allane

With respect, I think your Thai citizenship is irrelevant. Can you read Thai ? Where are you living ?

57 minutes ago, hawker9000 said:

What part of CREDIT card don't thais understand?  If they're fencing off some portion of an existing cash asset, then  they're NOT extending "credit".

 

Yeap.  TIT alright.

My point exactly. Even if the promotional material, or the card itself, refers to it as a "credit card", it isn't. 

A "secured credit card" is a debit card. In Post # 13 Ubon Joe explained how they work.

To the OP: if the letter now has to come from Bangkok, how many days does it take to get it done ?

Are you looking for places that have significant numbers of expats, or places that don't ? 

That's always good advice; have the mandatory documents in one folder. Have other ones in a second folder, and provide them one at a time, only if requested. Do have photocopies of everything ready if you don't want to part with the original. Laying everything on the desk initially might just make it more difficult for the next guy.

I, for one, am looking forward to the day when an honest motorcycle taxi driver is not front page news. However, Idon't expect to live to see it.

It might depend on which Immigration office you are using. I think it doesn't matter if you have only been in your current accommodation  for a short time, as long as you have a signed rental contract, and/or the correct form completed by your landlord. I think it is the TM 30; there is a list of forms somewhere in the"pinned" part of this sub-forum. 

1. You should be able to sell it back to whatever broker you bought it from, though at a lower price than you might want. The difference between their Buy and Sell prices is how they make their money. Or, you can hold it to its maturity date.

2. When the bond matures (comes to term), you receive its face value plus the final coupon. Where I come from, semi-annual coupons are the norm.

-Check with your local health unit re suggested inoculations, especially for the children.

- if you have driver's licences that will expire shortly after your departure, consider delaying your departure until after renewal of those.

- for anyone coming from Canada, Thailand is always hot. But in June, the worst will be over for the current year. It will be beginning to get cloudier, as we move into the rainy season.

Hey, let's give credit where it is due. If something motivated them to get off of Facebook long enough to do something productive, that is a good thing, not a bad thing.

But then he would not have been able to participate in the second favourite sport of farang.

Bank staff can't open the money chamber, but they can open the card chamber. Make some noise if they give you the "mai dai" line. It helps if you speak Thai, not because that enables them to understand you better, but because it makes them realize that you aren't some here today, gone tomorrow tourist.

I think most Thai ATM's beep. However, many are installed in locations where you can't hear yourself think.

By their very nature, ETF's provide diversification, and probably enough diversification if you have a bond one and a stock one.. As a foreigner in Thailand, you shouldn't have any problem finding people who want to dupe you.Ignore them of course. Remit some money to your home country and invest it there if you think you need more diversification.

I may be being presumptuous here; so disregard this if it doesn't apply. In my first few months in Thailand, I forgot my ATM card in the ATM several times. In Canada, things are done in the logical way, first the machine ejects your card, then it ejects the money. You are not going to walk away without the cash because that is what you came for.

I learned to count slowly 1, 2, 3, checking that I had the money, the card, and the receipt as I did so. (If you are declining the receipt, change that; it makes the process slower, giving you an extra moment to confirm that you have your card before leaving.)

In my case, most instances of forgetting the card came when I had someone else with me. I was feeling a subtle pressure to get the transaction completed as quickly as possible so as not to delay them. Now, I am doubly careful if I have someone with me.

Do you know the green apartment building downtown ? From the corner where it is siuated, continue north (towards the market) about 4 or 5 doors on the same side of the street. There is a Chinese place that offers eggs and toast. English spoken, if you need it. Caveat: I have not been there in about a year. 

If that is addressed to me , I have two questions:

1. Who is "we"?

2. Before what opened ?

A hospital that offers a "resident" discount" is a hospital that is overcharging everyone else. I have lived in Thailand 21 years, and have never been to Samui. Now you know why.

Bangkok traffic is terrible, and many schools and apartments are not close to either the BTS or MRT.  To anyone else, I would say get a job first, and live in a hotel or guesthouse until you have found one.  But I will change my advice in your case.  As a certified teacher, you should be able to get a job of some sort within easy commuting distance of wherever you choose to live. Thai landlord's normally want 3 month's rent on move-in, so if you rent Mar. 1, you will be expected to pay rent/damage deposit through May 31. With most jobs beginning about May 1, you would only be forfeiting one month's rent (for May) if you were hired by some place in late April, and it was so far away that you couldn't bear the lengthy commute for even one month. 

Who wouldn't have "more flexibility" if he could use the same collateral in two places ? Dream on...

To the OP: I went in yesterday, and learned something new about these accounts. I tried to send you a Private Mail, but it has been rejected for some technical reason (maybe excessive length ?). Can you send me a Private Mail, to which I will then reply ? And, if you can, send me an E-mail address, or other method of contact, in case I have technical problems again.

I have no particular knowledge of this topic re Thailand. As on most questions of this type, the law is whatever happens in front of you, at least in the first instance. If the guy behind the counter  makes some request that to you seems nonsensical, comply with it, if there is little cost to you. It is cheaper than hiring a lawyer. I doubt that they will cancel a direct debit solely on the basis of a verbal or E-mailed request. They probably want something with your signature on it. If they don't have a form for this, that means a letter.

I don't know, but many years ago when teaching at a language school, an adult student told me that he was better than all the others because he was a Muslim.