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What are my chances of getting Thai Credit Card

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One issue using a foreign card would be online shopping and submitting a Thailand shipping address.




i was working on the basis that most farangs are retired living here.

Lazada...does not accept.....Mobile phone top ups... not acceptable by Foreign Credit cards!..Good day!

Please excuse spelling mistakes/Grammar/Misunderstanding!

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  • From what I've seen from previous posts, other ThaiVisa members who have applied for Thai bank issued Credit (not Debit) Cards were being required to deposit funds in a locked account, so essentially

  • theguyfromanotherforum
    theguyfromanotherforum

    Another day, another stupidity...... 

  • Yup, I have Citi credit cards, credit limit now about 5 times my monthly salary. Be prepared for a stack of paperwork and at least one visit to the NCB (National Credit Bureau) for a credit check.

On 2/26/2018 at 11:50 AM, oby said:

it is the only credit card accepted at makro

If you specifically want to use it at Makro make sure you get the Makro branded card. Makro also accept the blue coloured Citi rewards MasterCard.

"I don't want to know why you can't. I want to know how you can!"

10 hours ago, Crossy said:

If you specifically want to use it at Makro make sure you get the Makro branded card. Makro also accept the blue coloured Citi rewards MasterCard.

All Thai Citibank issued credit cards are accepted at Makro. 

On 2/26/2018 at 6:15 AM, smccolley said:

I just got my Citibank ROP card last month as well. I have a work permit and good income here, so they gave me a 400kTHB limit. Hopefully I can raise it after a few months as my monthly expenses can easily exceed that.

I had 5 years of credit using AMEX Thailand and 2 auto loans, so it was just as easy as the above poster mentioned.

 

I didn’t push it with Citi, so you could always ask. However, they gave an unrequested increase of my credit limit (to around 4x salary) after 1 year of my account being in good order. I started off at about 1 months’ salary limit.

 

I have 2 other Thai CCs, but these only offer about 1/3 of salary.

 

None of these CCs come with any ‘deposits’ required. 

 

In summary, my advice for expats with WPs - try Citi !

  • 3 weeks later...

It also depends on the branch if they are willing to facilitate a CC to your or not.

They have a lot of leverage in this.

I received a CC from BB and Kasikorn without a WP or deposit account against the CC.

But i have a very good relationship with long history with both branches.

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