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Pib

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Posts posted by Pib

  1. 10 hours ago, Sheryl said:

    I honestly don't remember, sorry. It's been a few years. One of these 2 systems required a video call to set up but not sure which it was. 

     

     

    For IRS acct logon, ID.Me is the one and only option. 

     

    Login.gov is not an option.  I read something around a  year ago that since Login.gov didn't have the capabilities of ID.me, especially video chat verification to accomplish verfication for people who do not have a US drivers license, th at IRS was sticking with ID.me but will hopefully add Login.gov as another login option once Login.gov expands its capabilities to verify people who have challenges in getting verified like not having a US drivers license/State ID.

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  2. 1 hour ago, sqwakvfr said:

    I submitted my online application last week. I have been in Chiang Mai for the last 7 years.  Got an email response that my application will be reviewed by an employee in Baltimore MD.  I thought overseass applications from Asia go through Manila?  I'm wondering how this process will be like.  My application is a straighforward retirement application based upon turing 62 in a three months.  

     

    As  Galong said, Manila is a middle man for on many SS issues for Baltimore.   When you submit your application online and you have a foreign address such as in Thailand it is first reviewed by Baltimore....specifically, the SSA Office of Earnings and International Operations in Baltimore.

     

     If Baltimore needs more info/wants to verify certain things regarding your application they will electronically relay the application to Manila to typically accomplish a brief interview via scheduled telephone call.   Manila will contact you with a date/time for the phone call....they will call you.   This interview is brief and basically just verifies/clarifies some data on your application.  And they may end up asking you to mail then certain docs like if a Naturalized US citizen they may want you to mail them your US passport (original) or a certified copy which the US Embassy -Bangkok can provide to you in person or via mail.  Don't mail any originals to avoid their loss in the going and coming mail system; use the US Embassy certified copies method...more info at their website. 

     

    It varies as to what additional docs "may" be required as it varies from application to application...it could very well turn out they don't needed any additional docs....or they need some simple form completed and then scanned/emailed to Manila.     Once Manila is satisfied/accomplishes whatever Baltimore asked them to do, then Manila sends  your application back to Baltimore for review again/final approval.  Baltimore is the one that gives give the final thumbs up/approval.   This relay between Baltimore and Manila is all done electronically; not by snail mail.   

     

    Since you got an email within a week of submitting your application that probably a good sign as maybe Baltimore relayed your application to Manila already to check some issue....and Manila was able to accomplish such without telephone interview and sent it back to Baltimore.

     

    And this email you got was it from Manila or just a SSA email confirming your application had been received/is under review which is common with a lot of online applications a person submits....just a way to confirm/reassure a person that application you submitted was indeed received after you hit the final Submit button during the online application process.

     

    Webpage for SSA Int'l Office in Baltimore

    https://www.ssa.gov/foreign/

    image.png.383e1e124758e396f3cfa7068ac1fc62.png

  3.  

    Yeap, that pumping in electrons fast!!!!   

     

    I see the  MG IM6 DC charging specs are up to 396KW which supports the results for 9 min 37 sec to pump-in 40KWH worth of electrons.  But this charge rate would need to occur on a charger with at least a 396KW charging capability which is going to be harder to find than hen's teeth in Thailand.

     

    I used PlugShare to check for chargers with 350KW or greater charging capability in Thailand....results were only two locations in Thailand....one in Bangkok and one in Saraburi.    I'm sure there are probably  few more probably in the Bangkok area, but that just what PlugShare shows.

     

    Since the great, great majority of DC chargers in Thailand are 180KW or less....and actually it's probably more like 120KW or less...with that usually being shared between two connectors on each DC charger so a person would only get the full charger rate if another EV is not using the other connector.

     

    It's great newer battery technology is allowing batteries with HIGH charge rate capability.  But even if a person had an EV battery capable of say unlimited charge rate that don't help much if the typical DC charger which has to pump out the electrons is only a 120KW charger like most PTT chargers as it's like filling up a BIG water tank with a half-inch water hose.....it's still going to take a while to fill up the tank due to the small hose capacity.

