I’m a 42 y/o American and I’m returning to the US for a few months for business/pleasure.

I have travel insurance while living here in Thailand. But I am NOT COVERED when I return. I’ve looked at a few policies that cover me for one month+ but they were astronomical. Last year I went without and I was lucky. What do you other Yanks do when returning to the good o’l U.S. of A.? Thanks, HelloHello

This is a question I've thought about myself. I return for a month or so each year myself. I'd say don't worry about it. But then again, I'm 24 and I could cover most medical expenses myself anyway.