ianguygil

This will be enforced in the coming few weeks. You will be forced to update the App by all banks I assume unless they have this as some kind of Webpart component which is unlikely.

This is a regulatory thing. Mandated by the BOT. Banks have no choice. For Thai people we can use the images stored with the Citizenship Card process. As I said this is mandatory. We can not choose to do it or now. But it is a good idea to prevent a lot of the Fraud which has happened particularly on ANDROID which is approx 80% of the market here. To protect people from themselves. I will not get further into this. But all of the Bank's will do this. And - we have no authoritative source for non-Thai citizens so you will have to give a photo to the Branch with your passport or other accepted ID

It appears that you think that security threats are static and that all are known in advance. Tech as with all knowledge advances every day and these are some smart people making the Malware. The Thai regulators are world class and the security protections here are better than in the UK etc. The main problems as I said in the preface to my prior post was that Thailand has immediate transfers. Plus many Thai people use ANDROID which is inherently less secure because you can install Apps from outside PLAY. Finally, Thai people are not well educated in general about info security basic Making snide comments about Thai regulators is pointless. There is no "Clearly" to it. If a new medical advnace is made today were the doctors using the prior approach not "smart"? They were in general, it is just that knowledge has evolved. Most of the people I deal with in the BOT are UK educated (Oxford, Cambridge, UCL or Imperial) or US educated (Berkely, MIT etc.). They are smart and they are hard working. I admire them

Again, without getting too far into it on a public forum. Thailand is relatively unique in that all these payments and transfers are realtime. The money is gone between parties synchronously. Not a day delay or even a few minutes. as in some markets This combined with the relatively high use of ANDROID and a reasonably low level of customer education/awareness of information security principles, leads to the Thai market being a target for leading edge hackers. The most recent of which was exploiting "Accessibility" (which help people with disabilities). I have great respect for the Thai regulators. They are smart. The hackers are smart.

The requirement of allowing only 1 device (phone) to be used for Mobile Banking is from the regulators. This is not a choice now. Previously it was and some banks like us allowed and some did not. It is a security related requirement in response to the recent wave of fraud. That is as much as I can say about it on a public forum.

Haven't had a chance to read all answers There is no need to have a Drivers License in addition to your passport. Here is the authoritative guide If you need help more than this PM me Ian FCD for Web (bangkokbank.com)

The above is technically a part of USSD, which is an old and a basic capability which is delivered via the GSM stack. So you effectively have 2 signals on your phone which you see at the top. The "GSM" signal and the data signal. And again, USSD is a basic capability to allow for the delivery of effectively text based interactions from any device, old dumb candy bar phones of the latest iPhone or ANDROID. So you do NOT need a data signal / plan for USSD. You just need to connect to the GSM Phone network. Here you go What is USSD (Unstructured Supplementary Service Data)? (techtarget.com)

With our Mobile Banking and our Internet Banking, both for Consumers, you can use it from wherever you want to (subject to any embargos like North Korea). We do not limit by IP address and we use AKAMAI so your experience should be fast from wherever you choose to access us from. However, one limitation will be if you want to do something with risk which will required a OTP via SMS to authenticate you (the SIM for the SMS is "what you have" from a security standpoint). Then you will need a Thai phone, but you will only need to turn on Roaming for GSM, not for Data, to do that. Hope this answers questions. If you have more please post here. For anything identifying you please send me a PM and we will go to Bank email. Thank you

@Lemsta69 please PM me and I will get back to you. I am in the UK right now. It may take a couple of days. Thank you

Yes. You can use AEON at our ATMs

Here we go. I'm not sure if these URLs are going to be blocked If they are please look on the Website about Be1st Digital Debit Card Be1st Digital Debit Card (bangkokbank.com) Be1st Digital Debit Card (bangkokbank.com)

I do this in my spare time to try to help people less informed on the Thai market. I will absolutely not preface every message with a statement that I work for the Bank because most people know that. I would note that you are the only person who asked. You could have looked up my profile and simply seen my prior input Right now I am on a flight to Europe on business so I had another opportunity to read this thread. I help people because I do understand that this can be confusing, particularly for those of you do not speak or read Thai. This is not an official Bank channel as I always make clear. And I will not respond to people who are impolite or negative towards me. Seems reasonable to me. Enjoy.

