Bazt 75 Posted January 9 Share Posted January 9 I'm looking to move back in a couple of months , looking for suggestions for health insurance as the link by the Thai Embassy in Canberra is useless as some companies won't switch over to English language. I'm 67yo I've searched but can't find any up to date info here Any help will be appreciated. Cheers Quote Link to post Share on other sites More sharing options...
scubascuba3 26917 Posted January 9 Share Posted January 9 Many insurers require you to be not older than 65 to sign up, surprising how many people start thinking about insurance after 65. Others might have suggestions Quote Link to post Share on other sites More sharing options...
sitta 25 Posted January 9 Share Posted January 9 I think AXA will insure up 90, but you will pay for it. Just got a quote for 90 days 6,836 Baht 1 Quote Link to post Share on other sites More sharing options...
Bazt 75 Posted January 9 Author Share Posted January 9 11 minutes ago, sitta said: I think AXA will insure up 90, but you will pay for it. Just got a quote for 90 days 6,836 Baht Thanks , i'm looking at the yearly cost for the 3.5 mil baht pain in the rectum insurance 😀 1 Quote Link to post Share on other sites More sharing options...
sqwakvfr 3269 Posted January 9 Share Posted January 9 Because of your age any OA Visa Health Insurance Policy will be expensive. This is the due to the high coverage limit(3.5 Million Baht). Many Health Insurance policies do not go over 1 Million Baht. I am not 67 and I have a Pacific Cross Policy that is Non OA Visa compliant and I pay over 62,000 Baht per year. Also, I believe Pacific Cross does not issue policies to new customers if one is over 60(I am not sure it could be 65). You might want to consider another Visa/Ext of Stay option? A Non Imm O-Retirement obtained in Thailand might be a better option because mandatory Health Insurance is not required. 1 Quote Link to post Share on other sites More sharing options...
scubascuba3 26917 Posted January 9 Share Posted January 9 27 minutes ago, sqwakvfr said: Because of your age any OA Visa Health Insurance Policy will be expensive. This is the due to the high coverage limit(3.5 Million Baht). Many Health Insurance policies do not go over 1 Million Baht. I am not 67 and I have a Pacific Cross Policy that is Non OA Visa compliant and I pay over 62,000 Baht per year. Also, I believe Pacific Cross does not issue policies to new customers if one is over 60(I am not sure it could be 65). You might want to consider another Visa/Ext of Stay option? A Non Imm O-Retirement obtained in Thailand might be a better option because mandatory Health Insurance is not required. Most people have been switching from OA to O to avoid the insurance Quote Link to post Share on other sites More sharing options...
Bazt 75 Posted January 9 Author Share Posted January 9 So if i enter on the Non O which is 90 days then i can get 1 year extension ? Or come in 45 day exempt apply for Non O while in Thailand? This insurance <deleted> is a pain in the ass Quote Link to post Share on other sites More sharing options...
scubascuba3 26917 Posted January 9 Share Posted January 9 2 minutes ago, Bazt said: So if i enter on the Non O which is 90 days then i can get 1 year extension ? Or come in 45 day exempt apply for Non O while in Thailand? This insurance <deleted> is a pain in the ass yep both those Quote Link to post Share on other sites More sharing options...
sqwakvfr 3269 Posted January 9 Share Posted January 9 54 minutes ago, scubascuba3 said: Most people have been switching from OA to O to avoid the insurance I know this. Jus trying to give Bazi an honest answer as to what this type of insurance will cost. Quote Link to post Share on other sites More sharing options...
Sheryl 39133 Posted January 9 Share Posted January 9 56 minutes ago, Bazt said: So if i enter on the Non O which is 90 days then i can get 1 year extension ? Or come in 45 day exempt apply for Non O while in Thailand? This insurance <deleted> is a pain in the ass It is, and the way the requirement is structured makes no real sense. However - separating this from visa requirements - it is really unadvisable to live here uninsured and many have coemn ot serious grief that way. Get a non-O visa (not O-A) and then get "real" (not from a Thai company) insurance. If you expect to return to Oz at least once a year, and will retain eligibility for health care back there, a travel policy that covers just emergencies and med-evac might suit. 1 Quote Link to post Share on other sites More sharing options...
