Wake Up Posted August 14, 2022 Share Posted August 14, 2022 I have a Bangkok Bank debit card that is UnionPay. They now have a debit card that is Mastercard but costs 700 baht to obtain. has anyone successfully used their Bangkok Bank debit card to make purchases in the USA? If yes then was it UnionPay or do I need Mastercard? If not able to use or have advice about using in USA please post comments. Thank you reason I want to use my Thailand debit is to get some baht out of my account if I don’t return to Thailand for a long period of time. Link to comment Share on other sites More sharing options...
Liverpool Lou Posted August 14, 2022 Share Posted August 14, 2022 (edited) You'll only be able to use it at places/machines that accept UnionPay cards. Just get a BBL Mastercard (that they've been issuing for years, it's nothing new). Edited August 14, 2022 by Liverpool Lou Link to comment Share on other sites More sharing options...
bamnutsak Posted August 15, 2022 Share Posted August 15, 2022 Maybe switch to the https://www.bangkokbank.com/en/Personal/Cards/Be1st-Smart-Card/Be1st-Digital I think there are both virtual and physical versions of this card. It is Mastercard endorsed. I think you can apply using the mobile app. Bualuang mobile app. Assume you have internet banking, and also use the mobile app? Make sure you extend the validity of your SIM card, and register for internaitonal roaming and WiFi calling if available. For those with SCB check out the Planet Card, could be handy for international travelers. 1 Link to comment Share on other sites More sharing options...
Wake Up Posted August 15, 2022 Author Share Posted August 15, 2022 5 hours ago, bamnutsak said: Maybe switch to the https://www.bangkokbank.com/en/Personal/Cards/Be1st-Smart-Card/Be1st-Digital I think there are both virtual and physical versions of this card. It is Mastercard endorsed. I think you can apply using the mobile app. Bualuang mobile app. Assume you have internet banking, and also use the mobile app? Make sure you extend the validity of your SIM card, and register for internaitonal roaming and WiFi calling if available. For those with SCB check out the Planet Card, could be handy for international travelers. Thanks for the information. I have a friend in USA who told me his Union pay works at 95 percent of places just like Mastercard and Visa. Apparently UnionPay and Discover Card from USA have a joint venture agreement so UnionPay is widely accepted in USA now. My Bangkok Bank app has my virtual debit card so I will bypass paying 700 baht to switch to a Mastercard debit card. will also top up my phone online to keep it current. Link to comment Share on other sites More sharing options...
Pib Posted August 15, 2022 Share Posted August 15, 2022 OP, You said the Mastercard debit card costs Bt700 to obtain....where did you get that info? The Bangkok Bank website says Bt100 for initial issue and then a Bt300 annual fee. I have the Mastercard debit card and those are indeed the cost. https://www.bangkokbank.com/en/Personal/Cards/Be1st-Smart-Card/Be1st-Smart-TPN-Mastercard Link to comment Share on other sites More sharing options...
taxout Posted August 16, 2022 Share Posted August 16, 2022 If you're going to be buying things online in the US, then you'll find UnionPay not very useful. Link to comment Share on other sites More sharing options...
lopburi3 Posted August 17, 2022 Share Posted August 17, 2022 Quote In the US, almost all ATMs accept UnionPay cards. Cardholders can withdraw cash at ATMs displaying the signage of , , STAR or NYCE. https://m.unionpayintl.com/cardholderServ/globalCard/jb/global_3/10040352?type=2 1 Link to comment Share on other sites More sharing options...
taxout Posted August 17, 2022 Share Posted August 17, 2022 Note very carefully the distinction on that UnionPay site; the OP is talking about a DEBIT card. "In the US, over 80% merchants accept UnionPay CREDIT cards for payment via signature verification. You can also pay with UnionPay DEBIT cards via PIN at merchants equipped with PIN pad." Note Amazon's policy: "The following payment methods are available for use: . . . China UnionPay (CREDIT card only)." 1 Link to comment Share on other sites More sharing options...
bamnutsak Posted August 18, 2022 Share Posted August 18, 2022 What are the fee(s), daily/single-use limits, and exchange rates, for using a BBL ATM Debit card at an ATM in the U.S.? I looked on the BBL site but the real contract is only available in Thai (PDF). Personally I wouldn't rely solely on a BBL/TPN Union Pay debit card. Link to comment Share on other sites More sharing options...
Wake Up Posted August 19, 2022 Author Share Posted August 19, 2022 On 8/15/2022 at 7:51 PM, Pib said: OP, You said the Mastercard debit card costs Bt700 to obtain....where did you get that info? The Bangkok Bank website says Bt100 for initial issue and then a Bt300 annual fee. I have the Mastercard debit card and those are indeed the cost. https://www.bangkokbank.com/en/Personal/Cards/Be1st-Smart-Card/Be1st-Smart-TPN-Mastercard Bangkok bank officer told me the card was 699 baht. So I declined. 1 Link to comment Share on other sites More sharing options...
Wake Up Posted August 19, 2022 Author Share Posted August 19, 2022 On 8/18/2022 at 7:22 AM, bamnutsak said: What are the fee(s), daily/single-use limits, and exchange rates, for using a BBL ATM Debit card at an ATM in the U.S.? I looked on the BBL site but the real contract is only available in Thai (PDF). Personally I wouldn't rely solely on a BBL/TPN Union Pay debit card. I agree. I am not relying on it solely. I am wanting to be able to use it if I don’t come back to Bangkok for over a year. Link to comment Share on other sites More sharing options...
lopburi3 Posted August 19, 2022 Share Posted August 19, 2022 55 minutes ago, Wake Up said: Bangkok bank officer told me the card was 699 baht. So I declined. Believe that was the branded version with accident insurance - 599 per year plus 100 entry fee. Quote Be1st Smart TPN Rabbit Siriraj Card The normal is 300 per year plus 100 entry fee. Quote Be1st Smart TPN Mastercard 1 Link to comment Share on other sites More sharing options...
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