NoDisplayName

He has all the time in the world to brake. And now he has none.

What are you looking for in a condo? Luxury or normal Thai style? 3.5-4k furnished for basic room with small balcony and bath. https://propertyhub.in.th/en/listings/ให้เช่าคอนโด-สินเศรษฐีนิเวศน์-sinsetthi-niwet-3500-บ-ชั้น-7---2480170 There are several "mansions" in Bangkapi near the mall with a boat pier, and new overhead rail and metro stations.

I'm only losing 30 baht on each item sold, but I make it up in volume!

Don't bother with the tax office unless you want to. You can file a Thai tax return, and if you fall under the income limits, you can request a refund of taxes withheld on bank interest and stock dividends.

Your broker will deduct the 10% tax before depositing dividends into your account. Account will be referenced to your name and passport number. Thailand does not tax capital gains on sales of Thai stocks.

I'd have to dig up my other passports to check for certain, but I'm pretty sure you get a 30-day visa waiver on arrival regardless of when your outbound ticket is dated. If you fly in on the 1st, and when asked show an outbound flight for the 6th, you still get stamped in for 30 days until the 30th.

I suppose it depends on your immigration office. Received an email at 7pm Sunday from Korat immigration that my 90-day was due at the end of the month. Submitted report online at 10pm, received confirmation email at 11pm. Received approval email Monday morning at 9:45.

It wasn't that, it was that you never actually made an offer. You tracked down the owner of land that isn't for sale, contacted the owner, but never get down to negotiating. Your proxy never made an offer, just said "too much, lower the price" even though you say the price was reasonable. Doesn't seem to be a serious buyer.

Oh, now this is different. The land was NOT listed for sale, right? You just saw it, thought you might buy it, and tracked down the owner through the land office. Your proxy contacted the owner out of the blue wanting to buy it. Owner offered a fair price, your proxy tried to haggle him down without making an actual offer. At which point owner told him to essentially fornicate off, it's not for sale.

Did the owner (or proxy) state the owner didn't want to sell, or didn't want to sell to you specifically? He advertised at a price you yourself said was OK, so he would think he doesn't need to waste time with hagglers.

Wait...............isn't "proofread" one word? Hahaha! I see what you did there!

You don't know this is an error. They might have hired an elderly male foreigner as an official greeter to hug arriving customers. Imagine a pharmacy having their very own hansum man on staff! Foreigner Welcomes!

Some online banks are offering decent interest rates with no funny stuff. Discover bank has 3.75% FDIC insured no minimum available, but that's for your dollars not held hostage in the Thai banking system.

That could add up lots of off-the-books income. So, just WHO do teachers have to pay off? Who's in charge at a school and does the hiring? I hope they're paid a high enough salary not to be, umm...........tempted.

Okay.........I guess I was confused with this bit. it appeared you were trying to work out the actual annual percentage rate of interest you'll be getting, but that would be impossible without knowing what interest rate is offered after the promotional period.

The coding information I gave was from Bangkok Bank. I logged onto my account and viewed a statement of recent activity. The transfers I made a day before Songkran and last night were coded differently.

Yes. I know that, and you know that, and immigration "should" know it, too. But switching bank branches and switching fixed accounts and switching immigration offices...........how you say, "Amazing Thailand." Be prepared for anything. It doesn't cost me anything, just may have to wait an extra day.

Always on PC for Wise, usually for Bangkok Bank. Last night's transfer was on PC only. Not sure why Bangkok Bank would code it as MOB, since I'm not involved with them in any way for the transfer from Wise. Only use the phone app on rare occasions when I want to transfer cash from my main account without ATM card to my spending account with ATM card.

Fortunately not a problem. I have 800K in the bank, and have already done a retirement extension, but I've switched bank branches and have a new fixed account covering the entire year for the next extension. I'm just collecting FTT receipts at the new branch to avoid potentially having to go back to Bangkok some time in the future if/when immigration (incorrectly) asks for proof of foreign transfer.

You are correct. Last night "funds for long-term stay" arrived in seven seconds, listed as "transfer from a/c at other bank." That is the first time in the past few years a transfer has been given that coding. All other "long-term stay" transfers have shown as "international transfer." No idea why this one is different. Earlier transfers were mostly done in seconds, unless over a weekend, or last month which took four days due to songkran. *edit* Also noticed a change in the channel code. Earlier transfers were "AUTO" (auto debit/credit), but this one was coded "MOB" (mobile banking).

Yes, I've read them. That 3501 baht is 3.5% for one full year. You don't get that. You only get the promotional rate for 158 days = 1515 baht. What comes after (days 159-365) is unknown.

Well, okay then. Good luck arguing with the bank manager when you don't get the promised 3.5% over an entire year when all that was promised was a 5-month annualized promotional rate.

How much interest do you receive after 158 days?

Wise uses the same realtime conversion rate (+/- a couple satangs) you'll see on XE.com, so compare that to what your bank charges for currency exchange. Sent $1K last night, selected "funds for long term stay", received in my Bangkok Bank account in seven seconds. You can get alerts from Wise to your email, daily baht rate or an alert when the conversion hits your target rate.

Lemme try to make it clearer. Consider these two offers: The first offer will give you 3500 baht in interest after 158 days. The second offer will give you 1515 baht in interest, equal to 5 months worth of 3.5% interest.