When exactly is state pension frozen?

[Zaphod Priest]

For someone already living in Thailand, is the state pension frozen on the date to which they become entitled to it, or is it when they first claim it?

In other words, could one get a higher pension by delaying claiming it until the new tax year with the new pension rate?

[topt]

Just now, Zaphod Priest said:

For someone already living in Thailand, is the state pension frozen on the date to which they become entitled to it, or is it when they first claim it?

In other words, could one get a higher pension by delaying claiming it until the new tax year with the new pension rate?

I asked this question twice - in an online form and to a person - no answer to the form and  and the person I asked was so unsure I still do not know for sure.....

You have just reminded me to ask again. 

 

[CharlieH]

I believe it taken from the date the pension was claimed, that is to say, if you are living in Thailand and made a claim now from Thailand, then thats the fixed rate. If you are already claiming BEFORE moving to Thailand, it would be the rate and date you state as a permanent resident in Thailand.

 

So in short, the date it is applied for when living in Thailand

 

That's my understanding.

[jori123]

Where you make the claim from,UK not frozen, Thailand?using UK contact address not frozen,Thailand using Thai contact address..frozen.       First claim it

[Gottfrid]

20 minutes ago, jori123 said:

using UK contact address not frozen

Do not promote that a person living in Thailand should use a fake UK address. That will only land them in problems.

[hotandsticky]

11 hours ago, Zaphod Priest said:

For someone already living in Thailand, is the state pension frozen on the date to which they become entitled to it, or is it when they first claim it?

In other words, could one get a higher pension by delaying claiming it until the new tax year with the new pension rate?

 

The pension is frozen from the date you advise DWP that you reside in Thailand.

 

When is your pension due?

 

How much extra is the annual increase worth?

 

I doubt that it is worth deferring for a small cost of living increase.

 

[jori123]

2 minutes ago, Gottfrid said:

Do not promote that a person living in Thailand should use a fake UK address. That will only land them in problems.

As a yank u are clueless

[hotandsticky]

2 minutes ago, Gottfrid said:

Do not promote that a person living in Thailand should use a fake UK address. That will only land them in problems.

 

He didn't say fake address

[topt]

24 minutes ago, hotandsticky said:

The pension is frozen from the date you advise DWP that you reside in Thailand.

Are you saying DWP same as HMRC? 

If yes then that is a different answer to what @CharlieH suggested.

 

For example HMRC have known for many years that I live in Thailand but I have yet to claim my State Pension.

[topt]

28 minutes ago, hotandsticky said:

 

He didn't say fake address

Really do not understand why you are defending him.  Next we will be into semantics about what is fake or not...........

[jori123]

8 minutes ago, topt said:

Really do not understand why you are defending him.  Next we will be into semantics about what is fake or not...........

Defending him? me.Not frozen are we ? Cannot reside permanently in Thailand, UK I can,where I hang my hat for non-frozen purposes......but then ipc/DWP could not give a toss,past performances of them both suggest sterlingly 

[chickenslegs]

I left the UK to reside in Thailand in 2005 and immediately informed HMRC that I was no longer a UK resident.

 

Seventeen years later (2022) I claimed my State Pension. It was, and still is, paid at the rate applicable in 2022. So, it appears that the rate applied is that on the date of the claim - not the date of changing country of residence.

 

Just to add - Deferring one's claim will also increase the weekly pension payment. According to  https://www.gov.uk/deferring-state-pension/what-you-get the weekly pension payment increases by 5.8% for each year it is deferred.

 

However, the extra payment is also frozen (if you reside in Thailand etc.)

 

Edit: Why can't we embed links to websites?

 

[hotandsticky]

45 minutes ago, topt said:

Really do not understand why you are defending him.  Next we will be into semantics about what is fake or not...........

 

Not defending anyone - just pointing out that the word 'fake' did not appear anywhere. 

 

For your benefit HMRC are nothing to do with DWP (they can't even get their acts together when erroneously changing tax codes for those on frozen pensions).

 

DWP are the people you claim the state pension from and it is they whom you advise your residential status to. As @chickenslegs pointed out, you may already be on the system as living abroad and the Thai address is used in the claim application.