Cardano

You wouldn't even be here.......you even said it yourself that because you previously earned £9k per month it enabled your lifestyle here.

It's well known that in the UK hospital A&E depts and doctors surgeries are abused by a number of people who could get the necessary medical advice and requisite medication from a phamacist. But at least they have an appointment system which is pretty reliable, the doctors and nurses are all professionals and fully certified by the BMA and treatment is free at source. The same cannot be said of doctor surgeries here, how sure can you be that the doctor here is certified as a fully qualified general practioneer? As for government hospitals yes the doctors are fully certified but there is no appointment system you have to arrive at sparrow farts and have to sit and wait usually all day, and then you have the pleasure of paying for it. I will grant that most Expats would only search for medical treatment as a last resort but if a Thai sneezes they are rushing to see a doctor.

Yes read my post it explains clearly why.

So you have just proved my point, your good fortune to earn 100k per year has enabled your quality of life today. If you had been earning the minimum wage in the UK what quality of life would you have now!

Agreed, but it's not as simple as that; you need to take in to account that once the money is used to top up the qualifying years it is gone. Whereas if invested in a stock the money is still available at anytime and by reinvestment of dividend is also increasing exponentially every year

Actually the USA is a nation of states under a single flag and their is no clear agreement that it is a soverign country.

A 6 month old baby is content for hours with a rattle because they don't know any better. I'll guarantee you that the majority of workers in the west are far more content than the majority of thai workers.

Most Thai Parents have farmed their kids off to grandparents so they can go earn their B300 per day and the rest aren't intelligent or don't care enough to teach their kids anything.

But it certainly helps in spades

You really need to get out more and open your eyes.

Another Thaiophile who has nothing better to post than a West bashing spree to try and justify his existance in Thailand. If I ever find myself doing anything similar I'll get on the first plane back to the western world.

I am due to receive my state pension in October 2028 so yesterday went to the Gov.UK site and checked my NI qualifying contributions and forcasted pension amount. The information provided shows that I have 30 qualifying years and can pay voluntary contributions for a further 4 years (so 34 years in total) at a total cost of £3,244.80. The pension forcast figures are as follows; with 30 years contributions pension of £10,528.07 per year; with 34 years contributions pension of £11,541.90 per year, I must point out that the forecast figure is in reality the amount that would be received based on todays pension rates. Based on the fact that the UK state pension has over the last 20 years increased on average 4% per year and one assumes this will continue my dilemma is do I do the 4 years top-up or do I stick with the £10,528.07 pension and use the £3244.80 to invest in a stock holding paying (today) a 8% dividend assuming that dividend will grow by 2% per year and the stock value will grow 2.25% per year. I'm sure others have looked at this scenario and would be interested to hear your thoughts.

mytello accepts credit card payment

Erm...think that might be the same thing as underground!!

Duhh.......I was referring to the part in the post that said "Solve the problem with all smoking and make it very expensive.. People will stop, and the tabacco industry will die out"

People wont stop it will just go underground

Don't blame the machine, blame the human quality controler.

One also needs to bear-in-mind that your IPTV provider is uploading via ISP's and most certainly through VPNs. Many times reception issues can be at your providers end.

Yep agree Nvidia or Formuler, you get what you pay for.

Whose opinion....yours?

Well done you if that's the case, and if true is a very rare exception rather than the rule. Which company is this so your claim can be verified against their T&C's?

You mean you don't use certain forms of social media such as FB & IG etc. But what you post here is media and sharing that media with others is called socialising.

So why are you using this social media site then?

Duhhh....... Dictionary Definitions from Oxford Languages · Learn more so·cial me·di·a /ˌsōSHəl ˈmēdēə/ noun websites and applications that enable users to create and share content or to participate in social networking. Social media is made up of websites, apps, and other platforms that allow users to share information and ideas with virtual communities through text, photos, videos, and more.

The original contract will state pre-existing conditions are excluded, at renewal of said contract any pre-existing condition is excluded. So yes if you had a heart attack or was diagnosed with cancer prior to renewal those conditions will be excluded from cover at the renewal.