oldcpu

Yes - and if you had read my very 1st post you would have read: " I have not encountered the situation you are in, but I do note in some immigration offices (such as Phuket) when applying for an extension on a Type-OA visa (for reason of marriage to a Thai) require proof one is still married. " I made it clear I was in a different situation, so I fail to see your point in your posts in repeating what I already noted (that my situation was different).

The point is they may want proof marriage is still valid.

Good luck in your efforts. I have not encountered the situation you are in, but I do note in some immigration offices (such as Phuket) when applying for an extension on a Type-OA visa (for reason of marriage to a Thai) require proof one is still married. For example some time back I had to prove my Thai wife and I were still married. In our case, since our marriage (which was originally in Canada) had been subsequently been re-registered in Thailand, we had a "Kor-22" document. The Phuket requirement (at that time - a few years back) was that I had to go to city hall with my Thai wife and have the Kor-22 document renewed - so to prove we were still married. I subsequently switched to a Type-O (for reason of retirement) and then to an LTR visa, so I don't know if this is still the case at Phuket immigration. Granted - this is different than what you are encountering, but it could be for the same sort of reason - they want some organization to give 'official proof' that you are still married. .

As noted already in this thread, in the case of applying for an LTR visa, if on a non-immigrant type-O (and OA) visa, it is possible to apply for an LTR visa when on either of those two visas. I recall one of the 'fields' I had to fill in on the application form was what Visa was I current on ? (if any). In my case, speculating it would take me a long time to get the LTR visa approved, I went and applied for a 1-year extension on my Type-O visa (for reason of retirement), and then within a week of obtaining that extension, I then started the application process for my Thai LTR visa. In the case of the DTV visa, ... I don't know if that is possible. Its a good question ! .

Phuket asked for such (hand drawn map, and phone number to arrange visit to my condo) from me once when I was going for an extension on a Type-OA for reason of retirement. Other years they (Phuket immigration) did not ask me for such. Frankly, I was very surprised they asked for such as I thought it was only required for extensions for reason of marriage. Then late, when I changed the reason for my 1-year extension (under the Type-OA) from 'retirement' to 'marriage', they asked me to add them as a "Line" contact (on the "Line social media app"), and instead of doing a home visit, they asked me to phone them a couple of days later on "Line" (initiating a video chat) and they had me walk through my condo, showing them the interior, the number on my door, and at the street sign at the entrance to the condo.

My hope is no tax return will be needed. Thus far, after the initial phone call from the Revenue Department, questioning my wife as to why I applied for a Tax ID (where RD initially stated a tax return not needed if I did not bring foreign income into Thailand - but they did not know my particulars with me being on an LTR visa), they have not phoned my wife back. After their initial statement (no tax return needed if money is not brought into Thailand), recall my wife asked them a couple of further questions on the phone: (1) do I need to file a tax return in Thailand if on an LTR visa when bringing foreign income into Thailand while I also have no Thai income, and (2) at what point would I need to file a Thai tax return if my interest income (from Thai bonds/banks) reached a certain point. My wife also asked for a written statement if no tax return required. The RD person stated they would check and call my wife back. Thus far, the RD have not called my wife back - and given we are trying to be tactful about this, my wife has not (yet) called the RD back again.

Unlikely IMHO - or if there are some its a VERY SMALL number. Most of us are hoping it does get easier to stay in Thailand for those who don't meet the marriage or retirement or elite visa status. That IMHO is one of the good things about Thailand, in that there are many different types of Visas, where some Visas are more suitable than other visas for the different personal and financial status of various individuals who wish to spend time (and money) in Thailand. It makes little sence IMHO to rain on someone else's parade. So while I have an LTR visa, I am happy to see these new Visa implementations make it easier for many to come to Thailand. .

As noted in this thread (where IMHO you are obtaining good advice) one can 'rent' a ticket in the sites mentioned in this thread. If that causes one concern, then there are some amazing cheap prices if one wants to buy a 'real' oneway ticket. I just looked at Kayak for flights and some example cheap one way flights are: Krabi to KL : 1273 THB (Air Asia) 14:25 to 16:55 (~$35 US$) Bangkok to KL : 1318 THB (Air Asia) (~$36.25 US$) Bangkok to Phnom Penh : 1434 THB (Air Asia) (~ $39.50 US$) One does have to try different dates to get the cheapest flight. Given one does not plan to use the flight, it doesn't really matter what city one is flying out of in Thailand (as long as the ticket is to depart from a Thailand international airport) and it doesn't really matter what city airport outside of Thailand one is flying into (as long as the ticket price is 'dirt cheap').

