Lorry

If you really have to file (that's a big if, there are many threads about it) - do you really need the Dutch documents ? Maybe they are not necessary at all, especially if you do e-filing. - some TRD staff have said a Google translation is acceptable - if you really need a certified translation: Find a translator accepted by your embassy (they should have a list of translators). Have him do the translation, then get the translated document stamped by your embassy (for a fee, the translator will get the embassy stamp for you). Then make an online-appointment at the consular service at Chaeng Wattana (there are threads how to do this) and get your last stamp there (for an express fee of about 800B, they offer same-day service)

So e-filing is the way to do it?

3M official store in Lazada and Shopee don't have them. Because most masks in Thailand are fake I don't want to buy from an unknown seller. I lost the name of the company where I used to buy them during the pandemic. As gf is spitting blood from the smog I would be happy to find a reliable source. Thx

No. Absolutely not necessary. I don't know where you are from, but countries like Australia, North America, Western Europe don't work like this. If you live there as a tax resident you owe taxes, nobody is going to tell you this. You are supposed to know it.

OP is full of fallacies, factual, logical and statistical. Just 2 of them, at the beginning: Bangkok has a very distinct smog season, which is now. Air quality in September is not bad. It doesn't make sense to average Bangkok air quality over the whole year. "Life expectancy of Bangkok residents": Bangkok is not a city of Bangkokians, born there, living there, and dying there after 79 years. It's a city of migrants, the vast majority of residents weren't born here (especially if you define Bangkok as the area inside there city limits), didn't even grow up here. The concept of "life expectancy of Bangkok residents" is nonsensical. Later on, he excuses PM 2.5 with the fact that Westerners used to smoke...for heavens sake! Who paid for this apologetic nonsense?

Tadalafil is also cheap in Europe. OP pays 80 B/5mg Apcalis is 25 B/5mg (buy 20mg and a pill cutter), easy to find in Bangkok or Pattaya. Price in Western Europe 10 B/5mg, Eastern Europe cheaper.

OP should get a new culture with sensitivity test. Culture should be done after prostate massage (not every doctor will do this). Ask to include sensitivity test for - doxicycline (won't help by itself, but may be added to fosfomycin) - fosfomycin (if sensitive, discuss with your urologist the length of treatment, 3 doses is not very long) - sitafloxacin (some ESBL are sensitive to high-dose sitafloxacin) These 3 are conspicuously absent from your posted antibiogram. Taking any antibiotic without a new sensitivity test would be stupid.

Error

The whole idea of price discrimination (nowadays often a different price for every customer) is to be unpredictable and thus squeezing the last 1200 baht out of the customer.

I have lots of experience with them and 3 to 4 days sounds right. Having said that, yours are quite impressive lesions, might take a bit longer. You should have started treatment sooner. What a doctor calls "heal" and what a layman calls "heal" is not the same. You will probably see harmless skin discolorations for months.

Any Thai skin doctor can recognize a paederus (ด้วงก้นกระดก) dermatitis. OP got very good explanations. Treatment consists of steroid cream and topical antibiotics (eg Fucicort cream). You can have it at multiple sites if you inadvertently spread the poison (by just swiping away the insect) or if you have been exposed to several of them (I have been in rooms with 20 of them). Nets or window screens protect you. Once they are on your skin, you will usually automatically swipe them away (often in your sleep when they are near your eye - the result is called "Nairobi eye"). So @Sheryl's cat is excused.

Visa debit cards from Kbank have limits that are preset by the bank and that the customer can adjust. There are 3 types of limits: Limit for ATM withdrawals. Limit for ATM transfers. Limit for spending (ie swiping). There are maximum limits, you cannot raise the limit higher than the maximum. Maximum for cash withdrawals is the lowest, 200,000 iirc. Maximum for ATM transfers 1,000,000. Maximum for spending 500,000. Bangkok Bank has a similar system. So, yes, you can use the card for hospital deposits in most cases. 1,000,000 deposit is very high, but even this would be possible. Most people don't have more than 1,000,000 in a savings account anyway.

