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Posted
50 minutes ago, Isaanbiker said:

No, it was more a joke. I could have had up to 2.8 % back in the days when I opened up a BB account, but these idiots didn't tell me that I could have had this kind of interest for 3 million baht. Instead, I had only 0.5, or so.

 

  All that was needed to open up a joint account with my wife's name on it. 

 

 I've lost some good money. When I gave a manager 300 K for a fund that promised a good %, the freak used my money and went on the stock market with it.

 

 I've only had some strange experiences with BB Sisaket. 

I think you get 1.5% for 1 year at Bangkok Bank. Maybe 2% for 24 months. Better than the 0.5% in a savings account. 

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Posted

Well that was an adventure.

 

I had two tasks to complete in the local Bangkok Branch today, though turned out to be three as my relatively new passport required to be updated in the system.  I needed to amend my Thai mobile number for iBanking and also change the Be1st Visa debit for the Mastercard.  I actually lost track of the signature count at twenty and still they kept coming, TiT.  

 

What I did learn is that changing your mobile number in branch or the ATM doesn't update it to the iBanking app and therefore won't be able to receive OTPs.  For it to feed through to the iBanking app is an application to head office for which I'll receive a SMS message in the coming days once it's been updated which wasn't relayed to me when I requested the mobile number to be updated a few months ago.  We were actually sat there for a full 45 minutes for all three tasks to be completed as they do like their paperwork.  They also stiffed me for 500 baht for the pleasure.  Anyway, mission complete.  

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Posted
44 minutes ago, torturedsole said:

Well that was an adventure.

 

I had two tasks to complete in the local Bangkok Branch today, though turned out to be three as my relatively new passport required to be updated in the system.  I needed to amend my Thai mobile number for iBanking and also change the Be1st Visa debit for the Mastercard.  I actually lost track of the signature count at twenty and still they kept coming, TiT.  

 

What I did learn is that changing your mobile number in branch or the ATM doesn't update it to the iBanking app and therefore won't be able to receive OTPs.  For it to feed through to the iBanking app is an application to head office for which I'll receive a SMS message in the coming days once it's been updated which wasn't relayed to me when I requested the mobile number to be updated a few months ago.  We were actually sat there for a full 45 minutes for all three tasks to be completed as they do like their paperwork.  They also stiffed me for 500 baht for the pleasure.  Anyway, mission complete.  

What branch? Those 3 tasks are supposed to be completely free of charge incl. the new debit card, unless you had to pay the annual fee = 300 baht. I got the new crappy TPN MasterCard for free, and that's what it says on BB's website. I have done time consuming changes in my account earlier with loads of signatures,but always free of charge.

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Posted
4 hours ago, Max69xl said:

Kasikorn Bank is everywhere,too. Early this year, the official requirements for a foreigner was passport + wp or passport + retirement Visa. 

From maybe March-April they don't mention individual foreigners at all. But many branches don't know about the changed requirements. 

The "official" requirements at SCB for a foreigner are: Passport + wp. 

Seems like I have meet with the right person ???? You know a lot about this. Very nice.

WP means working permit? Maybe that is the reason why farangs choose the Bangkok Bank? That we can have an account even if not live in Thailand yet? Like me for example. I just had the letter from the Swedish embassy and passport and that was it.

OK, now that I know what is needed so no idea I look into that before I am retired but then I will change to Kasikorn. Or having both. Thank you very much.

  • Like 1
Posted (edited)
14 minutes ago, Captor said:

Seems like I have meet with the right person ???? You know a lot about this. Very nice.

WP means working permit? Maybe that is the reason why farangs choose the Bangkok Bank? That we can have an account even if not live in Thailand yet? Like me for example. I just had the letter from the Swedish embassy and passport and that was it.

OK, now that I know what is needed so no idea I look into that before I am retired but then I will change to Kasikorn. Or having both. Thank you very much.

Bangkok Bank wants to make money, and they also understand that lots of people are retired, others owns condos. Everybody aren't working. Why Kasikorn Bank suddenly changed their official requirements is a mystery to me. But I got my account there earlier, so I don't really care. Having accounts in 2 different banks with different debit cards makes everything easier. ????