Thai Airways from Frankfurt (when flying to Suvarnabhumi) noted the same in a 'popup' on their website (a few times when I checked in online to fly that route from Frankfurt to Bangkok). Still - despite that warning when doing the online checkin, given how busy they can be at the airport at the airline boarding counter, that doesn't guarantee they will take the time to call one up to the counter to check one has such a return/onward ticket. I've been called up a couple of times (by Thai airways) in Frankfurt to the boarding counter when flying to Thailand. On one occasion I had a type-OA visa, and after seeing the visa in my passport, they thanked me and asked I simply wait for boarding. On another occasion (when my Type-OA was invalid as I previously deliberately departed Thailand with no re-entry ticket (so to invalidate my Type-OA as I was planning to enter Thailand visa exempt and obtain a Type-O once in Thailand)), the airline staff spent a long time looking at my (invalid) Type-OA, .... and then let me return to wait for boarding. They did not ask for an onward ticket (although I had such ready if asked) I think they could not tell that the Type-OA was no longer valid ?? ... Still I do agree its best if possible to have a contingency plan ready in case one is required to produce such a return/onward ticket at the last minute. I don't think the current 60day visa exemptions being limited or unlimited, will affect any of the current policies for possible onward or return airline ticket checks.

One thing I like about Thailand is it has multiple different types of visas, that can suit the financial and personal situation for people from different backgrounds, where no one visa is good for everyone , .... but some visas are well suited to some in a certain financial or personal situation. I'm an old fogy in his 70s (who is happy with his LTR visa), but when I look at this DTV, it seems its timing is very good and well suited to the young who have some money, who are trying to escape from regional conflicts for the next five years. The young from Myanmar, Ukraine and Russia, who may be trying to avoid to fight in wars that they don't believe in, comes to my mind. I suspect the most difficult part for such young might be the "proof of purpose" of visit, but perhaps taking 5-years of Mua Thai lessons (or cooking or other sports training) is preferable to fighting in a war. They may need to worry a bit about the tax situation (if staying 180-days or greater) but that is true for almost all Visas to Thailand that let one stay 180-days or greater. Good on 'Thailand', for offering this, is my view on this. My view probably is controversial to many who don't want to see 'combat age youth' showing up in Thailand , but I hold no ill will to those trying to avoid regional conflicts. These are interesting times.

An educational thread - illustrating how different various Immigration offices can be. When I used to be on a Type-O/OA visas, I often would go to Phuket immigration for my 90-day report (as the on-line reporting rarely worked for me). It is less than a 15-minute car drive from where I live. I think the most I ever had to wait at the immigration for a 90-day report was close to 45-minutes (it was a zoo that day at the office, and it was very over-crowded), and most times for a 90-day report I was in/out in less than 15-minutes, ... sometimes less than 5 minutes when using the Phuket central immigration office automobile drive through. No appointments needed. Reading of over 2 hours being required in one case at CW, and 45-minutes being a relatively quick time, was, for me as noted, educational. It definitely "drives home" how different various Immigration offices can be in terms of what one does. I assume the conclusion for CW is to always try and make an appointment?

Good point. I was thinking of LTR-WP. .... Still, I ask myself, how about those on an LTR WFTP category with families? Should they be forced to drag their families out of the country every year? or leave their family every year for their own visa run - when they could instead obtain a Visa where such was not needed (assuming they have the finances)? My own view is we are fortunate that Thailand has many different visa categories, and dependent on each of our circumstances (age, working? retired? families? finances), different visas are suitable for each of us.

Let me give you one reason: Some of us in our 70s and 80s do not want to have to travel to leave the country every year.

I agree with all that you state EXCEPT for the "asking for trouble" wording. I am going about this very indirectly and tactfully. Very tactfully. Would you prefer to find out (say in year 2027)that you have to pay tax on year 2024 and 2025 and 2026 assessable foreign income, that you should have been tax exempt, but you now have to pay tax on it, only because you failed to file a tax return? As you infer, TIT (this is Thailand). I can't predict the future despite many years living here. What I can predict is that somethings are not predictable. As for doing nothing and having faith, ... that's your choice. I respect that. It is thou what I call the 'head in the sand approach' and I will repeat it may very well be the best approach. And it may not. But its not my approach.