Agreed. But that doesn't solve the problem that we cannot pay a hospital deposit anymore. @chiang mai very few farang have a Thai credit card, for well known reasons. If you use a foreign credit card, you have to pay up to 35% tax on the deposit - even if you later get reimbursed because insurance paid directly to the hospital. A deposit of 100,000 or 200,000 is not unusual, in the tourist south 500,000 is not unusual. ATMs have similar limits nowadays. (Thais don't have this problem, they all have credit cards, and younger relatives who will pay the deposit.) BTW I agree with @mokwit

In Thailand, retirement age is 60

Yes

Including most members of AN

Yes, not even parents

Phishing is very labor-intensive and requires skilled staff. It's a one-by-one operation, not scalable. Absolutely not worth it for 5600 baht, not even for 35,000 (if they had gotten the whole amount, which they probably don't get in most cases). According to the scamming industry generates about 350 USD per day, per employee (estimate based on witnesses). You cannot do this with phishing, you need bulk business. You need to buy whole databases, wholesale, just like you buy 200,000 SIM cards wholesale and you make millions of cold calls. In my home country, banks (and sometimes police) usually blame the victim and say his data must have been obtained by phishing. In reality, almost all cases I have ever read about or heard from were cold calls. Just like @richard_smith237reports about Auto-trader. Just like the cold calls all of us get regularly. Having said that, phishing does happen, on a massive scale. Just look at all the beautiful girls on TF or other websites who make their money by bitcoins/forex. From the various online scams quoted on your PBS link, "shopping scams, luring job seekers to transfer money, lending scam, investment scam, and making threats via telephone calls.," some are more suitable to phishing, some (eg threatening calls) to cold calls.

The government knows the place of birth of a Thai. It's not written on the ID and not normally used for identification in Thailand. I wouldn't know where else than in government databases is this information stored. Account number and ID number are relatively easy to get - but by far thre easiest way to get them is buying these data in bulk from the bank. The seller may not be authorized to sell the data, but that doesn't change anything.

Thx. I remember. I asked my bank (which isn't KTB) and they told me to call 1441.

So how did the scammer have all this information?

Yes No, some "pi" convinced her (could even be me, as I am one of these people she calls "pi") She is now sad about her savings. But I think 5600 is not too high a price to learn an important lesson

By now, friends told her it was a scam. She blocked the number and the line account of the caller. She realizes 5600 is gone (= life savings). @richard_smith237She wanted 35,000 because that's what the scammer was asking for. Originally, she was very upset, feels better now. I will tell her - change bank - change phone number - change line Thx, didn't think of that. The scammer knew all her personal details including ID number, bank account and place of birth (which isn't written on the ID card and which she hardly tells anybody). So it's an inside job of government staff and bank staff. That's why I think complaining to police and KTB (= Krung Thai) is a waste of time. But she should probably do it. Correct. But beware: very sharp people (eg an American submarine commander, a German professor of a law school) can get so shocked by these calls that they don't realise it's scam. BTW further reading: https://www.usip.org/publications/2024/05/transnational-crime-southeast-asia-growing-threat-global-peace-and-security

A friend got a phone call. It seems the scammer knew her bank details, from KTB. He called (not from the bank's number) and said, he called from KTB. Then transferred the call to a "police", who added her in line and sent a "polce letter" by line only. An official looking letter, supposedly from the police in Lamphun, with Garuda and stamps. The letter told her not to tell anybody about this letter, it's a goverment secret. Asking for 35,000, accusing her of money laundering. They told her the account where to send the money (it is not written in the letter). She sent the balance of her bank account (5600) to an SCB account of an stranger and is now asking all her friends to lend her 35,000. I still don't understand the details, but I think it's a scam. I am not in Thailand, so it's a bit difficult for me to help. She has the idea to travel to Lamphun (from Bangkok) to ask whether the letter is real. I think that's ridiculous. Any better ideas? I think the 5600 is lost, or would it help to complain to KTB? I think she should change her account to another bank? Which one? I think complaining to police is useless?

Same for Khlongtan Hospital for advanced pregnancies who may need inpatient treatment or observation