     

     

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  4. 6 hours ago, sharot724 said:

    Ah yes. The US change took some time with BKB. It was a to protect recipiants. Simply why the change took plae was that accounts restricitive features were not origially enforced.

    The change back was so a reciptiat's deposit account can only be transfer at the branch to a second spending account. easy peasy

     

     

    The change took place in 2019 per a new US Treasury policy regarding the transfer of funds "out of the US" via ACH.  Use of the International ACH Transaction (IAT)  format was required instead of the Standard ACH format.     This was to better track funds flow outside of the US via ACH system, help stop transfers to bad guys, etc.  

     

    Bangkok Bank did not change its policy regarding the need of a special, restricted account for US govt pensions sent via ACH thru the Bangkok Bank NY branch...doesn't matter whether the funds arrive via standard ACH format (some govt agencies still use this format) or the ACH "IAT" format.  

     

    To implement the US Treasury policy Bangkok Bank NY branch just began enforcing the requirement for ACH IAT format unless it was coming from a govt agency that hadn't upgraded it's systems yet to use ACH IAT format.  The US Treasury gave this waiver for those standard ACH payments to be allow thru.  But if an ACH transfer is coming from a non-govt agency like a bank, brokerage, etc., then it must be in ACH IAT format or the Bangkok Bank NY branch will "not" relay it to the in-Thailand Bangkok Bank but reject the transfer  back to the sender. 

     

    Standard ACH format and ACH IAT format are similar but different animals...both use the ACH system but the format/coding is different.   Kinda like comparing a Border Collie and a Chihuahua...they are both dogs but easy to tell they are different breeds of dog. 

     

    And when it comes to IDD (SWIFT) transfers compared to ACH transfers....those are two completely different animals...have separate regulations/policies....like trying to compare a tiger to a horse.     SWIFT follows international rules while ACH follow US rules.  It's much easier for the US govt to claw back payments if required which are made via ACH than SWIFT due to this different rules.  

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  5. 47 minutes ago, JBChiangRai said:

     

    AC Charging is a maximum of 22Kw, I think the graphic showing 43Kw is a typographic mistake.  A 22/23Kw charger will charge at 7Kw single phase.

     

    Porsche and Audi offer an upgrade from 11Kw (3 phase on-board charger) to 22Kw for about 100,000 THB. A few cars will charge at 11Kw (BYD in Europe for example).

     

    The slowest DC Charging I have seen is 25Kw which is ridiculous IMHO

     

    43Kw AC chargers do exist....they are used for heavy duty vehicles/trucks/buses/etc.,  which have such capability. 

     

    Now regarding DC chargers say in the 20KW to 40KW ballpark which are becoming more common (a lot of them used by the iGreen+ charging network here in Thailand that seems to concentrate on chargers for condo buildings) such small DC chargers are good thing...better than having 7/11/22 AC chargers.    And these small DC chargers are only little larger than AC 7/22KW chargers.  Small DC chargers are for a specific market segment; not really for the fuel station segment where people want fastest possible charge while they take a bathroom break, grab a bit to eat before continuing on down the road.

     

    Say you had a EV that had 7KW AC charging capability (which is very, very common on EVs like Atto, Dolphin, Neta, just many, many models) "and lived in a condo" which only had space and electrical wiring to support up to around 30KW (AC or DC) as installing a BIG DC charger of 50KW or more takes more room, heavy duty (and expensive) electrical wiring hookup.  And the condo may only offer limited charging/reservations windows of say 2 hours in order to allow more condo EV owners to have a shot at charging their EV while parked in the condo parking area.   Would you rather be able to hook your EV with 7KW onboard charger into an AC 22KW charger and only get a 7KW charge rate which would add around 10% charge per hour.....OR into a DC 20 or 40KW charger and get a 20-40KKW charge rate (a much higher charge rate than AC charging) as the EV onboard charger is not being used/required, but the DC charge is coming directly from the DC 20-40KW charger.   Plug me into that small DC charger.    