Edited by Max69xl
Posted
22 minutes ago, Max69xl said:

Those 3 tasks are supposed to be completely free of charge incl. the new debit card, unless you had to pay the annual fee = 300 baht.

The 500 baht charge consists of 100 baht for the new book (due to passport update), 100 baht for the Mastercard and 300 baht for the annual charge.  I'm not bothered in the slightest if they did stiff me for the additional 100 or 200 baht as life's too short and I like and respect the tellers in the local branch and want to maintain our longstanding healthy relationship as you never know when it may come in handy in the future.  My wife would also be mortified if I started interrogating them over 100 or 200 baht.  

 

The main thing for me was mission accomplished and we were on our way. 

  • Like 1
Posted
27 minutes ago, Max69xl said:

Bangkok Bank wants to make money, and they also understand that lots of people are retired, others owns condos. Everybody aren't working. Why Kasikorn Bank suddenly changed their official requirements is a mystery to me. But I got my account there earlier, so I don't really care. Having accounts in 2 different banks with different debit cards makes everything easier. ????

Yeah, I can understand that. Maybe I give it a try anyway. I am visiting the embassy soon so maybe I ask for a new letter.

Posted
15 minutes ago, torturedsole said:

The 500 baht charge consists of 100 baht for the new book (due to passport update), 100 baht for the Mastercard and 300 baht for the annual charge.  I'm not bothered in the slightest if they did stiff me for the additional 100 or 200 baht as life's too short and I like and respect the tellers in the local branch and want to maintain our longstanding healthy relationship as you never know when it may come in handy in the future.  My wife would also be mortified if I started interrogating them over 100 or 200 baht.  

 

The main thing for me was mission accomplished and we were on our way. 

I'm just saying what's official. If they're saying on their website that they will replace your card free of charge when getting the new TPN MasterCard,then it's free. If paying the annual fee or not depends on when you paid the annual fee the last time for the old card. Several branches makes a lot of money charging customers when they're not supposed to. I have had several cards replaced. First when they went from cards with magnetic stripe to chipped cards, and then from 4 digit PIN to 6 digit PIN. Then from the old Visa to the new TPN MasterCard. Every time free at Jomtien branch. 

The only fees I have paid which was totally ok,was when I lost my card (twice). 

  • Like 1
Posted
11 minutes ago, Max69xl said:

I'm just saying what's official.

And we all know that the word 'official' is the most tenuous and loosely applied word in the Thai language.  Go to twenty different branches and will get twenty alternative interpretations.  Same same with immigration.  

 

My annual Be1st Visa debit card charge would have been taken from my account next month, so wouldn't seek for a pro rata refund as is negligible.  I have a tolerance for being stiffed in LOS and today was well within my limits.  I'm also a tourist at present and was at the time of opening the account, circa ten years ago, so not going to make waves as could very easily find myself with a closed account and that's not in our best interests.  And let's face it, invariably they're not out to rip you off just that they don't understand their own processes and procedures.  

 

Smile, be happy and move on.  

  • Like 1
Posted
On 12/1/2019 at 11:54 AM, NCC1701A said:

yes.

yes. fixed account. gold colored passbook. no statements. just letter from bank saying the 400 or 800 was there year round.

with me, there are literally no withdrawals in the passbook from the first big deposit. but the letter says it all.

???? Thanks..thanks. ???? That's good news. ????

Posted
5 hours ago, Max69xl said:

I think you get 1.5% for 1 year at Bangkok Bank. Maybe 2% for 24 months. Better than the 0.5% in a savings account. 

And a lot better than <deleted>_ing your own pants when you believe it's "just a fart."

  • Haha 1
Posted (edited)
1 hour ago, torturedsole said:

And we all know that the word 'official' is the most tenuous and loosely applied word in the Thai language.  Go to twenty different branches and will get twenty alternative interpretations.  Same same with immigration.  

 

My annual Be1st Visa debit card charge would have been taken from my account next month, so wouldn't seek for a pro rata refund as is negligible.  I have a tolerance for being stiffed in LOS and today was well within my limits.  I'm also a tourist at present and was at the time of opening the account, circa ten years ago, so not going to make waves as could very easily find myself with a closed account and that's not in our best interests.  And let's face it, invariably they're not out to rip you off just that they don't understand their own processes and procedures.  

