louse1953

10 hours ago, 4MyEgo said:

As far as residency goes, the golden rule from my understanding is, if you are out of the country (Australia) for more than 183 days, you are deemed a "non-resident", however there are exceptions, but to me it is a grey area, to others its as clear as daylight.

 

Now if you live here for say 6 months and 6 months in Australia and pay taxes under the Australian taxation system as a resident, i.e. you get the $18,200 threshold before you start paying tax, then I would say you have retained your residency, not to be confused with your citizenship which remains with you forever, that said, if you have a family here and the kids go to school here and they don't return with you to Australia every 6 months, you have just been taken out, because you cannot have two abode's, i.e. places of residency, now I did read somewhere in the legislation that an abode (where you normally reside), could be a park, now if that is in the legislation, that is of concern, because you would be up $hit creek trying to argue over that one.

 

If we assume your a non resident for tax purposes and I calculate back from age 40, i.e. you have been here since 2004, - 13 years, you would have been 27 at that time, now from age 16 to 27 you would have had 11 years credited to you as a resident in Australia, meaning that unless you spend any further years in Australia, when you reach the old pension age, providing they don't move the gold posts, you will receive roughly a 3rd of the pension, i.e. 11/35 years, however you would have to go back and collect it for 2 years once you reach the old age pension age which wouldn't be feasible, for what its worth, its not feasible for most who have to return, because of the cost of living, I mean your pension wouldn't even cover your rent for a one bedroom apartment in Sydney.

 

I can't see myself returning in 11 & a half years to get the pension, would have to shift funds, as they also take your assets, interest, shares into consideration to determine if you are entitled to the pension etc etc.

 

As for being a lucky bastard, I suppose there is some truth in that, i.e. being alive to live what I worked for, can't say the same for 3 of me mates who all went out before they hit 50, and of course I almost didn't make it, as I had a heart attack at 47, so yeh, I guess I am very lucky.

 

But without putting in the years f studying, the long hours working, looking for opportunities to invest in and keep going till the fruits become ripe, you will go backwards, because working, is for surviving, nothing else, and that isn't enough at times.

 

At 40 your still young and can make something in the next 15 years, unless you have an inheritance coming your way, if you haven't, which I didn't, you will have to be prepared to push yourself, or go backwards, and that isn't pretty from what I ave heard from some on TVF, and there's only one short cut that I know of in life, and that's to the grave 555  

Say for example Starky works another 20 years the same way he is now,that will be another 10 years on the counter for the pro rata,so maybe he can get up around the mid 20 years up.Then go back and do the 2 years of purgatory between 65 to 67 and theres another 2 years.Not easy but doable,depending on the job.

10 hours ago, starky said:

I would love to pick your brain about all this stuff but as I am only 40 its a good 30 years ( plus however many times they change the rules before now and then) before I have to worry about it . Im a Sydney boy born an bred first vame here 98, been here full time since '04. When I say full time I mean 6 months as I work offshore. What intersets me is what you were saying about living the 2 years before getting the pension. Technically I dont live in either but I do spend just over 6 months of the year in Oz do you know if that qualifies me for " living" in Australia or would I have to leave the missus and kids and live on my ace in dreary old oz for 2 years. Like you I also fell in love with Thailand before my girl and I am in a remarkably similar situation to you except the glaringly obvious fact that you are retired and got to do it at 55. Lucky barstad haha. Congratulations and best of luck for you and the other half

I was in the same trip as you 2.Worked in Oz for a bit,then travelled the world til the money ran out,then back to work.Did that for twenty years.Then i realized i wanted to live in Thailand and had to knuckle down.Only took 15 years from zero to retired,paid a house off,plenty in super and plenty of spare cash.Still had my holidays,but only 6 weeks instead of 6 months,bit of lsl,so plenty of trips.The winner for me was when you could salary sacrifice heaps,now i'm getting it back tax free.I had to live like a monk in Oz,but i'm laughing now and my mates are still working.

16 hours ago, ozzydom said:

Thats correct and ,you dont even have to work,just live there.

You don't get much.Plus hubby loses $100 of his pension while she sends all her money home to look after her family.

17 hours ago, starky said:

I was being a bit tounge in cheek and I am well aware of Thais wording other Thais up on the ins and outs of being married to Aussie bloody 2 blokes in the first 5 posts had horror stories that should tell you something. Typical of our gov't. that Aussies have to fight for it while others can just take it back where they come from. As I said the way the rules are changing I'll be lucky to see my super and I think the retirement age for someone I'm my age bracket is 70 and rising..<deleted> that for a game of soldiers.

It is only 67,anything above is speculation.Super has and is working bloody well for me.Rent from house and super is what i live on and chuck in oap in a few years and that's more than enough for me.