Bazt 75 Posted January 10 Author Share Posted January 10 (edited) 21 hours ago, Sheryl said: It is, and the way the requirement is structured makes no real sense. However - separating this from visa requirements - it is really unadvisable to live here uninsured and many have coemn ot serious grief that way. Get a non-O visa (not O-A) and then get "real" (not from a Thai company) insurance. If you expect to return to Oz at least once a year, and will retain eligibility for health care back there, a travel policy that covers just emergencies and med-evac might suit. Thanks Sheryl I don't intend to stay uninsured while there and expect to return to Oz once a year. Will get travel insurance initialy So just to clarify Visa etc wise I come in on Exempt 45 day then i can apply for Non-O which is 90 days then i can get extension Non-O for 1 year is that correct. Cheers and thanks for any info Edited January 10 by Bazt add Quote Link to post Share on other sites More sharing options...
Sheryl 39133 Posted January 10 Share Posted January 10 10 minutes ago, Bazt said: Thanks Sheryl I don't intend to stay uninsured while there and expect to return to Oz once a year. Will get travel insurance initialy So just to clarify Visa etc wise I come in on Exempt 45 day then i can apply for Non-O which is 90 days then i can get extension Non-O for 1 year is that correct. Cheers and thanks for any info Yes Quote Link to post Share on other sites More sharing options...
Bazt 75 Posted January 10 Author Share Posted January 10 Fantastic , that looks the way to go Sorry to carry on just checking that the said Non-O don't require Thai Insurance ? Will travel insurance cover for the year be good enough Cheers Quote Link to post Share on other sites More sharing options...
scubascuba3 26917 Posted January 10 Share Posted January 10 16 minutes ago, Bazt said: Fantastic , that looks the way to go Sorry to carry on just checking that the said Non-O don't require Thai Insurance ? Will travel insurance cover for the year be good enough Cheers Travel insurance is usually only valid if previously spent 6 months in home country, so it's fine for the first year, 18 months, then you need to find something else. Check the policy doc, it will specify 1 Quote Link to post Share on other sites More sharing options...
Bazt 75 Posted January 10 Author Share Posted January 10 Thanks scubascuba3 Quote Link to post Share on other sites More sharing options...
Bazt 75 Posted January 10 Author Share Posted January 10 59 minutes ago, scubascuba3 said: Travel insurance is usually only valid if previously spent 6 months in home country, so it's fine for the first year, 18 months, then you need to find something else. Check the policy doc, it will specify Hopefully last question With the Non - O extension do i need money in bank etc? Quote Link to post Share on other sites More sharing options...
howerde 563 Posted January 10 Share Posted January 10 1 hour ago, Bazt said: Fantastic , that looks the way to go Sorry to carry on just checking that the said Non-O don't require Thai Insurance ? Will travel insurance cover for the year be good enough Cheers Also bear in mind that travel policies in the UK at least usually are for 30 or 60 days some maybe 90, even an annual multi travel policy are usually limited to 180 days cover a year. best see a broker as if you are on a non o visa they might deem you to be resident in Thailand at least for travel insurance You can get annual policies but i found the cost was the same as getting health insurance 1 Quote Link to post Share on other sites More sharing options...
scubascuba3 26917 Posted January 10 Share Posted January 10 49 minutes ago, howerde said: Also bear in mind that travel policies in the UK at least usually are for 30 or 60 days some maybe 90, even an annual multi travel policy are usually limited to 180 days cover a year. best see a broker as if you are on a non o visa they might deem you to be resident in Thailand at least for travel insurance You can get annual policies but i found the cost was the same as getting health insurance Annual policies are restricted to consecutive days 30, 45, 60, think i got 90 once, no more. You can get travel insurance \backpacker insurance for up to 18 months (consecutively), sometimes a max age limit 45, probably varies per country Quote Link to post Share on other sites More sharing options...
Sheryl 39133 Posted January 10 Share Posted January 10 2 hours ago, Bazt said: Hopefully last question With the Non - O extension do i need money in bank etc? Yes. 800k in the bank for 2 months prior to extension. Have to keep 800k in the bank for 3 months after that, then not less than 400k for 7 months then back to 800k 2 months before next extension. There is an alternative method proving transfer of 65k a month from abroad every month. 1 Quote Link to post Share on other sites More sharing options...
airbalance 16 Posted January 12 Share Posted January 12 Another popular insurance for expats in Bangkok is pacific cross, works with all major hospitals as direct billing too. Just a thought to check out. 1 Quote Link to post Share on other sites More sharing options...
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