I agree with that - except 5 years may be too late, ... and further the only addition I might have is a caution in the Royal Decree No.743 on the LTR visa, in Section-7 that states (unofficial English translation): "Section 7 - In the case that a foreigner has applied tax reduction or exemption under this Royal Decree, and does not comply with the rules prescribed in Section 3, Section 4, Section 5 and Section 6, in any tax year, benefits will be suspended in that tax year." That is rather punitive. Note that 'section-6' (which is referred to in section-7 above) then states (again unofficial English translation): "Section 6 - A foreigner who is entitled to the benefits under Section 3, Section 4, and Section 5 must meet qualifications and comply with rules, procedures, and conditions as prescribed by the Director-General of the Revenue Department." Again, Section-3 and 4 refers to the "LTR High-Skilled Professional" and section-5 refers to "Wealthy Global Citzen, Wealthy Pensioner, and Work From Thailand Professional". So very clearly Section-3 and Section-4 and Section-5 LTR-visa holders can run into problems if they do not comply with rules, procedures, and conditions as prescribed by the Director-General of the Revenue Department. I ask again, what are those rules, procedures, and conditions? And again, Thailand Revenue Department has tuned its tax intepretation defining anyone in Thailand for 180 days and greater is considered a tax resident, which means they need to file a tax return on assesable income. Thailand Revenue Department did NOT state LTR visa holders are exempt from following their rules. There is nothing that states clearly that Section-5 (from Royal Decree) visa holders do not have to follow Thai Revenue Department rules, procedures nor conditions. Just the opposite is stated. So if a Section-5 LTR Visa holder (ie LTR-WP, LTR-GC, or LTR-HSP) should not follow Thai Revenue Department rules, procedures nor conditions their tax benefits will be suspended in that tax year. .... ie one could interpret that as saying they will then have to pay tax on their foreign income if they don't follow some rule (where I fear such could be something as basic as not filing an income tax return). This is the thrust of my trying to figure this out and why I think it useful to try have this made very very clear. And that is why I am adopting the indirect approach I noted ... Yes, I could turn a blind eye, stick my head in the sand, and indeed, it may work out fine just like I think we all hope it works out fine (as that was what we were lead to believe by BoI when we applied for the LTR Visa). ie No tax return !! No tax on foreign sourced income. I do hope that. I want to blindly hope that. But I don't like that "hope only" approach. So I am trying to very tactfully prod the Thai Revenue department, by applying for a Tax ID, and obtain something definitive from them. I don't criticize those who put their faith 100% that there will be no tax return requirements for Section-5 LTR visa holders, as that is ALSO what I want. I just want to ensure we don't get impacted by Section-7's punitive clause because we had too much faith and believed in good faith we did not have to file a tax return. I will try to explore this as tactful as possible - and as noted - I may not succeed to get any clarity.

That definitely is a good approach. Another thought I had on the approach my Thai wife and I are adopting, is by 'shaking the tree' very very VERY tactfully in an indirect way now, that we may contribute to the RD thinking in terms of the 2024 IT, such that it will have the correct entries for the LTR visa ... or result in further Revenue Department clarifications.