     

    Yea, small DC chargers are becoming more numerous in/around condo type building and even small businesses which want more than AC7/11/22KW charging capability and can't afford (nor want) a BIG six foot tall charger with all its heavy duty (and expensive) wiring/transformer requirements.

     

     

    Example of 43KW AC chargers

     

    image.png.02b5a17e923b3cfa6b0285c24dfdde43.png

    Example of a DC 20-40KW charger when side by side with a 7/11/22KW AC charger and a big DC charger

    image.png.378b2b9f6289c20e3b020c5872cbcd68.png

     

     

     

     

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  6. 11 hours ago, EVENKEEL said:

    I just went to my online SS account and changed my direct deposit account info to Bangkok Bank, No other paperwork was needed. But again I started my SS from the US not via Manilla. The downside is Bangkok bank recently put a stop on my debit card and online banking ability. 

    Approx how long did it take Bangkok Bank to spot you were sending a reoccurring govt pension to a regular acct?  

     

    And where you say they put a stop to your debit card and online capability how did they notify you of the change?  Some kind of notice and asking you to come in to fix the issue, etc?

  7. 4 minutes ago, Thailand J said:

    Bangkok Bank IDD is a good idea to have automated transfer.

    Interactive Brokers is the only brokerage where I can set up monthly auto transfer.

    Screenshot 2025-03-01 081345.png

     

    I think you are saying you accomplish a  "wire" vs ACH transfer.    Two different animals.   And the image above shows "wire."

     

     A "domestic wire" still flows via ACH but in a different format from a standard ACH transfer...and also typically has a higher priority as most (not all) financial firms/banks charge a wire fee.   And an "international wire" (a.k.a., SWIFT transfer) usually comes with a fee higher than a domestic wire.    

     

    And when using the IDD terminology  (International Direct Deposit) that relates to US govt payments like SSA, military retirement, VA, etc.    I'm unaware of any private/civilian company using the IDD terminology.

  8. 8 hours ago, BKK57 said:

    As I said I will go to the global payment desk at the Silom branch of Bangkok bank to sort this out.  As far as ACH goes, that was done away with a few years back, and since then the only way to send money to Thailand via a bank is by wire with a swift code. ACH is not allowed any more as address information has to be sent along with the transfer and ACH does not have this ability. Now I have to call Fidelity Investments where I have all my investments and ask them to send each month. An automatic payment every month is preferrable. I let you know how the visit to Bangkok bank turns out.

    For funds that are leaving the US (like transfer to Thailand) the standard ACH transfer method via Bangkok Bank NY branch stopped working in in late 2019 "unless it was a US govt payment like SSA, military retirement, etc. as the US Treasury gave US govt agencies a waiver until they could get govt system upgraded to utilize the ACH "IAT" transfer format.   So, if a person was transferring funds from say his US bank like Bank of America, Schwab, Capital One, etc., unless those bank offered/utilized ACH IAT format Bangkok Bank NY branch would reject the transfer.  But as mentioned US govt agencies had a waiver.   Unfortunately, few US bank use ACH IAT format except for certain business type account at some bank. 

     

    As mentioned ACH could still be used if the ACH was in the IAT (International ACH Transaction) format which is basically the standard ACH transfer format but with additional info required like address, phone number, etc.  Let's just call this method the "International ACH" transfer format which is different from the "Standard ACH" transfer format used to transfer funds between banks "physically with the U.S."  The ACH IAT format is similar to an international Wire/SWIFT transfer format.   More details here:

    https://www.bangkokbank.com/en/Personal/Other-Services/Transfers/Transferring-Into-Thailand/Transfer-money-from-US-to-Thailand-via-Bangkok-Bank-NewYork-branch

     

    When you go to your Bangkok Bank branch many of them will only offer/talk the original ACH transfer method for a US govt pension as that method still works for payments from US govt agencies such as SSA, etc., however, you must open a special/restricted Bangkok Bank acct.  Bangkok Bank prefers this method because it earned them fees as the payment passes thru their NY branch and a receiving fee at your in-Thailand Bangkok Bank branch.   

