Hi all,

 

Just about to renew my house insurance and have had a ridiculous quote from AXA for 27,000 THB.  I did want to include earthquake and flood damage.  Anyone know of any good companies that would actually pay up.  I tried to claim on my current insurance for a broken window only 7000 THB with my currant insurance but they did not pay out hence the change.  They were costing me 13,000 THB a year!

 

Any help advice welcome

 

Thanks in advance

 

Joe

OP we use MSIG, i can recommend them, we were only insured with them for 5 days, had a storm claimed, nobody came, they accepted my photos as proof of damage, claim paid no problems what so ever.

Edited August 30, 20187 yr by colinneil

Thank you for this do u have their web site please

Their offices:

 

 https://www.msig-thai.com/en/contact-us/msig-branches

 

I've been with them for nearly 4 years. Not had to claim yet, but the service and price have been good. I don't know if he's still there, but there was a helpful English chap in the head office last time I called. 

On 8/30/2018 at 4:03 PM, JPFIT said:

Any help advice welcome

Go to an agent and ask them for a number of comparable policies to get an idea of costs. It is a bit difficult to offer an opinion on the premiums you mention without an idea of coverage levels.

 

One thing I do know is that since the floods of 2011 most insurance cos. will essentially not cover you for flood damage unless caused by storm/windstorm. That may be the reason for your very high premium - either that or you have every option on the policy including named valuables to a high value.

 

 

Thanks for all your help I am getting there.