Thankyou for your post. From the "Notification of the Director Gerneral of the Revenue Department Regarding Income Tax (No.427) it is clear that LTR visa foreigners under categories Highly Skilled Professional, Wealthy Global Citizen, Wealthy Pensioner, and Work-from-Thailand Professional (who are eligble for income tax reduction or exemption) MUST comply with rules and conditions on the LTR Visa as prescribed by the BOI. Further, it notes foreigners under section-3 (LTR-Highly Skilled Professional) and section-4 which again refers to LTR-Highly Skilled Professional) as defined in the Royal decree, must file a Thai Income Tax return. It does not state whether foreigners under section-5 (Wealthy Global Citzen, Wealthy Pensioner, and Work-from-Thailand Professional) need to file an income tax return. However it does clearly state (again) that all LTR visa holders MUST meet qualifications and comply with rules, procedures, and conditions as prescribed by the Director-General of the Revenue Department. So what rule might these be? How about the rule where if one is in Thailand >180 days one may need to file a tax return? Note also the wording is clear, that the Wealthy Global Citizen, Wealthy Pensioner, or Work-from-Thailand Professional are granted a Long-Term Resident Visa under immigration law are exempt for foreign assessable income. ... i.e. this directly refers to foreign income that IS assessable, but then it is considered exempted. It is not made "not assessable", it is not defined as "not assesable", but rather it is made "exempt". Does that wording matter? I don't know. So as I posted previous, for me that begs the question, is "assessable income that is exempt" from income tax clause identical to "non-assessable income" in all respects? IMHO the question is important in regards to any need (or NO need) to file an income tax return. I prefer the explanation that 'exempt' is identical to 'not assessable' and hence "NO NEED" to file a tax return answer - but honestly I don't know. I prefer not to speculate based on my preference/hope. Anyway - my hope is to eventually get a direct answer from the Thai revenue department on this question, rather than to try to dig up an answer from the BoI (where I suspect (but again I don't know) that any Revenue Department ruling may take precedent over any BoI statement). Which is not to preclude obtaining BoI answers - but I would also prefer if this was made crystal clear from the Thai Revenue Department. I am still waiting for the Thai Revenue department to call my wife back, where we used the application of a Thai Tax-ID for me (with me being an LTR-P holder), as an approach to try to obtain the maximum amount of clarity on this question. Perhaps I won't succeed here - but I am trying.

I was unhappy with what I learned from my wife (and posted above), so I decided to ask my my more questions to see if she left out any details ... and of course - she did leave out a LOT ... and I mean a LOT . < sigh > "Drilling down" for more details is always a bit risky from a happy marriage perspective, as it highly irritates my wife. Anyway, the Tax official she talked to was from the Phuket branch of the Thailand tax department. Apparently the online application went to the central office in Thailand, and they in turn passed the application to the Phuket branch of the tax department (as we live in Phuket). The Phuket tax official asked my wife, how long do I stay in Thailand and what was my income source? My wife advised I am in Thailand for >180 days per year and my income is from foreign pensions. My wife said she then added a quick comment that I don't bring my pension into Thailand. This is 'currently true' as at present any money I bring in is from savings from over a decade ago - long before 1-Jan-2024. However my wife did not say I am living off of savings nor did she state that I do bring that savings into the country on the odd occasion. The Phuket tax official then said if I don't bring in any income into Thailand, then I do not have to file a Thailand tax form. The official added if I do bring foreign "income" into Thailand, then I should then apply for a tax ID. My wife then asked, given I am on a LTR-Pensioner visa, which by royal decree states assessable income as tax exempt for LTR-P, am I still required to file a tax return? and am I required to get a tax ID? The Phuket tax official noted they had never heard of an LTR visa. They would have to check. .. < sigh > ... The devil is in the details. I have learned nothing from the above that I did not already know. Hopefully when the tax official calls back, I will obtain more answers. I am trying to 'prep' my wife as to what she needs to find out, but that is difficult, as she has her own view on these things. If I learn more, I will post - and my apologies for my quoted post on this, which is a bit misleading IMHO (but it IS what my wife initially passed on to me).

My Thai wife submitted the online application for a Thai Tax-ID for myself (a foreigner in Thailand on an LTR-WP visa) , where that included uploading copies of my pink-ID and Yellow Book. She gave her phone # as the contact number. Today she received a phone call from the Thai tax department, advising her, given I had no income in Thailand, that I did not have to obtain a Thai tax ID, even though I am in Thailand for >180 days. My wife asked that some sort of official document be sent to her (and me) to record that. The person on the phone also purportedly told her that while a pink-ID card's number can be a foreigner's tax ID, it needs to be activated by Revenue Thailand before it becomes active as a Thai Tax ID number. My wife advised the official on the phone that I obtain interest from Thai banks (which have a withholding tax amount) and also interest from a Thai bond (which also has a with holding tax amount). My wife asked at what point do I have to obtain a Thai Tax ID if that interest exceeds some TBD financial level. The official advised my wife she would call her back later after researching answer for the two questions (ie (1) my wife asking for an official record that I don't have to ask for a Tax ID, and (2) when do I have to ask for a Tax ID due to Thai interest reaching some TBD amount of money). Frankly - I don't know if this was good or bad news - I was kind of left with a fuzzy feeling that the official may not be up to date with the latest Thai tax laws (but they should be) ... so I am most curious as to what the answer will be when my wife is phoned back (which IMHO could be a week or more).

