onebir

9 hours ago, kotsak said:

Apparently the person who designed the carpet had a major in Physics with a sense of humor.

Only funny until you fall into the black hole

6 minutes ago, mr mr said:

crypto staking is a very safe and viable way of getting some fantastic returns on your money. 

 

Safe in some ways, but presumably pretty/very volatile?

OT but any recommendations for a "duffer's guide to crypto" (mainly focussing on how to use it)?

15 minutes ago, Jingthing said:

As far as I can imagine the risks are initial capital investment decline and not getting the hoped for return. Are there other risks than that?

Not exactly other risks & I think

a) value bias makes sense after growth stocks outperforming for so long, &

b) closed end funds are a relatively neglected space (eg often trading at a discount to their underlying assets)

but these things put me off:

1) The 'dividend' is partly funded by capital gains; if they get capital losses, it will drop sharply. So changes in capital and income will be (even more) highly correlated (than usual). 

2) The 25% leverage will magnify losses as well as gains (& margin is available quite cheaply from brokers like IB, so a managed fund doesn't gain much of an edge).

3) Like all managed funds, the manager may have a bad year (or 3) so although the fund is diversified across assets, it's probably wise to diversify across managers.

Buying (smart) value etfs on 25% margin & planning on selling a bit for 'income' might broadly equivalent, with lower fees. (Unless there's a juicy NAV discount)

3 minutes ago, Pattaya Spotter said:

Actually those aren't teeth...those frilly appendages are floppy skin around the mouth mimicking worms

Oh yeah, they are a bit frilly if you look closely. "TVF IDs human-faced fish" ????

5 hours ago, Pattaya Spotter said:

Any scuba diver could have told them it's a "Stargazer." A benthic fish that lies on its stomach submerged in sandy areas with only its upward focused eyes visible. It's an ambush predator.

 

The OP mentions no teeth.

4 minutes ago, OzMan said:

At age 71 (today) it was 34,000 baht, although the policy contained items I have no interest in, such as repatriating my body, loss of travel documents, public liability,... When I asked how much for an 80yo the agent said coverage only possible up to age 75. What do other members plan to do about insurance, if it becomes compulsory, when they are over 75?

34k baht/month & only up to 75?

The insurance ripoff seems to be defeating the point of offering at retirement visa...

17 minutes ago, Tippaporn said:

Isn't it his white privilege that got him the $240m Netflix deal?

Pretty sure that was royal privilege!

8 hours ago, donnacha said:

Also laughable that he feels he is now experiencing racism first-hand by walking in his wife's shoes, a woman I've seen on TV for years and never had the slightest idea was black.

In 'Suits' her father being black was supposed to be the giveaway. But I still pondered whether she was supposed to be adopted ????

7 minutes ago, PoorSucker said:

It's almost like only foreigners gets infected. 

A possible explanation for that: tests (on foreigners) in ASQs are accounting for a good proportion of total tests*, because relatively little other testing is being done.

*& therefore 'confirmed cases'.

19 minutes ago, TEFLKrabi said:

Is it an offence to burn down your own house?

Arson about is prone to at least offend the neighbors

34 minutes ago, holy cow cm said:

Agree. Reciprocate what they give.

Thailand has an insurance lobby, western countries apparently have a real estate agent lobby...

3 hours ago, Pravda said:

Not sure why my post got so many laughin emojis. 

 

I wasn't joking.

Welcome to TVF

48 minutes ago, Garbol56 said:

Me too, after maybe even an elite visa to put into the holder.

For the price, I'd want the person with the elite visa ????

4 minutes ago, Fex Bluse said:

 

Do we also believe they their covid reporting? 

China isn't even doing that much covid testing (tests/1m population ranks 84th of 197 countries reporting).

4 minutes ago, kingofthemountain said:

and it's ecological

Also economical. I don't think most people from western countries know about these mats; they're common in China though. 

13 minutes ago, moontang said:

There are 50 motorbikes in the lot for every balcony light on.

At least the balconies are solid then

Various kinds of bamboo mats can make upholstered furniture, mattresses etc a lot less sweaty.

4 minutes ago, kingofthemountain said:

If the visas weren't a real issue in Thailand, this forum wouldn't exist

Some silver lining ????

1 hour ago, CraigInBangkok said:

even though I can speak Thai fluently nobody can understand a bloody word I say.

I thought I could speak Chinese fluently once ????

3 minutes ago, BritManToo said:

Just passed through on my way to the train station, I went hiking in Zhangjiajie national park for 10 days (Nov 2017). I was living in Chiang Mai on a Non-O VISA. It was a little cold but well worthwhile, no other foreigners anywhere, not even on the plane.

Good thing, Changsha is a bit of a dump! ????

23 minutes ago, placeholder said:

There's a mathematician names Paulos who coined a word: innumeracy. It means to mathematics what illiteracy means to reading.

An item for the TVF cognitive assessment test?

1 minute ago, BritManToo said:

Not true, I didn't have any problem applying for a Chinese VISA in Chiang Mai and at a fraction of the price.

$25 in Chiang Mai Vs $125 in the UK.

I don't think that's possible (any more) for someone in Thailand on a tourist visa.

Off-topic, did you like Changsha? (I lived there for several years.)

On 10/25/2020 at 4:30 AM, Lacessit said:

I'm wondering what a combination of ivermectin and remdesvir would do.

About the same as ivermectin alone; the evidence for remdesvir has been poor from the start. (They changed the proposed outcome in the first study, that got all the attention, from mortality to length of illness. Big red flag: if you do this, and measure enough outcomes, you can basically cherry-pick one that gives a 'significant' result all/most of the time.)  

So is there a difference between an "Air Fryer" and a "Halogen Oven"? (Fans in the former, not the latter?)