Compulsory Insurance For Business Owners

My business is registered on the name of my company, and every month I pay the compulsory staff insurance, which is 5% of the salary, up to a maximum of B1,500 for an individual employee. Half has to be paid by the company and the other half by the employees. Legally, I am also an employee of my own company, so I also pay the monthly insurance for myself, which is the maximum amount of B1,500 per month.

The last time I went to see my bookkeeper, she told me that the law has been changed. She said that now those who own a business through a company construction are not obliged to insure themselves anymore. She also said that if I never used the insurance, I could even claim back premiums paid already.

Would like to know if this is true. For me the compulsory insurance does not make much sense. I could go to the government hospitals for free, but because of the very low standard of the government hospitals in the province where I reside, I always refained from using their services.