You ARE required, as a non-resident to Canada, to file a tax return on any Canadian sourced income (such as interest from a Canadian bank account one might still have) if you are in a higher income tax bracket (due to your global income outside Canada) which results in the withholding tax being insufficient. And no, I did NOT choose to report under section-217. If one does not, as I noted, one will be fined and pay interest on the tax due. Every year !!! (since Revenue Canada caught up with me) I receive (very late given how slow postal mail is between Thailand and Canada) a package with the Canadian paper income tax return to be filled in. That just is the way it is. One needs to be VERY careful in reading Canadian tax documents as there are all sorts of almost hidden aspects ... It can be very complex. Again ... why do I know? Because as an expat (with a letter from Revenue Canada saying I was not a tax-resident) I did not file a Canadian tax return for years. When I started receiving my Canadian OAS (Old Age Security) - which I get for working in Canada for 1/4 century before becoming a non-tax resident) I filed a tax return, and Revenue Canada then 'hit' me with a bill for unpaid "DELTA" amounts (above the withholding tax they already deducted) from past taxation years when I did not file a tax return. Further, they also DEMANDED I file a tax return for those past years. Be very careful when you read those documents. There is more to this than 'just meets the eye'.

If you receive any income from Canada (such as interest in a Canadian bank account), no matter how small, they want an income tax return. No. Anyone who gets ANY income from Canada, is supposed to file a tax return. And in that tax return, one is required to state one's global income, and state the global income of one's spouse. I received a letter in year 2001 from Revenue Canada, confirming I am not a tax resident. That still does not exempt me from filing a Canadian tax return and paying tax on any Canadian income, regardless as to how small (unless it is a big ZERO). ONLY if I had no Canadian income, could I then not have to file a Canadian tax return That's just the way it is. As long as the 'withholding tax' (from one's interest in Canada) is greater than what the tax would be if one filed a tax return - then if no income tax return was filed, then there is no fine for not filing a tax return. But if because one's global income drives one to a high tax bracket (which eventually became my case), such that one would owe more tax than the withhold tax rate ( ie tax on one's interest from assets still in Canada) then one runs into issues for not filing the tax return and for not paying the extra tax (due to being in a higher tax bracket from global income). Note as a non-resident to Canada, one does not owe tax on the Global income outside of Canada - but the global income does drive one into a higher tax bracket. I should also note that if one has not filed a tax return (because their Global income puts one in a high tax bracket), then as a minimum one will pay punitive interest to Revenue Canada (at a very high interest rate) and worst case one will also receive a fine that has to be paid (with interest accumulating on any unpaid fine amount year after year, until one finally settles their tax account). That also is just the way it is. How do I know this? I've been there. Done that. Paid the interest & fine.

Interesting. " ... and passport " ... Interesting. Yesterday my Thai wife submitted online an application for myself to obtain a TIN. In the online form she was allowed to select what form of ID, and she selected the entry that allowed her to use my 'pink-ID'. She also needed to use my Yellow Book (she stated the form asked her to provide residence proof where a house book was acceptable for such). The 'online' application form had no way to upload images of copies of Yellow Book nor Pink-ID, and instead one is then given an email address where copies of these are to be sent by email. She forwarded the email (with the pink-ID/yellow book copies as attachments) on to the Revenue Department email address and she received an an email back acknowledging receipt of her email. My assumption is acknowledgement is not the same as acceptance. She did NOT (at least not yet) send a copy of my passport. She stated to me such was not asked for a passport in the online form (if Pink-ID submitted as identity proof). I find that I bit difficult to believe, but we will see if the Revenue Department gets back to us and asks for the Passport copies. I am in no hurry to get a TIN, so if not sending the passport copy slows down this process, then that is fine by me.

