As a an investor in silver, remember how much heavier than the equivalent worth of gold is, if you leave the country for example, silver should be ok if you count on keeping it twenty years imho
I lovingly give my wife 20k pm and she is not a silly little girl!
She gives her very responsible son 10k, car insurance 2k so she is left with 8k to fritter away...which pleases me...i am not a sticky man and if you want to borrow a few bob, Bob just ask