BS ... Live with your choices. Daughter done Uni, and put in her time & effort, during covd, while in Uni even though they suspended the intern requirement. She interned with Lazada for 6 months, unpaid, yea, they took advantage of that ... BUT, it paid off for both of them. They hired her at 30k a month, less than 1 yr, up to 50k a month, although got knock back down to ~40k, as some were abusing OT rules. Within 2 yr there, she bought a townhouse, just shy of 3M, with crappy mortgage from builder, to qualify. No assist from me at all. What she didn't do after Uni, was buy a new car with payments more than a mortgage. She used BTS, to commute to work, which was 12-16 hrs a day at times. Changed jobs a few times, and refianced townhouse to a real mortage, since making more now, and even has scheduled extra principle payments. At that signing, house paid off in 18 yrs, if paying extra monthly, or profit monthly, if just basic mortage payment. Lazada tried to recruit her back, no thanks, screw me once was enough. Changed jobs again, better pay & work hours (normal), and with now with even more additional priinciple payment, townhouse may be paid off in 10 yrs. She rents it out. No profit, all extra goes back into investment. Her fiancé, same, out of Uni, and bought nice condo in nice area. Chinese docs rent most of the unit, next to hospital, again, an investment. No assist from family. He drives a scooter, no flash car. Now my daughter has an EV, no petral cost, and the townhouse is rented out, so she doesn't need to pay a mortgage, same as condo. Even though buying condo & townhouse, they rented an inexpensive condo, close to work to cut monthly expenses. No flash life, even though she's knocking on 100k a month, and he had decent salary also. Actually he just quit his banking accounting (auditing) job, and is concentrating or RE. She also has an online site to sell clothes. They don't borrow money an depreciating toys, they don't try to impress their friends with fancy meals & coffee shops, they live within their means and are building equity. Chip off the ol' block. Struggle till you don't have to, that's how you succeed financially. They want to retire before 50, comfortably, but squeeze in some fun. Such as a holiday in JP recently, and she took a business trip to CN to source better clothes vendors. LIVE WITH YOUR CHOICES ... don't cry about em. Same with every generation, worldwide. Opportunities are there, just need to use them.
