jesimps

On 11/12/2019 at 3:41 PM, richard_smith237 said:

I don't need that test... I know I'd fail. I know the majority of those driving in the UK for the past 20 years would also fail. 

 

The question to ask, is how many Thai drivers would pass ??

 

When generalising Thai drivers are worse than those with more stringent testing process and a more stringent police force - that's just common sense. 

 

British drivers, or drivers or any nation would be as equally poor as Thai drivers if we had equally limited education and testing standards. 

 

 

 

"British drivers, or drivers or any nation would be as equally poor as Thai drivers if we had equally limited education and testing standards."

I respectfully disagree. I think Thai face and stubbornness as well lack of deterrent and enforcement is the problem on the roads. You can't tell me the Thais don't know you're supposed to stop at a red light or you aren't allowed to drive against traffic. It's all about number one and beggar everyone else with Thais.

What astonishes me is that 27% of British people want Corbyn as PM.  Cradle to the grave; red rosette on a pig crowd I suppose. Strange, I read yesterday that the Tories had opened up a lead of 14 points.

I eat rice to fill me up, can't tell a good from a bad one. My wife finds this impossible to believe as all Thais are rice connoisseurs.

UK opposition parties taking a leaf out of the US democrats' "Win by any means" book. We're no doubt in for lots more of their dirty tricks before this elections done and probably afterwards.

Here we go the first "it doesn't just happen in Thailand" post. This is a Thailand forum, not an anywhere else forum. Comparison posts are a pain in the doxy.

6 hours ago, Mike Teavee said:

Hi Sheryl,

 

The article references RTP Order #548/2562 dated September 27th 2019 so would seem to be fairly recent... 

 

To my mind it makes perfect sense to allow people to self-insure by keeping the equivalent money in the bank in lieu of the Insurance, something along the lines of:-

1. Must keep 1,240,000 THB for 2 months prior to extending (800,000 + 400,000 to cover inpatients & 40,000 to cover outpatients)
2. Must keep same 1,240,000 THB for 3 months after extending
3. Must keep 840,000 THB for the remainder of the year (obviously this is the 400,000 you have to keep now + 400,000 Inpatients & 40,000 Outpatients)

... for those using the Income method, must keep 440,000 THB in an account all year round

 

I personally wouldn't have such a low level of "Cover" but it would seem to meet the minimum set by RTP & for those guys who choose (or have to) Self Insure, it sets a baseline to ensure there's always something there if needed

I self insure, but as well as my lump sum I keep in the Thai bank for my extension, I keep the rest of my savings in my UK bank. If I ever need a lump to pay for hospital treatment, I'll bring it from the UK. No need for extra in a Thai bank. For fit over 75s, self insurance is the way to go in my opinion.

25 minutes ago, JonnyF said:

A second referendum is a terrible idea.

 

If Leave win again we are back where we are now (Remainers still not giving losers consent).

If Remain win, it's 1-1 and there is no logical reason why Leavers should accept the result of the second vote when Remainers did not accept the first.

 

It's a very slippery slope when losers of Democratic votes do not accept the result. 

 

Instead of another referendum, we need a General Election to drain the swamp and create a Parliament that actually reflects and represents the UK electorate.

Agreed! The reason it went to the people in the first place was that the Westminster couldn't agree. Once they did that, the people's vote should have been actioned. Now we're back in the same situation as we were before the referendum with a divided parliament. Ignoring democratic polls is a slippery slope, maybe even setting a precedent for future general elections.

They haven't actioned the result of the first vote yet, how can they call for a second? What they mean is, they want referendums until they get a favourable result for them ie remain. The Lib Dems have already said that they won't abide by a leave win in a second referendum. They should follow the democratic tradition by accepting the 2016 result.

So if the leave-supporting Tories win the election, I suppose the remainers and opposition parties will start looking for ways for the supreme court and the Lords to snuff out any pro Brexit moves. Maybe even try and force a second "Peoples" election.

7 hours ago, Vacuum said:

I meet the IOs 1-2 hours/year, no stress.  

Me too, but those 1-2 hours a year require weeks of work and running around. Also a lot of arsing around on internet banking to make sure I comply with the changed rules. There's the stress involved as well during those 1-2 hours wondering if all your paperwork and finances are ok to their satisfaction. Then there's the months wait for Bangkok's confirmation and the intrusive house visit. I'm just thankful that I don't need health insurance, but that could change in the future. By the way, your 1-2 hours may be that to you, not to people who have a way to travel to the immigration office, the bank and the town hall. Too many smart-a.r.Se.s on here trying to over-simplify things for whatever reason.

17 hours ago, SteveK said:

Just look at Kev-in-Thailand. One day he gets a bit of indigestion. Goes to the doctor - oesophageal cancer. No insurance. Has cost him over 1.6 million in treatement so far. He's 58 years old. 400k is not enough.

Was he able to self insure like a lot of us here? If so, then he could pay out of savings. If I'd had insurance for the nearly 13 years that I've been here, I'd have paid out more than Kev's 1.6M. All money down the drain. I went to my local hospital yesterday with a painful knee. The total cost of seeing the doctor and prescription was 130 baht. I had to wait an hour, but so what, I had to do that in UK. If I was paying a premium of 150,000 baht a year I'd be almost hoping it was something serious to get my money back!