Don’t be out alone anywhere in the world during midnight on. Koh Samui should be fine during the day. But if I was a female I would always have protection close by.
I have a Schwab brokerage account. I talk to guys that live in Thailand that have Schwab. They don’t have any problems. I have never heard of Schwab closing accounts of people living anywhere.
When I talk to a Thai and I’m speaking in Thai and the subject of a foreigner comes up I surely say farang. If I said a foreigner in English they wouldn’t understand. I talk so Thais understand me
I’m just glad I got my account when I did. I’m surprised that people complain when their bank charges them 45 baht. Must mot have much money at all. At least not to me
I never have a tab. When I get a drink I pay for it right on the spot. He’s lucky it wasn’t worse.
I have never had any problems. Usually the other way around