Look at the area of coverage ! If you are International Traveller then ok an International Policy is a good idea BUT if you only stay in Thailand or lets say just go to the European Union occasionally , then it pays to look for a "Thailand only policy" as the premiums for International Policies increase substantially for cover in USA/Europe etc and for things you might never need or are not applicable ( ie repatriation of body etc )
Then, if you go to Europe you can just take a Schengen insurance policy for the period there . As always , look for a reputable insurer underwritten by a reputable body and read the small print .
We used to holiday in Phuket (KataThani) or Khao Lak (JW Marriot) several times a year, now we go to Vietnam, I'm back to the Dusit Princess on Phu Quoc in 5 weeks, my 4th Visit since November.
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