17 hours ago, starky said:

All sounds so rosy what could possibly go wrong? Don't know much about it is its too many years away for me to worry about but I doubt if after working for 10 years the Aussie gov't is just going to let your missus flit off back to Thailand and live out her years on an Aussie pension. I am sure there are Aussies in Thailand who lived worked and paid taxes their whole lives who may have trouble doing that. I would love to hear from someone that actually knows the rules about receiving the pension whilst living overseas but knowing my government I am sure there would be a shit load of hoops to jump through. I'll be lucky to get my super little lone just kick back in Thailand while the Aussie gov't pays me to do <deleted> all.

It's all doable mate,but you gotta put in the hard yards and be a bit cunning.

35 minutes ago, Lovethailandelite said:

Take it up with immigration.

Most of us have and as said before you seem to be "special".My IO's are sensible.If  i leave the country and return,she reports me as being back.Anywhere else in province,out of province for any amount of time is nothing done by her or me.Straight from the horses mouth,twice.

46 minutes ago, JXCutter said:

This is a first, I disagree with Ubonjoe.  From personal experience I can tell you that you cannot change a Tourist Visa or a Tourist Visa waiver to a Non-Immigrant visa in Thailand.  Years ago you could but not anymore.  I'm sure in different provinces you can always find an exception.

 

As far as money in a Thai bank account my experience is that whatever Thai Embassy you go to they will not expect you to have money in a Thai bank because you have not relocated to Thailand yet so how could you have money in a Thai bank.  The reason you're getting a visa is so you can go to Thailand and of course after you get there you can open a Thai bank account.

 

You have to start with a visa and visas are only issued outside Thailand.  So you must get your original visa Non-Immigrant visa outside Thailand and then you can ask for extensions in Thailand. And no, despite a popular rumor, you do not have to leave Thailand once a year to get an extension.  Non-Immigrant visas can be converted from one type of Non-Immigrant to another type of Non-Immigrant in Thailand.  So if you enter on a Non-Immigrant O visa it can be converted to a Non-Immigrant O-A (Retirement) at Thai Immigration.  It behooves someone to get a O-A vice O visa because you automatically get a year when you come in.  If you enter on a "O" visa you will only be granted 90 days.

 

Since there is so much confustion regarding O-A visas, when extensions are due, how long you can stay in Thailand, etc I have created a Power Point.  It is broken down into 2 parts because the as one file it is too big. for this forum.

 

i have been dealing with this stuff for 15+ years.  Not only my O-A visas but O visas for my wife in multiple country non-Thai passports acquired in multiple countries and for my daughter and her O-ED visas.  I spend so much time at Immigration I think they're going to start charging me rent.

Retirement Visa 1st Half.pptx

Retirement Visa 2nd Half.pptx

JXCutter said"if you enter on a Non-Immigrant O visa it can be converted to a Non-Immigrant O-A (Retirement) at Thai Immigration"

The above is impossible as an OA can only be obtained in your home country.

On 2/15/2017 at 7:10 AM, jerome2 said:

The first step is ask a non immigrant visa from thai embassy outside thailand

Sent from my GT-N7105 using Thaivisa Connect mobile app
 

That's are hard step,when it can be all done internally.

On 2/14/2017 at 6:43 PM, mudlips said:

Chiang Mai or udon thani..most likely cm.I know its a tourist town.has great medical tho.udon is more laid back.even more cheaper than cm I guess.1970-1975 I lived in Udon ,NKP,and ubon.Bangkok to humidity,smells,expensive,crowed be like living manila..besides i have a daughter and grand kids that live in korat.

any ideal which visa to get??

Get a 2 month tourist visa and upgrade to non immigration o,reason being for retirement.Easy peasy.Nice places outside of Korat and you will be closer to family.

On 2/14/2017 at 6:06 PM, Rhys said:

I think after living in PI you may not like T-Land.... too much paper work... 

But a lot more laid back,heaps better infrastucture and food way better.

On 2/14/2017 at 2:56 PM, Suradit69 said:

I think he meant that you have savings and/or a regular source of verifiable income and not likely to be seeking employment in Thailand. Even if you are receiving state or work-related pensions, that wouldn't necessarily mean you've stopped working entirely outside of Thailand... although for most people that would imply that they had.

 

 

 

 

Nothing to say you can't keep working anywhere in the world,bar Thailand.

On 2/14/2017 at 8:05 AM, IMA_FARANG said:

ubonjoe gave you good factual information on what the process is here in Thailand.

Listen to him he knows what he is speaking about.

As you go through the process of getting a one year retirement/extension  based on retirement in Thailand you will find that to be true by your experience yourself.

I know because I have been there myself.

