In the UK, I used to pay for my private medical insurance by monthly 'direct-debit'. This was a good way to pay since it allowed one to budget each month for the payment. It also meant that if the service provided by the insurance company/hospital was not acceptable, then one could terminate the contract and not need to chase for a refund, (which would be the case if it had been a once-off, annual payment).

I want to take out medical insurance here in LoS, but I'm very wary of paying the annual fee once-off and upfront. My chances of getting a refund if I am not happy with the service are about zero

So, is there any insurance scheme which allows one to pay on a monthly, or maybe quarterly basis?

Thanks

Simon

I have a quarterly payment system. But it is not a local company, the broker is a local based company, but the insurer is Hong Kong based.

Is this what you are after ??