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Regyai

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Posts posted by Regyai

  1. 2 hours ago, biervoormij said:

    A youtuber put up a video with some of his numbers. It might be worth watching. I think going to a few beer bars and just asking the owner might get you some answers.

     

     

    The problem with " I think going to a few beer bars and just asking the owner might get you some answers." Is that you get jaded answers.

     

    It calls to mind the old ruse used by those Spanish timeshare salesmen: "Dont take just my word for it, spend a day at your leisure here, sit by the pool & ask those who've already become owners". It's human nature not to want to declare to strangers that you've been a complete fool and and thrown your money down the drain pursuing an impossible pipedream.

  2. As a UK national there are a few anomalies with motorcycles and travel insurance

     

    If the families assertion re a 50cc maxima is to be believed then that a 'new to me' policy restriction but it likely refers to the UK full car licence which allows a sub 50cc 'moped'. So if he like most adults had a licence to drive a car, by default he would in the UK be OK for a moped too.

     

    This leads to anomaly #1 in that UK car licences show the little motorcycle graphic (for 50cc mopeds) and it consequently also appears on the respective IDP. By virtue of this countless UK folks in Thailand are riding motorcycles (in excess of 50cc) with these documents. A ticking timebomb as come the day...no travel insurance cover!

     

    Many UK travel insurances give absolutely NO cover for motorcycles

     

    Some policies throw in cover for sub 125cc Motorcycles

     

    Travel insurance with cover  for > 125cc (which many newer Thai 'twist n gos' now are) is as rare as hens teeth - I know of only one.

     

    None of the insurers (AFAIK) extend personal liability cover for riding motorcycles

     

    So even if you are in the favoured position of having a policy with sub 125cc cover, and possessing the relevant UK motor bike 'rating' that covers that size cc / equipped yourself with an IDP, suitable 'sissy-lid'  & found a 125cc rental - you still bear any liability incurred, and will fall foul of any alcohol or substance induced impairment clauses.

  3. By way of observation, only his word re 'head stomping' (he looks remarkably well for a true recipient from my experience)

     

    The video shows as best as it's low res does that he's swinging and active well into the melee

     

    There's a girl too mentioned above who may/may not have connected with some retaliatory shot(s)

     

    All in all he's bigging up a very trivial alleged 'broken nose' (good ones blacken out and largely close both eyes as well as flattening the beak) as a ruse to amplify his poor me/victim stance.

  4.  

    2 hours ago, worgeordie said:

    When money is involved , I can believe anything ......if she needed 3 guarantors ,doubt she had the

    income to repay for the SUV.

    regards Worgeordie

    Its a simple equation that leads to the obvious answer, none of them were adjudged capable of being able to pay the loan. But bundled together on a 'jointly and severally liable' basis the finance supplier felt confident enough to take the risk.

     

     

    2 hours ago, RickBlaine said:

    I know, but these (guarantors) are decent people, just trying to help a friend. 

    And that is the problem - the pull on their heartstrings overpowers what little common sense they have.

    • Like 1
    • Thanks 1
  5. 32 minutes ago, yeahbutif said:

    ... . So don't become a gaurentor at all..

    A futile lament

     

    Ive actually asked a local about to sign on the dotted line if he'd be prepared to use his house to get finance for a new pick-up and then give it to his friend in the hope of him paying him back for it.

    This was met with abject horror at the very thought of it, but the tacit fact that it was in essence no different to the guarantorship he was so eager to embark on - was something beyond his willingness to accept.

    • Like 1
  6. 53 minutes ago, KhaoYai said:

    In other areas of the airport yes. Last time I changed money down near the train station, Kasikorn's rates were the same as Superich's.  Imagine how someone who doesn't know about the booths down there is going to feel if they'd just changed money at a Kasikorn upstairs then see the same bank offering a much better rate downstairs?

    Slightly less violated than if they'd  been helped along by some Mongolians

  7. 20 minutes ago, DonVito82 said:

    That Japanese goon is beyond stupid.  Exchanging your Yen at the airport at a rate 3-4 Baht lower than the actual rate. ???? Then getting robbed by a bunch of clowns. Asians are the most easy to rob. You see it here in Holland on the news (all the time!) as well.

     

    10 minutes ago, Fat is a type of crazy said:

    Not at Super Rich near the train station. You get a good rate. Metres away the main banks in the terminal have terrible rates. 

    Not only do you proclaim yourself clueless as to the worst kept 'secret' (widely known about for many years) in Suvarnabhumi: the best rates downstairs near the slip down to the railway - but then offer up this gem, even using the full Xe rate for JPY getting "3-4 Baht lower than the actual rate" he would have at best been not worth robbing or more likely found himself in negative exchange territory.

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