Joinaman Posted May 30, 2018 Share Posted May 30, 2018 ฿ 9,943/year hi there never had to get insurance before so not sure what is good and what is not have found this quote online and was wondering if this seems ok ? If not, what figures am i best looking for and any ideas from who to get quotes from The car is a Nissan Almera 1.2 , 2016 Thanks 1 /Garage Class 200,000 Own Damage 200,000 Fire and Theft 5,000 Deductible 1,000,000 Death or Dismemberment / Person 10,000,000 Death or Dismemberment / Time 2,500,000 Public Liability 100,000 Personal Accident 100,000 Medical Expenses 300,000 Bail Bond Link to comment Share on other sites More sharing options...
petermik Posted May 30, 2018 Share Posted May 30, 2018 Try DirectAsia.com Link to comment Share on other sites More sharing options...
Joinaman Posted May 30, 2018 Author Share Posted May 30, 2018 that was quick thanks, will look now Link to comment Share on other sites More sharing options...
observer90210 Posted May 30, 2018 Share Posted May 30, 2018 (edited) Which company is this ? Edited May 30, 2018 by observer90210 Link to comment Share on other sites More sharing options...
Joinaman Posted May 30, 2018 Author Share Posted May 30, 2018 MSIG 1 Link to comment Share on other sites More sharing options...
Joinaman Posted May 30, 2018 Author Share Posted May 30, 2018 just got quote from Direct Asia Type 1 Best Price Guaranteed for safe drivers Fix at any garage of your choice nationwide with "My Workshop" Deductible of ฿5,000 (choice to reduce to ฿3,000 or ฿0 on the next page) Sum insured is ฿350,000 0% instalments over 10 months Pay simply by credit card online or at 7-Eleven nationwide See full coverage details Compulsory Death & Dismemberment or Permanent disability –up to ฿5,000,000 Bodily Injury or Affecting health –up to ฿80,000 Type 1 Third party property damage-up to ฿5,000,000 Excess third party bodily injury-up to ฿10,000,000 Own Damage (Self Accident, Collision, Fire and Theft & Natural Disaster) –up to ฿350,000 24 Hour accident towing-up to 20% of repair costs Windscreen/window breakage -up to ฿350,000 Medical expenses-up to ฿100,000 Personal accident (Permanent Disability for Driver)–up to ฿100,000 Personal accident (Permanent Disability for Passenger)–up to ฿100,000 Bail bond-up to ฿50,000 But both quotes only pay up to 350,000 and medical to 100,00 Is this adequate ? I would have though a like for like replacement cost for the car and a higher medical for a bad accident and care Is it possible to adjust to higher values > Link to comment Share on other sites More sharing options...
cooked Posted May 31, 2018 Share Posted May 31, 2018 They all look good on paper. Most people around here seem to use Virunja. We claimed insurance twice and got service which is important when your car is out of use. Link to comment Share on other sites More sharing options...
petermik Posted May 31, 2018 Share Posted May 31, 2018 7 hours ago, cooked said: They all look good on paper. Most people around here seem to use Virunja. Never heard of them.....check again Link to comment Share on other sites More sharing options...
colinneil Posted May 31, 2018 Share Posted May 31, 2018 (edited) 19 hours ago, Joinaman said: MSIG MSIG good company, i do not have vehicle insurance with them, but house insurance. Got house insurance with them, 5 days into the policy we had a serious storm, roof damage, put in a claim. Claim was paid in full no problems what so ever ,nobody came, they accepted my photos as proof of damage. Edited May 31, 2018 by colinneil Link to comment Share on other sites More sharing options...
cooked Posted May 31, 2018 Share Posted May 31, 2018 15 minutes ago, petermik said: Never heard of them.....check again Sorry mate, that's Viriya. I did say 'around here', I'm sure that it depends on the local representation at the time. 1 Link to comment Share on other sites More sharing options...
petermik Posted May 31, 2018 Share Posted May 31, 2018 7 hours ago, cooked said: Sorry mate, that's Viriya. I did say 'around here', I'm sure that it depends on the local representation at the time. He maybe better with AXA,cheaper premiums and free breakdown/recovery Link to comment Share on other sites More sharing options...
cooked Posted May 31, 2018 Share Posted May 31, 2018 1 minute ago, petermik said: He maybe better with AXA,cheaper premiums and free breakdown/recovery Dam'it. it depends on the local office. all insurance does in Thailand. Viriya might be the best in Buriram but the pits in Chiang Mai. Ask your neighbours. Link to comment Share on other sites More sharing options...
JAS21 Posted May 31, 2018 Share Posted May 31, 2018 (edited) On 5/30/2018 at 5:28 PM, Joinaman said: just got quote from Direct Asia Type 1 Best Price Guaranteed for safe drivers Fix at any garage of your choice nationwide with "My Workshop" Deductible of ฿5,000 (choice to reduce to ฿3,000 or ฿0 on the next page) Sum insured is ฿350,000 0% instalments over 10 months Pay simply by credit card online or at 7-Eleven nationwide See full coverage details Compulsory Death & Dismemberment or Permanent disability –up to ฿5,000,000 Bodily Injury or Affecting health –up to ฿80,000 Type 1 Third party property damage-up to ฿5,000,000 Excess third party bodily injury-up to ฿10,000,000 Own Damage (Self Accident, Collision, Fire and Theft & Natural Disaster) –up to ฿350,000 24 Hour accident towing-up to 20% of repair costs Windscreen/window breakage -up to ฿350,000 Medical expenses-up to ฿100,000 Personal accident (Permanent Disability for Driver)–up to ฿100,000 Personal accident (Permanent Disability for Passenger)–up to ฿100,000 Bail bond-up to ฿50,000 But both quotes only pay up to 350,000 and medical to 100,00 Is this adequate ? I would have though a like for like replacement cost for the car and a higher medical for a bad accident and care Is it possible to adjust to higher values > All our cars are with Bangkok Insurance. I suggest that you have the 1M limit liability for bodily injury or death with max of 10M each accident ... this is in excess to the CTPL Limit 5M for third Party Claim ... if you do don't hit a Merc as you will be paying the excess claim Bail Bond I think that should be 300K ours is Loss of Life, bits cut off or permanent disability 200K for driver and 200K each for up to 6 passenges Medical expenses 100K each On a 2016 car best to go for dealer repair/new parts rather that any old repair shop. If you have named drivers you will get quite a discount and you will also get a discount for having a Car Cam I can give you the details of our agent if you can't find one yourself ... Edited May 31, 2018 by JAS21 Link to comment Share on other sites More sharing options...
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