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please explain a " foreign currency account"

pumpjack
pumpjack
in Jobs, Economy, Banking, Business, Investments

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Jerry921.....agree.  For my purposes, this was a short term solution to changing my ATM card which resulted in horrible exchange rates and a $27 transaction fee.   Figuring there were no fees for pulling USD, I was thinking of establishing a FCA.  But, based on the fees, I'll establish a new US based account....probably Schwab since no fees.....and go back to the ATM.   Hope Schwab gives a decent exchange rate.

Side note, my US credit card gives me a better rate than the banks or exchanges here.  I use that where I feel it's safe........Tops, AIS, etc.  

I've got an Ally Bank debit card......anyone tried using one of those here?   They could not give me a straight answer regarding fees / exchange rates.

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  • tryasimight
    tryasimight

    Did you wear top hat and tails...... I bet the tellers were impressed!! 

  • Henricus
    Henricus

    took me 5 min. to open such a account

  • hobobo
    hobobo

    Forgot to add: the bank letter reflects the amount in baht on the day of the letter, so for GBP and EUR (and many other currencies) ensure that you have a few quid over the minimum 800,000 equivalent

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