This lovely financial requirement thing, it a wonder! 

 

If I am a 100% shareholder of a limited company and the director can I use cash saving as well as my earnings to meet the financial requirement for a spouse?

 

Or do I fall under the same category as self employed people?

 

I know with self employed people you can't use cash savings to top up your salary, the guidance notes on the gov.uk website appear to have gone offline

Unfortunately, no, you cannot combine cash savings with any income from "9. Self-employment or Director or employee of a specified limited company in the UK" of the financial requirement.

 

Quote

9.3.11. Current cash savings cannot be combined with income under Category F or Category G. The only practical and fair means of evidencing income from self-employment, or as a director or employee of a specified limited company in the UK, involves the provision of information and documentation relating to tax returns. Therefore, all the income that is counted towards the financial requirement must be drawn from the last one or two full financial years. It would not be appropriate to combine that past income with current cash savings held at the date of application. To do so would not be an accurate indicator of the real level of financial resources available to the couple. It could also lead to the same money being counted twice, once as earnings and later as savings.

 

However, if you have sufficient cash savings, at least £62,500 for a partner, then you can use those as your sole means of meeting the requirement under "7. Cash savings."