Negita43

Had my shingles jab a couple of weeks ago - single dose version - be aware, in UK if you are 80 or over you can't have it on the NHS

Sure but where do you put them?

Thanks I'll look into it but I have to say I think the UK is far more unfriendly to expats than the uSA

1. I thought that most banks now want to close an account if you are not resident in the UK for more than 3 months. 2. I do not have any family or friends left in the UK (most of my friends are in Spain where I worked for 10 years before Thailand) so I cannot use a friends address.

I’m approaching 80 years with the normal issues that come with age (knees, aches and pains, etc). I have had a Thai partner (not wife) for 12 years (in her 60’s) and I want to make the situation easy for her when I finally “pop off”. Up until now each year we have spent time in Europe and Thailand (50/50) - she has a 10 year tourist visa (expiring in a couple of years). The journey to and from the UK is becoming more and more of a chore, plus I have to pay the ever increasing community charge and heating etc. whilst it is unoccupied when we are in Thailand. It is in Scotland – so not possible to let on short term basis. I also have to monitor the flat whilst I am away using WIFI – heating, cameras, alarm etc. I find that the UK is becoming increasingly spoiled by “politically correct” bureaucracy and rules about what you can and cannot do with your own property/life. Plus the medical services are now in crisis. Although I have wills in both countries (with a Scottish Solicitor as the executor in the UK) I worry that when I do go, my assets in the UK flat, bank accounts, ISA - not enough to attract death duties - may prove difficult for her to manage the process of actually getting the monetary value of the assets to her. And what if I die whilst we are in the UK - I think that might be overwhelming for her. So I am seriously considering selling the flat and living permanently in Thailand (I have Non O retirement and extensions). Of course there are major considerations with this (what if she dies before me, will the environment for Non Os stay reasonably friendly) but the main one is money – leaving the UK implies losing my UK bank accounts credit cards, etc. Apart from the issue of how to transfer it I am not sure I want all my money sitting in a Thai bank account. So should I or shouldn’t I? And has anyone else “bit the bullet” and what advice would you give me on all aspects of such a move?

Can someone tell me what "Grandfathering" is

One other possible issue to factor in - AGE I'm over 75 and was told by my bank that the "Finacial Powers That Be" won't allow credit cards for people over 70 (I think maybe 75) so the bank refused (not our fault blame the government!). I get round it by using my partners card.

Thai bank or US bank and if Thai which one?

I'm thinking of moving funds as above and I wonder if anyone has had any experience of doing this and what issues that may have generated in the UK (or Thailand) Thanks

I have had two emails about this. I will now move to using only ATMs One device banking is not safe using a notebook plus mobile is two device and much safer