     

    Now if you want to use the IDD method a different form is required as stated before and then the payment flows via the SWIFT system with the last leg of the transfer occurring over the Bank of Thailand "BAHTNET" transfer system which interfaces with the SWIFT system.  When arriving your bank via BAHTNET the coding on the acct will reflect BAHTNET in some way....like Bangkok Bank and some other Thai banks use the coding of "BTN" for BAHTNET.   Transfer via BAHTNET are reflected as "domestic/intra-Thailand" transfers although the funds could have originated outside of Thailand.

     

    If you want to use the IDD method to your "regular Thai bank acct" just use IDD.  Complete the SSA IDD form for Thailand to send to the SSA.   Now banks may not want to complete/sign their section of the form as it's not a Thai bank form....it will vary from bank to bank as to that policy.  If that occurs you can complete the part at the bottom without the bank signature block completed but including a memo with the form you send to the SSA that the bank will not sign a form that is not their own form, but you are confirming the SWIFT code and bank acct number are correct.   SSA understands some foreign banks will not sign certain forms that are not a form utilized by the bank.   

     

    So, if you want to use the ACH method with the special/restricted acct provisions you still can when it's a US govt payment as the US govt has a waiver from having to use the ACH IAT format.  Or, use the IDD method and then the funds can be sent to any Thai bank (including Bangkok Bank) to a regular Thai baht acct.   Up to you.

     

     

     

     

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  9. 11 hours ago, vinny41 said:

    Drivers satisfied with after-sales service

     

     

    Toyota remains the highest-ranked brand, gaining six points from last year, while Ford (+11 points) and Nissan (+23 points) saw the largest improvements, attributed to enhanced communication and cost transparency.

    GWM (895 points) solidified its position among top-performing brands, benefiting from better service accessibility and competitive pricing.

    The challenges for Chinese car companies are in parts availability, warranty clarity and post-service engagement

    https://www.bangkokpost.com/business/motoring/2968321/drivers-satisfied-with-after-sales-service

    GWM comes 3rd in the list of 12 brands and is 1st for EV brands

    Thanks for that weblink.  Based on the point scale of 1000 the difference between the top ranked Toyota at 897 and last ranked MG at 882 is very little.  Seems to be one of those surveys that doesn't want to offend anyone so the end survey results has everyone ranked very close to each other.

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  10. 2 minutes ago, Rhys said:
    • Any suggestions?

    Why do you want to contact the SSA Central Customer service?    Did you monthly payment stop, want to change direct deposit bank, etc...etc...etc?  

     

    Why not contact the Manila SSA Office which is responsible for this part of the world?   They can work any issue/problem you have....actually, more than the central customer service could probably do as the central customer service is focus on people living in the U.S. and typical type issues people may have with SS in the U.S.  

     

    Manila SSA webpage. 

    https://ph.usembassy.gov/services/social-security/

     

    Recommend you contract them via email "and be sure to include the identifying info they recommend you provide otherwise you may never get a response.  And trying to call them during the limited days/hours they accept calls is probably a losing bet due to the volume of calls and limited call hours.

     

     

  11. 4 hours ago, Rhys said:

     

    Yes that is the one.. I have been trying since Monday.. I get the busy signal and one click off.   Any other suggestions..   Calling in the am  0800-0900 .      Using  Dtac.

     

     

     Confirm you are calling the correct way like using the + symbol to begin with...see DTAC instructions below for more info on how to make an international call when using DTAC.   If you are not calling the correct way you could very well get the response you are currently getting.  

    https://www.dtac.co.th/en/idd.html 

     

    And there is a chance the SSA "1800" number is setup to reject calls from foreign numbers.   If that's the case then you could try the SSA Int'l Operations number in Baltimore who have a different number, a non-1800 number.   If you have a non-US address onfile with SSA then the Int'l Ops division is the one that would  most likely work your issue.  HOWEVER, BUT, it can be hard to reach a human...and you can only contact them during their Mon-Fri business hours.   See their webpage below.

    https://www.ssa.gov/foreign/#:~:text=You may also contact us,4:00pm Eastern U.S time.