 

Smile, be happy and move on.  

A great view. I'm always learning a couple of new Thai words whenever I have to visit my bank, that I might need in the future when foreigners can be the president of this country and will change it back to how it was when we fell in love with it.

 

 

Edited by Isaanbiker
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Posted
my Be1st card continues to be a night mare
 
Dec 3 10.00 pm after difficult time at Chulalongkorn hospital card refused for 18500 bhat, had to use SCB card, but then half hour later OK to withdraw 20,000 cash
 
Dec 4 worked for 1928 Bhatt in restaurant
 
Dec 4 Refused at bus station for bus about 1700 bhat
 
Totally unreliable
 
I get fed up getting no response from bank and being on hold for long time, have resorted to posting this negative stuff on internet so others avoid this card !!! our SCB card never a problem
 
NOT WORTH BEING UPSET ABOUT 
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Posted
2 hours ago, spornb said:
my Be1st card continues to be a night mare
 
Dec 3 10.00 pm after difficult time at Chulalongkorn hospital card refused for 18500 bhat, had to use SCB card, but then half hour later OK to withdraw 20,000 cash
 
Dec 4 worked for 1928 Bhatt in restaurant
 
Dec 4 Refused at bus station for bus about 1700 bhat
 
Totally unreliable
 
I get fed up getting no response from bank and being on hold for long time, have resorted to posting this negative stuff on internet so others avoid this card !!! our SCB card never a problem
 
NOT WORTH BEING UPSET ABOUT 

I went to see SCB and opened an account there. The lady spoke an ikay English, another one then set up their application which works fantastic to top up phones, paying bills, ewtc.

 

   It took two minutes to link the SCB card and account to PayPal and all problems are solved.

 

  When I walked over to Bangkok bank to take an amount out to put it on my new account, it was impossible.  It turned out that the ATM wasn't working.'
 

 

   No more Bangkok Bank, please! 

 

Posted (edited)
2 hours ago, spornb said:
my Be1st card continues to be a night mare
 
Dec 3 10.00 pm after difficult time at Chulalongkorn hospital card refused for 18500 bhat, had to use SCB card, but then half hour later OK to withdraw 20,000 cash
 
Dec 4 worked for 1928 Bhatt in restaurant
 
Dec 4 Refused at bus station for bus about 1700 bhat
 
Totally unreliable
 
I get fed up getting no response from bank and being on hold for long time, have resorted to posting this negative stuff on internet so others avoid this card !!! our SCB card never a problem
 
NOT WORTH BEING UPSET ABOUT 

I recently started using a Be1st card with BB. I just tried it in ATM. So the card is unreliable.

 

So the alternative is to use card from home country? But using that for buys regularly can mean a risk of skimming, but maybe not so high in Thailand?

 

I forgot to ask about fees? If I use the card outside my home area, how much is the fee? How much is the fee if I use in other banks' ATM?

Edited by thailandsgreat
Posted
55 minutes ago, Isaanbiker said:

I went to see SCB and opened an account there. The lady spoke an ikay English, another one then set up their application which works fantastic to top up phones, paying bills, ewtc.

 

   It took two minutes to link the SCB card and account to PayPal and all problems are solved.

 

  When I walked over to Bangkok bank to take an amount out to put it on my new account, it was impossible.  It turned out that the ATM wasn't working.'
 

 

   No more Bangkok Bank, please! 

 

If an ATM for any reason are out of order then the bank is not good.

Your logic is somewhat messed up.

Posted (edited)
32 minutes ago, thailandsgreat said:

I recently started using a Be1st card with BB. I just tried it in ATM. So the card is unreliable.

 

So the alternative is to use card from home country? But using that for buys regularly can mean a risk of skimming, but maybe not so high in Thailand?

 

I forgot to ask about fees? If I use the card outside my home area, how much is the fee? How much is the fee if I use in other banks' ATM?

I have had the TPN MasterCard since November last year,and even if the card have issues, using an ATM have never ever been a problem. The fee using other banks ATM's is 10 baht. 

Edited by Max69xl
  • Like 1
Posted
Just now, Max69xl said:

If an ATM for any reason are out of order then the bank is not good.