 

Comment;  Personally I would choose Vientianne as I have limited mobility, and Penang has 4 steps you must go up and down into to get served. Fine if you are young nd healthy, but if like me you have limited disability those 4 steps with no handhold to hold are a problem.

You see, I have been both places personally.

 

 

UJ said,"People used a income letter from there along with there bank book to prove they are retired."

This statement could be confusing as it does nothing of the sort.It just show you have enough money to obtain a retirement visa.There is no proof required to prove you are actually retired.In fact i worked for years on a OA extension for retirement.

12 minutes ago, ubonjoe said:

You seem to be writing about a 30 day visa exempt entry which is not a visa on arrival. A visa on arrival only allows a 15 day day entry after applying for it and paying the fee.

Arh,terminolgy got me.

Isn't the VOA free for most western countries?

1 hour ago, stephen tracy said:

Thank you Joe.  That has put my mind at rest.  Can't believe I was so stupid to mix up the dates.

Would it be so hard to change dates and stay legal.It is now an intentional act to overstay.

2 hours ago, topt said:

Hundreds - really? Can I ask how you know this as not something I have heard from any of my friends who travel in out and go to Jomtien for 90 day reports.

Also if UJ is correct then they have been charging double what it should be and I would have thought this would have been picked up but seems not.

Did you get a receipt?

 

They are fines,not a fee for reporting in 15 hours.This is a 1st.

1 hour ago, tgeezer said:

Maybe it is to control terrorists a little. I know when I did my one and only visa run many years a go by train, when I allighted on the Malasian side there was no return train coming soon so I crossed the bridge back into Thailand which locals used and had to take a taxi to Immigration to make my entry official.


Sent from my iPad using Thaivisa Connect

Can't terrorists go 1 klm up the road and cross there.What makes you think a true terrorist would let a simple border crossing stop him,where they would have a record of him crossing.

2 hours ago, georgemandm said:

That is your point of view not mine.

we are talking about gold , how Thais sell it like it is  nothing , not all Thais but some .

you say you  adapt to their culture in some ways , so should a thai not respect my  culture when it comes to the gold thing.

my partner loves the way our mind set is in my country and she has  adapted to it very , very well .

my thai wants to become an Australia because she knows she has a future in my country and can have a great life not like most thai woman make and I say make  there husband or partner move to thailand.

Good to hear you and your partner are staying in Oz,that's a relief for all of us.You got it wrong about who drags who.Thais know they can make more money working in the west than Thailand.It is the farangs who after years of slaving can get out of the trap that is working in the west.I would rather be happy noodling around the garden in woop woop than slaving on a building site and raking in thousands of dollars in Oz and be a moody unhappy grumpy bastard.

2 hours ago, georgemandm said:

No we are talking about gold not all the other s??? You are saying.

were do you get off saying I am too cheap to give her money now that is just your bs ok .

why do so many  foreigners  defend this thai bs about selling the gold , they get as a gift of love , not understand some man here , are they so  blinded by thai pussy .

where I come from giving gold as a gift is not to be sold it is to say I love you so much.

you most come from a very Weird place.

Bloody hell george you started so well recognizing you are a Thai basher but regressed quickly in to Thai cats,again.Go back and have another break and come back in a better frame of mind.If the ocean was full of fish like you even i would go fishing.

5 hours ago, georgemandm said:

No , no you are not insulting me at all , you have it all wrong , I understand you but it gives me the s???s on how they see it , makes you think  twice about doing it again with your new thai lady like me , she now has to  suffer and wait and see if she is  trustworthy of me buying her some gold as a gift.

i have never had a problem buying my partners gold as a gift be it for a thai lady or a western woman, but because of the way thai woman see I am not sure I want to do it again with the new lady .

hop you understand me not have a go at you sorry if you are thinking like that.

This is where the cultures clash.Once it is given it is theirs to do what they want,especially in hardtimes.To avoid this problem i tell them i don't do gold except for 1 wedding ring, a few times.

On 2/1/2017 at 9:28 AM, The Dark Lord said:

Dan Lee wan - Khorat ( but don't tell anyone... )

Yes,that is agoodun.Us Surin lads had to trek there a few years ago.A 30ish women worked through her lunch time to help me get on my way once.

I also do my 90 days in person and this helps to get to know each other better.I have never had a problem and get good advice also.If i lived a long way away i would post in.

I went to all the tourist ghettos before they were  famous and the Thai people were friendly and helpful.Then the farang hordes came and everything changed,for the worse.I never go to those places now because they are stuffed.

22 hours ago, kimura89 said:

Will check it out , cheers.

 

So I did a bit more number crunching with my budget, I could make 50-60k THB a month if need be. Would that be more appropriate you think?

As you tell it,your sport is the reason you are coming,so find out where you club is first and settle near there.