  12. 1 hour ago, motdaeng said:

     

    do you report defective charging stations? is there a feature on any app to report faulty charging stations? it would be really useful since calling the operators and explaining everything can be a hassle ...

     

    I've never seen in "specific/dedicated" function within any of the 6 charging apps I use to solely report a defective charging station. 

     

    All you can do is look at the Help/Customer Service selection in the app where you will give you a phone, email address LINE address, snail mail, etc., contact point which you use regardless of why you want to talk to customer service.   I've contacted customer service a few times over the last year wanting to see how responsive (or non-responsive) customer service may be and it seems using any LINE address they give works best.   I've also found calling the customer service number seems to be focused to Thai language (understandable)....sometimes no option to select English.

     

    But if just wanting to report a defective charger be sure to be specific as you can as to which charger it is since there are many chargers.  Just reporting that the charger at the PTT station in western Bangkok next to the 7-11 probably isn't going to hack it.   Expect it's best to report the charger/location info taken from the charging app....like a snapshot from the app showing the charger location/name and then sent via LINE or email. 

     

     

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  13. 11 hours ago, Rhys said:

    Has anyone been able to get through to Social Security 1-800 number, only to get the busy signal and a click off?

    If you are talking SSA 1-800-772-1213 main central number, I called two times on 19 Feb/Saturday morning at 10:10am and 10:12am and the SSA voice interaction system answered before the 2nd ring.  Working fine for me.   I called from my Magic Jack app phone number    But Donald and Elon may have fired all the SSA Call Center probationary employees when you called but hired them back a few hours later when I called.

    https://www.ssa.gov/agency/contact/phone.html

     

    Note: I actually called 3 times because on one try I misdialed the number as 1-800-722-1213 and got some company vs SSA thanking me for calling and offered me a free medical device based on the first 15 or so seconds that I listened to the voice interaction system.  

  14.  

    https://www.nytimes.com/2025/02/17/business/porsche-china-germany.html

    Why Porsche Is No Longer a ‘Premium’ Sports Car in China

    Chinese drivers are buying affordable electric vehicles loaded with new technology, a trend that is redefining high-end vehicles and hurting German automakers.

     

    After decades of dominating China’s market for high-performance cars with precision engineering, German automakers are losing out to Chinese rivals that have shifted the definition of a high-end car to one that is electric, smart and affordable.

     

    Many new Chinese vehicles resemble their German rivals, like the wildly popular Xiaomi SU7, which mimics Porsche’s Taycan. The SU7 rivals the Taycan in power and braking, but it also includes integrated artificial intelligence that can, for instance, help with parking and greet drivers with their favorite song. The cherry on top: It sells for roughly half the price of a Taycan.

     

    As a result, the German automakers that for decades commanded China’s premium car market are now seeing their sales dwindle, while Xiaomi — a leading Chinese smartphone manufacturer — last year sold more than 100,000 models of the SU7.

     

    Among the hardest hit has been Porsche, which reported last month that its deliveries in China plunged 28 percent in 2024. Although Porsche’s sales were up in every other region around the world, the decline in China was significant enough to pull down its global deliveries for the year by 3 percent.

     

    For years, German automakers relied on the Chinese market to make up for weaker demand elsewhere, leading them to ignore deeper structural problems at home. Chief among them was a reluctance to adopt the technology that has come to define driving in China: electric vehicles equipped with sophisticated software and, increasingly, artificial intelligence.

     

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  15. On 2/7/2025 at 7:53 PM, Pib said:

    If, repeat, if Thailand has the same definition of "previous tax year" as India does, then regardless of when the income was derived, last year or today, income submitted to Thailand would be tax free for those with LTR Visas (except the LTR HSP visa).