Your logic is somewhat messed up.

My logic isn't messed up. Another ATM wasn't working for six weeks and the bank knew it.

 

It's not about their ATM"s it's about the Bangkok Bank itself that's messed up. 

Posted
4 minutes ago, Isaanbiker said:

My logic isn't messed up. Another ATM wasn't working for six weeks and the bank knew it.

 

It's not about their ATM"s it's about the Bangkok Bank itself that's messed up. 

Is that ATM the only one you're using? How many other ATM's in your neighborhood? 

Posted
8 minutes ago, Isaanbiker said:

My logic isn't messed up. Another ATM wasn't working for six weeks and the bank knew it.

 

It's not about their ATM"s it's about the Bangkok Bank itself that's messed up. 

the problems started when the Chicoms took 50% of it's ownership 555

  • Haha 1
  • 2 weeks later...
Posted (edited)

I am having problems with my Be1st Mastercard as well. Have the card since June 2019 and it only works at half of the places I am trying to use it.

 

- paying in BigC does not work

- paying AIS mobile bill does not work

- paying 3BB internet does only work when I choose TPN/UPOP instead of Visa/Mastercard

- paying Grab works

- paying in restaurants works sometimes

 

I have contacted the support hotline several times but they seem to be unable to fix the problem. 3BB did just refer to Bangkok Bank when I contacted them.

 

Another approach.. I tried the iPay department directly (regarding my 3BB payment declined problem) and they answered:

 

Quote

เรียน เจ้าหน้าที่ร้านค้า

จากการประสานงานตรวจสอบพบว่าที่ไม่สามารถทำรายการจ่ายได้ เนื่องจากเป็นบัตร TPN ซึ่งต้องเลือกจ่ายที่มีโลโก้ของ TPN/UPOP(UnionPay) ถึงจะจ่ายสำเร็จค่ะ

โดยปุ่มทางซ้ายสุดนี้ จะมีเป็นโลโก้ Visa /MasterCard / JCB ค่ะ ส่วนปุ่มถัดมา ถึงจะเป็นบัตรที่มีโลโก้ของ TPN/UPOP(UnionPay) ดังรูปตัวอย่างค่ะ ***บัตร TPN/UPOP จะขึ้นต้นด้วย 559888 และ 6233 ค่ะ

 

 

So, the reason seems to be that the Be1st Mastercard runs under the Thai Payment Network. But that does not explain why it does not work in some places at all (BigC, AIS, ...)

unnamed.jpg

Edited by telcy
  • 4 months later...
Posted (edited)

I will just tag onto this topic and have a few points about the Mastercard issued by Bangkok Bank.

The card we have, its a joint account has TPN on it. Recently used it to purchase Thai health insurance and  the cars annual insurance and had no problems.

I tried to buy online one of those tv packages you see on FB, the company would accept payment in Thai Baht and did the conversion into US dollars. Problem was on checking out it rejected the Mastercard, or something like card issuer denied payment.

I had another go with a UK vpn and the card was accepted,  However its a 5 day free trial first and payment is after the 5 days I think!.

 Finally is there any issues with opening a Thai paypal account and registering that Mastercard. 

I will answer my own q, just tried to set up paypal account in Thailand, no problem, but will not link the Mastercard, must be a credit card, oh well.

 

 

 

Edited by phutoie2
error.
Posted (edited)
32 minutes ago, phutoie2 said:

I will just tag onto this topic and have a few points about the Mastercard issued by Bangkok Bank.

The card we have, its a joint account has TPN on it. Recently used it to purchase Thai health insurance and  the cars annual insurance and had no problems.

I tried to buy online one of those tv packages you see on FB, the company would accept payment in Thai Baht and did the conversion into US dollars. Problem was on checking out it rejected the Mastercard, or something like card issuer denied payment.

I had another go with a UK vpn and the card was accepted,  However its a 5 day free trial first and payment is after the 5 days I think!.

 Finally is there any issues with opening a Thai paypal account and registering that Mastercard. 

I will answer my own q, just tried to set up paypal account in Thailand, no problem, but will not link the Mastercard, must be a credit card, oh well.

 

 

 

Look at the very first post by Isaanbiker......

Edited by NE1

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