Currently - even thou I am applying for a Thai-Tax-ID, I may not submit a tax return for tax-year 2023 (nor possibly tax-year-2024, 2025 ... ). This is something I am reviewing for myself and I am not yet certain. My details: I am no accountant, nor financial tax advisor. I am definitely not a tax expert. I only try to look after myself in terms of my own obligations and risks. I note the Thailand tax rules on foreign-sourced income changed per Por 161/2566 on 15-Sep-2023 which were subsequently officially recorded in the Royal Gazette on 6-Oct-2023, giving them the force of Thai law. Under the new regulations, any individual who spends 180 days or more in Thailand within a tax year, is considered a Thai tax resident. This interpretation requires Thai tax residents (which can include foreigners) to pay tax on foreign sourced income in the year in which it is brought into Thailand. A further clarification came out on 20-Nov-2023 (P162/2023), that this is not effective for assessable income arrising before 1-Jan-2024. The VAST majority of my savings, are from long before 1-Jan-2024. And while I do obtain pension income (enough to qualify me to be an LTR-WP visa holder), my pension income is much less than the money I have in my overseas bank accounts. So obviously, I am trying to see how the Revenue Department tax interpretations may apply to me as a holder of a LTR-Wealthy Pensioner visa. I have not brought any money into Thailand in 2024 (I brought some in to Thailand in 2023), so at the most, from what I can read, I have no assessable income (except for small amounts of local interest in Thai banks/bonds) for the 2023 tax year. Hence even thou I have applied for a Tax ID number, I likely do not need to file a tax return this year, for tax-year 2023. However next year (in early 2025), even if I bring money into Thailand via bank to bank transfer, if that money was in my foreign bank account from before 1-Jan-2024, it may not be considered assessable income because that money dates back to my foreign accounts going back more than a decade. This is independent of me being an LTR-WP visa holder. Hence that makes me think - at present, that I won't have enough assessable income to file a Thailand tax return, even if my assessable income was not tax exempt due to me holding an LTR-WP visa. But I am an LTR-WP visa holder which I suspect makes me tax exempt and it even less likely for me to need to file a Thai tax return. But again - I don't know for certain, and for myself, and my financial situation, I will continue to try to improve my own understanding.

Thanks. I have never seen that document before. When reading that document, it notes foreigners who are eligible for tax reduction or exemption under Section 3 and Section 4 of the Royal Decree (no.743) must "File a personal income tax return (P.N.D.95) for a tax year in which income tax reduction or exemption is applied within a period of time prescribed by the law or an extended period of time". So next I looked at the Royal decree to see which LTR visas are listed under Section-3 and Section-4 of that Royal decree. Section-3 is "Highly Skilled Professional". Section-4 is a foreigner whose income is withheld for income tax at the rate of 17% of assessable income under section-3. Not mentioned is Section-5 in the Royal Decree which covers Wealthy Global Citizens, Wealthy Pensioners, and Work-from-Thailand professionals. So as near as I can tell, that document does not clarify whether Wealthy Global Citizens, Wealthy Pensioners, and Work-from-Thailand professionals need to file a tax return. What concerns me the most is the wording in the Royal Decree that notes all the LTR visa holders (ie those under Section-3, 4, and 5 in the Royal Decree) must meet qualifications and comply with rules, procedures, and conditions as prescribed by the Director-General of the Revenue Department. And with that in mind, I note Thailand Revenue Department now wants foreigners who reside in Thailand for >180 days to file an income tax return (at least that is my current understanding). Hence I am concerned (and I could be VERY VERY WRONG) that it may be necessary to file an income tax return if on an LTR-Wealthy Pensioner visa. But I don't know. And I don't want to base my 'actions' on hope. Its quite possible nothing is required (in terms of tax return), and the opposite is also possible (maybe a return will be wanted). This is Thailand and for me that often means things are not always what they seem. I am also curious if any on an LTR Wealth Pensioner, Wealthy Citizen, or Work From Thailand Professional have filed a Thai tax return.

Online application for a Thai Tax Number submitted. It was all in Thai language, so my wife had to do most of the work filling in the on-line form, translating for me when I asked. She entered both my ID # (from my Pink-ID) and also a house number (from my Yellow Book). The form also asked for my spouse's name. As part of the application (since online webpage could not handle such) she needed to email to the Revenue Department a copy of my pink-ID, a copy of the Yellow Book pages, and also a signed form (which we scanned into a PDF for uploading). She was provided the Revenue Department exact email address as part of filling in the on-line paperwork. If this application is rejected - I won't mind at all. I might even say I would be happy. I can say I tried. I suspect it could be some weeks before I find out if such was successful. And again - my hope is that this is totally unnecessary for those on a LTR-Wealthy Pensioner visa. .