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Best bank for debit card that works overseas (special conditions apply!)


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Hello, I have the chance to open a bank account in Thailand under a Thai friend's name with full internet banking functionality. (Bangkok Bank in Silom may allow foreigners with a tourist visa to open a bank account BUT with a debit card only, no internet banking or smartphone app.)  I need suggestions for a bank that still have a 4-digit PIN debit card that can be used overseas (it seems the new 6-digit ones have issues). Banks that are NOT an option are SCB, Kasikorn and TMB as my friend already has accounts with them he uses. Bangkok Bank is also NOT an option since their new UnionPay debit cards seem to have issues overseas e.g. in the UK according to another thread (and I need internet banking anyway). So, out off Thailand's remaining banks NOT listed above, any recommendations from people who have used a 4-digit PIN debit card overseas for withdrawals with no issues? 

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