As 56 years old, I might have a different run than what you had if you arrived before 2005.
The best years I experienced was from early 2000 to mid 2017. From there just downhill.
Except during covid. My best 2 years in Thailand ever.
I never said she write it off. To think that the debtor is going to change their mind and pay the debt because she showed up at his front door seems a bit naive to me.
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