What you need is an actual electrician, you don’t have one.
what you now need is an actual plan.
It is quite likely that you can wire a whole house RCBO for little more than the cost of the RCBO
It maybe less expensive to run new circuits for devices that you want protected by individual RCBOs.
It is most likely that the electrician will not be able to tell you what is needed until he takes a look at the job.
It is certainly possible that stripping out the old wiring and doing an actual new wire job could be cheaper that trying to solve the problem.
When we were accepting our new house the cost for the builder to eliminate the borrowed neutral was around ฿20,000, if I would be liable for that cost I could well have decided to use a single RCBO and ignore the problem, as it was the builder who did not contract with an electrician I insisted that he fix the problem.