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NoDisplayName

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Everything posted by NoDisplayName

  1. YES! Ezzackly..........almost. Over the 158 days you get a "per annum" rate of 3.5%. That means you get the annualized rate prorated over a specified promotion period, which in this case is 158 days. You do NOT get that rate for one full year. That's why the ads say you get 3.5% "per annum" and NOT that you get 3.5% interest. When you buy a 6-month CD, you get a per annum rate. If the per annum rate is 4%, then at six months you get 2% in interest deposited into your account. After the 6 month period, if you don't withdraw your funds, the CD will often reset with a lower NON-promotional (lower!) interest rate. In this case, you get the per annum rate over 158 days. Have you considered why the bank doesn't specify what happens at day 159 when the promotion ends? You have been confused by bank terminology into mistakenly believing you'll get the special rate for at least a full year. That's why they do it that way.
  2. This is a 5-month promotion. You are guaranteed a specified interest rate over 158 days. The interest rate after the 158 days is unknown. Your 2.31 conversion does not apply.
  3. Right. Do the math. You do get an average rate of 3.50% per annum, but only over the 158 days as specified in the advertisement. At day 158 you have a total of 1515 baht in interest accumulated, at 3.5% pa over the five-month period. But what happens at day 159? Your interest rate will drop from 15.8%, but to what? Unless the bank gives you 3.50% interest for the remaining 7 months of the year, you won't be getting that 3501 baht interest. Must be a reason the bank doesn't tell you what the rate drops to for the other 207 days of the year. I'm betting on a rollover to 0.50% per annum, giving you an additional 283 baht interest for 7 months.
  4. Are you sure you're getting 3.5% for the year? I'd assume that's the average over the first five months. I'd bet that on day 159, your balance rolls over to 0.5% for the remainder.
  5. The US embassy does have a program to repatriate destitute Americans, but if for emergencies only, and is rarely used. The lady has to show that she is truly without funds and has exhausted all other options.
  6. Wait. Isn't that a protected job? I bet the smart cars are out now.
  7. I caught crabs in my garage of all places.
  8. Did I read correctly? The lady called a taxi driver at 4am and was quoted a price? The article said called, so she didn't just flag down random mototaxi on the road. It would seem she agreed to the price, and then he drove out to pick her up. Was it only after he arrived that she tried to dispute the fare that she had apparently agreed to?
  9. Not that they're actually being used in ukraine, but at 35 tons, they're less likely to get bogged down in the sticky ukranium spring mud than the 60-70 ton leopards and challengers.
  10. How was he deceived? Unless she promised not to leave with his valuables while he was showering, it's just simple theft. Chinese "business" hotels have solved this problem. The bathrooms have floor-to-ceiling glass walls so you can observe your guest while showering.
  11. You'll know it's fake when the cop tells you it is, but then lets you drive off after paying a non-receipted "fine" of several thousand baht.
  12. You're right. I don't know. But have seen plenty of scams in Thailand not to take a side based on appearances. This one seems plausible, but I'm skeptical. Wouldn't be the first time someone tried to pawn costume jewelry as gold. The best cons have a good backstory the pulls at the heartstrings.
  13. Amazing Thailand! SE Asian hub of shooting yourself in the foot.
  14. Okay. Guy has 1000 baht to buy a cheap gold-colored necklace, instead of buying milk for his kid. Tries to sell cheap gold-colored necklace at a gold shop......to buy milk for his kid. Gold shop employee wasn't completely fooled. Call me skeptical, but, you know, the thing.
  15. Grind'r is Buddhist? You learn something new every day.
  16. Order online...... Aspent-M [Aspirin] 81 mg [Pot of 60 tablets] ฿50.00 https://bangkokdrugstore.com/product/aspent-m-aspirin-81-mg-60s/
  17. Did they consider possibly maybe perhaps waking and asking the uninjured driver?
  18. Our local metal goods dealer has 76-cm wide roofing sheets with 25-mm insulated foam w/metal foil at 360 baht/meter. Sorry, don't know the brand name.
  19. This will end well.
  20. Who can beat Biden? Gotta be Cornpop! He's one mean dude.
  21. Mostly peaceful Chinese weather barroons.
  22. Try this online. If i remember, you need to apply for a user ID and password before you can log on. https://extranet.immigration.go.th/fn24online/ For the android app, did you set the app store location to Thailand?
  23. These are historical documentaries. Where do actual facts come into the picture when all that matters is representation and inclusion and ekkitty, and telling "my truth"?
  24. The director told variety And the producer said They're doing a 4-part series on "African Queens." It appears to me she's been forced to culturally appropriate as the last Wakandan Queen in a movie turned out to be a slave trader. oops.
  25. That's good to know. I'll file that for future reference when Nick Cage is cast in a claimed historical documentary playing Nelson Mandela.
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