Southern Thailand battles surge in whooping cough cases
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6
Report Dmitry Medvedev: From President to Kremlin Provocateur
Couldn't disagree more. He is all words, always has been, with his stupid threats. He has become an embarrassment for Russia, and you might get your wish, with Medvedev falling out of a window in the near future. The grown-ups in Russia (if there are any?) know exactly what happens if they start anything nuclear. Russia would be turned into dust, and wiped out of the map. -
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UK Channel Crossing Crackdown: New Law Targets Smugglers Online
And you consider your post constructive? (I added the second thumbs-down). -
14
Middle East Shockwaves as Israeli Minister Prays at Holy Jerusalem Site
@Yagoda That's true. You are something MUCH WORSE. -
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What's the point talking to anyone with less than a GENIUS IQ?
Dear Folks, This is not just an idle question. In my view, there is NO point, really..... Such a waste of time, if you should. I will NOT talk to idiots, anymore...... I promise you.... The reason for this Topic, as you might know, is that I am tired..... I am tired to wasting my time talking to idiots.... EVERMORE....Lenore..... The silken sad rustling of bad brains, gives me the willies....and for ever. Just trying to talk to the idiots who do the customer service jobs, might drive one beyond the pale, into slitting one's throat, out of exasperation. But, this will never happen to me, since.... I am able to vent my frustrations here.... And, this is why, just one of many important reasons, TV is such a great forum..... I am not sure that this is the best reading of one of Poe's best-known poems..... I will add a better one, when I find it, evermore. How can we deal with stupid people, day upon day? Do we slit our throats in frustration? Or, do we soldier on...... Sweating bullets, every day? I ask you. Best regards, Gamma Note: We who suffer fools and bullets gladly, salute you...... Casting pearls before swine..... -
90
Crime Swedish Tourist Nabbed for Illegal Drone Use in Pattaya
The best thing about these mega cheap drones is that they fly like a drunk beetle, then when you get something that is actually stable it feels so easy, stable and controllable. -
205
UK Flat – Sell or Keep Renting? Expats Who’ve Been There – What Did You Do?
Just to mention, I am moving most of my investments that are not in company pensions or in savings to the Interactive Investor platform. The basic fee structure is flat fee of £4.99 per month up to £50k. Portfolio over £50k is £11.99 a month. Trades are £3.99 but you get a free one each month on the £11.99 plan. The app is "OK" but does the job. I much prefer the HL one and their customer service is great but their fees I don't prefer 😄 I'm moving a fair chunk of my money off there to II. They charge 0.45% platform fee on unit trusts, which is a joke. Where they are pretty good is for holding shares and ETFs. They are capped at a total maximum of £45 per year. If you keep those long term then HL is good, though again they have an uncompetitive fee for buying stocks (£11.99). So I'm leaving that part of my investments there. Otherwise, I'm in the process of moving over to II. Current rough allocation of my assets is - Flat owned outright - approx 20% Pensions - about 35%, in a global mix (Global Managed, UK equity tracker, Far East/Pacific tracker, Emerging Market tracker, US equities, some bonds). Stocks - various, about 22.5% (I think your allocations sound pretty sensible, maybe add in a smallish punt on an AI stock tracker - look at the L&G fund, tech funds etc. Still think they will outperform in future.) Savings - about 22.5%, needed over the next 5-6 years. I'm comfortable with that. I am thinking to reduce the cash element some more, especially as interest rates drop, but it will go in equity income funds focussing on dividend stocks with a proven record of not going south if the market does. On that subject, I think it's fair to say some markets are fully valued now - especially the US - and unpredictable times ahead because no-one knows the real impact of the tariffs yet. Friday saw a minor panic in part because Amazon failed to heavily beat market expectations on 1/2 year results, unlike Meta and Microsoft and also off the back of more tariff curveballs. India, one market I have quite an interest in, has not struck an agreement yet. The EU has done but it hasn't brought much joy. More a short term relief. Another thing to factor in is exchange rates - I'm in US stocks (some AI/tech funds, US smaller companies, also as part of various global funds) but the expectation is the $ will weaken in future, Trump doesn't favour a strong $. I'm sticking with it because it's still one of, if not the most, innovative economy in the world but I don't expect US can deliver the same outperformance seen in the last 10 years, if you look back to the 2000s that decade was a total contrast and emerging markets took off then. Good luck to us all!
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