     

    If so, then I guess a person must view the TRD Royal Decree wording talking "derived from previous tax year" from the "time" standpoint point of when it's Jan-Mar 2025 Thai tax return filing time the previous tax year would 2024.   Come Jan-Mar 2026 Thai tax filing time the previous tax year would be 2025...etc....etc....etc.

     

    https://tax2win.in/tax-glossary/previous-year#:~:text=The year in which income,March of the next year.

     

    image.thumb.png.045e3df83900280f283aa71ce6ccd0e1.png

     

     

    AND above is supported by below Siam Legal regarding what "previous tax year" means at the Thailand Revenue Department.  So, the answer BOI LTR gave to @JimGant does seem to mean if I remit money to Thailand today/7 Feb 2025 then it is not assessable/taxable since for those who have an LTR Pensioner, Work from Thailand Professional, or Wealthy Global visa.

     

    https://www.siam-legal.com/Business-in-Thailand/thailand-income-tax-for-foreigners.php#:~:text=Thai Tax Year%3A The Thai,must file twice a year.

    image.png.f35839e7711923de88ee6b9afebc94ac.png

     

     

     

    Below is another explanation of the new tax rule explaining "previous tax year" from a business consulting firm in Thailand. 

     

     I think it does a good job of explaining "previous tax year" which for us right now during the Jan-Mar 2025 tax filing season the previous tax year is 2024.   So, for those with the right kind of LTR visa any funds remitted in 2024 are tax exempt.     And if you remitted any funds say from 1 Jan 2025 until today (14 Feb 2025) or even on 31 Dec 2025 when it comes tax filing season of Jan-Mar 2026 for the "previous tax year" of 2025 once again those funds you remitted in 2025 are tax exempt.   Ditto for ensuing years.   

     

    And as a reminder at the bottom I included a snapshot from the Revenue Dept 743 decree saying folks with certain types of LTR visas are exempt of income tax for income derived in the previous tax year.

     

     

    https://www.rsm.global/thailand/insights/new-change-and-effects-thailand-personal-income-tax

     

    image.png.ce901ab9105209261a9a0e2eaa48c1c3.png

     

     

    Snapshot from the RD 733 decree

     

    image.png.7c2498dd9b5bf3e8b464483fbbb05dc4.png

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  16. 2 hours ago, Ben Zioner said:

    My understanding is that to be remittnce tax exempt they will have to season their money in some dedicated local funds. Nothing I can truly understand, not my world.

     

    Where you said "My understanding is...." implies you read/heard somewhere else they might use a dedicated local funds method.  Can you expand on what you mean and where you heard/read this?   Thanks.

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  17. On 2/10/2025 at 2:07 PM, Bandersnatch said:

    We have just got back from the body repair shop who checked the car and will be ordering parts from BYD. I will do an update on how things progress.

     

    I hope the shop receives the parts quickly.  Recently my Atto needed a replacement part...a real turn signal light assembly that was failing.  By failing I mean sometimes it would not blink along with it being very dim when "trying" to blink and this also caused the turn signal indicator on the dash display to blink at "double time" which also caused the front turn signal light to blink at double time.  I guess that double time blinking was the car's way of notifying the driver of a turn signal problem of some kind....take a look at the lights to see which one is messing up/burnt out.   And at other times the rear turn signal would blink at the proper rate and normal brightness but 3 of the 25 or so LEDs comprising the tail light wouldn't turn on at the proper time/not in proper sequence...but this didn't cause double time blinking nor light dimming.    Then other times the light assembly worked normally...an intermittent problem although it primarily settled into a routine of the 3 of 25 LEDs not turning on in the proper sequence.

     

    Anyway, it took the BYD dealership here in Bangkok almost two weeks to get the replacement tail light assembly as repair is just not swapping out a plug-in blub or LED subassembly, but replacement of entire assembly which takes about 20-30 minutes of removing some interior planning to unhook the assembly....it can't be removed totally from outside of the car. 