We see a huge and continuing progression of customers moving away from using cards at our ATM's to Cardless transactions using Mobile Banking I travel a lot internationally on business, so I do have a new ATM card so I can get cash if need to in US, UK, Japan etc. However, I do not use the Card at all in the Thai market. There is a move in Thailand for interbank Cardless cooperation (i.e. use our App at other banks ATM, use other Bank Apps at our ATM). And some initial investigations less advanced into International. But that will take a LOT of time. All Thai banks see the volumes of transactions overall dropping on ATM's, card or Cardless. ATM is the most affected by the move to DIGITAL. We are already a largely Cashless society. So expect the use of your App as the center of your financial world to continue and to significantly accelerate. Authentication across channels using the App will become more commonplace. We also have a good and an exciting Virtual Card which addresses many of the security concerns that many customers have regarding using cards online Hope this all makes sense Ian

Send me an PM please. I will get somebody to help you. You PM me. I send my email. You keep my details private. I've helped many people but this is NOT a Bank channel. You will be contacted and an appointment setup at a branch Thanks

I don't have time to look back at what I have that is public or what is not. Without any firm information I would imagine that the technologies behind Project Inthanon could be used for the securitization of Thai Government assets. like bonds. Other consumer oriented examples under discussion separate from the BOT work include some kind of tokenization of loyalty. Tokenization of physical assets is taking place but is a minefield in many ways. It is worth noting that the vast majority of :"money" in the world is electronic (i.e. not in physical cash) but it relies on banks. As FTX has shown, keeping your Digital Assets (Tokens) in a less than well run place can be ... interesting. But what I can see right now is a focus on collaboration with other central banks to simplify FX (moving away from Correspondent accounts to some extent). Good examples of the use of Distributed Ledger in regulated markets in action today are SIX in Switzerland plus DTCC in the USA. Both are real world customers of R3, and are using CORDA, something that I do know about and am at liberty to discuss because they are publicly announced. Here is a link to the R3 DTCC announcement That's as far as I am going on this discussion. DTCC's Project Ion | DTCC

There is no clear link between a CBDC and the acceptance of BITCOIN in a market that I know of. The reasons for banning BITCOIN in a market would probably be concerns about either ill informed investors or the use of this kind of product by malignant players like Terrorists or Criminals who require anonymity

The business case for Project Inthanon, initially, is for Real Time Gross Settlement between Banks. We are of course a part of this and I am a Board Advisor to R3 (BOT use CORDA for this) but I can not really get in to answering in detail as that would not be appropriate. It is thought this will increase liquidity and remove single points of failure. Yes, Bahtnet is tried and proven but this is an obvious next step forward. Scalability needs are extreme because this needs to be almost instant. A Please contact the BOT if you want more info. As I said I need to be careful answering things on projects which are not owned by the Bank.

You can download papers from the Bank of Thailand on Project Inthanon which is the CBDC in Thailand being planned and associated efforts regionally.

Please send me a message if you still need help. You should be able to get this resolved by calling 1333 but if not let me know We strive to serve customers while retaining their trust and preventing fraud. To some that may be Picky. You should be able to use 3DSecure if that site supports it via One Time Password SMS

Please contact me via PM if you need help still. I can get someone here to help you directly to find out what happened and what to do. Please understand we would not return funds unless we had no option

It is possible in any branch. PM me please if you have any problems. I can help to straighten out. Foreigner without work permit Passport A reference letter issued by one of the following institutes or organizations or required document Embassy located in Thailand An overseas bank where the customer holds an account sent via SWIFT Trusted individuals such as a Bangkok Bank staff member or customer, director of a private company, permanent residence in Thailand, government or private educational institutes located in Thailand trusted by the Bank Trusted companies, e.g., an employment letter from the company if the customer is in the process of applying for a work permit. Document showing ownership of a fixed asset such as a condominium sale/purchase agreement (a condominium which is acceptable to Bangkok Bank) Or a property reservation agreement valued at 100,000 baht or more with a reference letter from the property developer that is acceptable to Bangkok Bank. Notes: Contact addresses for both Thailand and overseas must be provided (hotel and P.O. Box addresses are not acceptable).

Please feel free to contact me via PM and I can help you with any of this (or get somebody in BBL who actually knows something to help ????). I am sorry I just saw this. Thank you for your business and for your interest in Bangkok Bank. Please PM me then you can post whatever you want here, except for my contact details. Thank you

Be1st Digital Debit Card (bangkokbank.com)