Jump to content

malt25

Advanced Member
  • Posts

    3,174
  • Joined

  • Last visited

Posts posted by malt25

  1. 9 minutes ago, georgemandm said:

    Now that is bs the , Australia Pension is well under the poverty line,  how would you know that bs I know old age  pensioners that are very happy and never  complying .

    if up did not save for your  retirement it is not the  fault of the Australia government.

    it is your fault, Your taxes are not for your pension they are to run the country.

    you should have put money away for your old age,  not the government problem .

    i have no hop of getting a old age  pension that is because I look to my old age . 

    You should have done the same or some more money in your super to top up your age  pension .

    George mate, do some research. It's well documented that the Oz aged pension is well below the poverty line. Yes, we all should have put more aside for our golden years. Some did & some didn't.

    Just sayin.

    • Like 1
  2. 20 minutes ago, giddyup said:

    This an explanation by stevemercer that sums it up pretty well.

     

    ll try and explain the Aussie pension deal with an example.

     

    You are single and get a pension of $100 per week. If you are married to an Australian citizen, the pair of you get the marriage pension of $160 (because 2 can supposedly live cheaper than one).

     

    If you marry a non-Australian resident that person is not eligible by law for any Australian pension. However, Centrelink will still recalculate your pension based on half of the the married rate. So your new pension is $160 divided by 2 = $80 per week. Cetrelink makes the assumption that your wife is probably bringing something to the marriage. Anyway, they don't really care, they just follow the formula.

     

    So, instead of a pension of $100 you now get $80 (whether or not your wife contributes anything to the marriage is irrelevant).

    Ok, I understand what srevemercer, whoever he might be says. Pretty plain & simple.

     

    Unfortunately the reality is the Thai wife seldom, if ever contributes. It's usually the reverse. You marry a Thai & in doing so, you support many others. But hey, we can't argue with the Oz government, they know best.

     

    I have not & will not inform the relevant authorities that I'm married. Married, who me !!!

  3. 3 minutes ago, dundas said:

    You must be a resident of Australia at the time you become eligible to apply for the OAP, and (from memory) you must also be in Australia on the day that you apply (normally the same day that you become eligible).  That means you have to have spent more than (from memory) 180 days in Australia in each of the two years before you become eligible to apply. I'm not sure what the rules are for the two years AFTER the pension starts (i.e., if you live overseas and cease to be an Australia "resident" for Centrelink purposes).  If you are out of Australia for more than six weeks,  the pension itself remains the same, but the overall payment goes down slightly because allowances are cut. 

    Once your aged pension application is approved, you can leave Oz the next day. No problem.

    • Like 1
  4. 2 hours ago, Peterw42 said:

    Yes, but you are then "Married" and your pension amount changes. 

    Sorry, I don't follow your reasoning. My understanding is the Australian aged pension, re being married, refers to husband & wife receiving the aged pension. IE, if both husband & wife, as a couple, are both eligible, receive,  the aged pension, it is significantly reduced as compared to two single pensions.

     

    If an Aussie is married to a Thai national, the rules don't apply to the Thai wife. She isn't & won't ever be eligible for the Australian aged pension.

     

    I'd be happy if you can elaborate on your understanding how an Aussie guy, married to a Thai lady, both living in Thailand, can have his aged pension reduced by said $200.

     

    I'm not flaming or saying you are incorrect, I just feel you have misunderstood something along the way.

     

    Cheers.....     Mal.

  5. "

    If you retire in Thailand you're expected to have 800,000 Baht in the bank to maintain your permission to stay

    OR you need demonstrate a monthly income of not less than 65,000 Baht. You can retire in Thailand using the marriage extension. This method only requires you to have 400,000 baht deposited. OR,  40,000 baht monthly income.

     

    The Australian pension is about 43,695 Baht per month.

     

    Assuming the single pensioner does not have the 800,000 Baht in the bank account, I would like to know how Australian pensioners

    manage to satisfy the 65,000 Baht requirement when there is a shortfall of 21,305 Baht per month.

     

    Do these pensioners have some other income from Australia such as small  investments ?  Yes, small private annuity pension. I can nominate the monthly draw down or withdraw the total balance.

    Earnings from Internet could be a problem. Not necessarily.
    You would need to declare the earnings and then they'd want a work permit and expect you to pay tax on that income. Why would you declare the income if paid into an Australian bank account ?

     

    Positive replies and discussion welcomed."

     

  6. 1 hour ago, phutoie2 said:

    Care to expand on what so special about you?, many of us here get stopped at Police check points and have to answer questions. The most common being "where you go or been?". 

    Nothing at all special about me whatsoever. Maybe attitude has something to do with it. Occasionally I get asked to show my drivers license. Once they see it's valid & I have the appropriate insurance & tax sticker displayed on the windscreen, that's it,  waved on.

    I have been pullover & questioned after speeding or other traffic infringement, but I consider that a different situation to a check point.

    • Like 1
  7. 12 hours ago, johng said:


    it is against the law to go out in public without underwear...if you had worn your string vest everything would have been fine.

    Red socks the highest sedition since
    2014 !

    " it is against the law to go out in public without underwear. "

    Really !!!

  8. 35 minutes ago, kunfish said:

    Things do happen. Women mutate. Menopause, post-partum depression, just having a kid, something...

     

    My wife was 38 when I met her, so I feel that's a good age when people hopefully have things sorted out and less likely to transform.

    Gotta agree. My partner was 43 when we met. Adult daughters & grand kids. Own home. So far things are very "normal"

  9. 18 hours ago, gdgbb said:

    She hasn't received any penalty yet, she has to appear in court first for that to happen.

     

    "She hasn't received any penalty yet"

    You think ! A couple of nights in the lock up not a penalty ???

    Finding & putting 100,000 baht at risk is also, in my opinion, somewhat of a penalty.

    Mental torment of the whole fiasco is also a bit of a penalty, don't you think ?

     

×
×
  • Create New...