     

     I'm still unclear as to where the replacement assembly came from...whether it was BYD China or the BYD central parts warehouse in Bangkok.   One dealership I first went to with the light problem said the light assembly would have to come from China and take around a week (which usually means 2 weeks in Thai time) , but the 2nd dealership I went to and where I had it repaired said the part would come from the big BYD central parts warehouse in Bangkok.  When the part finally came it it was around 10 to 14 days later (I can't remember exactly how long and I did bug them twice during those 10-14 days as why it was taking so long to get).  The dealership swore it came from the central warehouse where it was in stock, but couldn't explain to me why it took so long to simply make it from one side of Bangkok where the central warehouse is to the other side of Bangkok where the dealership is.  Me thinks it really had to come from some warehouse in China as the warehouse in Bangkok really didn't have it in stock....any maybe if it was not in stock at the central warehouse then the warehouse ordered it from China...the part then came to the central warehouse...and then it was sent from the warehouse to the dealership that ordered the part.  

     

    I don't know what type of parts your M6 will be needing...hopefully they are all readily available in a BYD warehouse/dealership right here in Thailand....but if they need to come from China, you might be looking at a few weeks for the parts to arrive Thailand.    Wishing your M6 a speedy repair.

     

    In closing,  here's a quick story on another "red tag" car getting hit within a week of being brought home from the dealership.  This was an in-law's new Mazda ICEV....some small compact model...this happened about 3 years ago.  The new red tag car was brought home....was proudly shown-off for a week to family and friends....and then one night around 10pm the new car is parked in from the in-law's house which is around 25 meters from the road.  The in-law setting in his house heard a crash that sound like it was right outside his front door...and it was indeed right outside his front door as a drunk driver had ran off the road, thru the in-law's wire fence surrounding his property, travelled 25 meters to crash into the in-law's red tag car.  Actually the drunk's car ended up mounting the rear of the red tag car.  Fortunately the in-law had insurance as the drunk did not.  The in-law's car got repaired in about 3 weeks, but the in-law's "wife" now thought the car was "unlucky" and didn't want it anymore....about 6 months later they sold it and got another car.  

     

     

  18. Yeap, the charging apps that have a wallet and/or QR payment payment options can reduce payment frustrations....frustrations such as your card being rejected by the app or by your card-issuing bank.

     

    I'm registered with the 6 charging apps below and I have listed what the payment options as best I can remember, from reviewing the app just now, and from looking at my payment history in the apps. 

     

    1.  PTT  EV Station PluZ  (by card only, "no" wallet, "no" QR payment)

    2.  PEA Volta  (card and wallet with wallet top-up via QR payment)

    3.  EA Anywhere  (card and wallet with wallet top-up via QR payment)

    4.  ReverSharger (card, wallet, and QR payment)

    5.  Altervim (card only, "no" wallet)

    6.  EleXA (card and QR payment, "no" wallet)

     

    Now where I say "QR payment or wallet QR top-up" I mean you can either pay directly for a charging session via QR payment "or" you pay directly from your wallet that can be topped-up via QR payment."  Slight difference between the two methods where where one method is a direct QR payment and the second method is you pay from your wallet that you topped-up via QR payment before charging.

     

    So, when using PTT and Altervim you just hope your card works to pay for the charging session "after" you have put the electrons in your battery tank.  While these two apps only accept payment via card they let you complete the charging session before you have to pay.  And if the card payment is rejected you are not stuck at the charger unable to disconnect the charging cable from your EV....it's not like you have stepped in bear trap and unable to disconnect the charging cable.  Instead, you can then try another card and/or get with customer service later on to get the bill settled.   Typically you see a message to pay within 24 hours or something along those lines AND until you get that payment cleared you will not be able to start another charging session.   Don't know why PTT and Altervim don't also allow QR payment....the old PTT app use to say QR Payment and Mbanking "Coming Soon" but the new app does say that.

     

    Yeap, the charging apps that also have a wallet and QR payment options shouldn't cause any a person any payment frustrations unlike those apps that only allow card payment where although the card may have worked fine the last time it was used to pay for some payment/purchase this time it gets rejected for some reason such as the card-issuing bank thinking it could be a fraudulent transaction where some scammer got ahold of your card info.

     

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