not sure what happens when one of us dies. I hear different stories like the above. One might need a will to continue to use the account or one might be able to just present a death certificate to the bank. The bank we have the account with won't let us use the online services because it is a joint account. I told my wife to just keep using the account or transfer large amounts of funds to her individual account if she didn't want to bother with the will (we have a will). In the event of my wife's death I will probably withdraw most of the money without using the  will or death certificate. How would they know if I or my wife had passed away i wonder. Since we are legally married and have marriage certificates one would think that we could just continue using the account or closing it and opening an individual account.

Just seen your post   Bank is Kasikorn

The £2,000 bereavement payment ceased in 2016. Similarly Widowed parents Allowances (for their children) also ceased at the same time.

There are no DWP Bereavement benefits for Thai widows, unless they are in the UK when their husband dies,

You can make voluntary NI contributions to cover some missed years. 35 NI contributions are required for a full UK state pension.  If you should die before receiveing state pension, or just after having made voluntary contributions to increase the pension, there are no refunds!

Upon death, there are no benefits for either Thai Wife or children, unless they were living with you in the UK at time of death.  Benefits for them ceased in 2016 when the new pension rules came out.

Have PM'd Biggordo

4 hours ago, DILLIGAD said:

My classes might be a bit light this week then! ????

Were you not there, aiding and abetting? ????

12 hours ago, hotandsticky said:

If that ended with TH it was probably an EMS tracking number for the eventual return of the passport 

Not so. Don't forget VFS do not return the new passports either by EMS or courier.. They have to be collected

19 minutes ago, hotandsticky said:

That suggests that he has been overlooked....an urgent email seems to be in order.

When contacting HMPO. he will need to provide the reference number supplied by VFS when he submitted

2 hours ago, hotandsticky said:

 

 

????..when did Christmas Day fall on the 26th?

Your earlier post suggested as much in your photo from the Embassy????

Religion, should ALWAYS be a personal, private matter, and politics of any country should recognise that fact.

A Thai lady I am assisting has a joint bank account with her deceased farang husband, He died 9 years ago. The ATM card expired 6/7 years ago.

She has a monthly  widows pension from the UK paid into this account. She withdraws every month by visiting the bank.

The bank book now has many attached sheets of paper, and last week the bank said "No more" She  must have a new book and because her husband is dead, she must produce the death certificate. In the meantime she canot withdraw,   IS THAT LEGAL???. Surely she has every right to withdraw from a joint account

I imagine when she produces the death certificate, the account will be closed, and she will need to advise the pension fund of a new bank account.

4 hours ago, OneMoreFarang said:

There is of course another fine option: Don't marry!

If you like have the same girlfriend for years or even your whole life.

If she loves you, then she will stay with you. 

Thats what i did. Just live together. But when I realised after 2/3 years that there was no UK DWP Bereavement benefits, nor occupational pension for a partner or children (we had 1 then), we popped down to the amphur and regstered a marriage. No family no nothing. Offered to take Mum out for a meal in the evening but she declined.

That was 21 years ago......still together, Now no DWP Bereavement benefits whether married or not, whilst partners are now eligible for occupational pensions!

25 minutes ago, hotandsticky said:

 

 

"If you don't ask, you don't get"........I suspect that it is no more intelligent than that.

 

 

On the other hand, it is not unusual for a Farang to boast about/inflate their status...... after all, most bar dwellers in Pattaya sois 6/7/8 seem to be surgeons or airline pilots.

And more than a few gynecologists too ????

2 minutes ago, Andycoops said:

I am going to my renewal appointment today, so it will be interesting to see when I get the come and collect message.

It will also be interesting to see what time scale VFS mention.

One can only hope that the recent improvement in time is not just a case of HMPO clearing the decks before Christmas and New Year but will continue in 2023 and hopefully get back to the 3/4 weeks it was pre-Covid.