On 6/17/2026 at 8:41 PM, DrJack54 said:

What is your current status.

Meaning are you currently on extension of permission of stay based on retirement.

If so my suggestion would be to use agent or immigration as you outlined.

Wasn't aware you are located in Pattaya

On 6/17/2026 at 8:41 PM, DrJack54 said:

What is your current status.

The answers are pretty clear in my original post.

On 6/17/2026 at 8:41 PM, DrJack54 said:

Meaning are you currently on extension of permission of stay based on retirement.

If I have 12 months to go till my pension is portable, what extension of stay would I be on?

On 6/17/2026 at 8:41 PM, DrJack54 said:

If so my suggestion would be to use agent or immigration as you outlined.

I stated I have a quote for 60K for the first visa! (Agent?)

On 6/17/2026 at 8:41 PM, DrJack54 said:

Wasn't aware you are located in Pattaya

Pretty clear where I am and it's certainly not Pattaya!

Maybe take some time to read a post slowly befor going off 1/2 c@cked & assuming things!

12 minutes ago, Bagwain said:

If I have 12 months to go till my pension is portable, what extension of stay would I be on?

At another guess... Seems you may be in Oz planning options for future (in 12 months) living in Thailand.

However that's a guess.

Pension has nothing to do with things.

Your first extension would have to be using money in bank method.

The agent 60k cost is for Non O + 12 month extension. Better option would be obtain Non O eVisa in Oz and just have agent obtain 12 month extension after entry. Cost under 20k however would require funds in bank for application.

Can be Thai bank or foreign bank

3 hours ago, DrJack54 said:

At another guess... Seems you may be in Oz planning options for future (in 12 months) living in Thailand.

However that's a guess.

Pension has nothing to do with things.

Your first extension would have to be using money in bank method.

The agent 60k cost is for Non O + 12 month extension. Better option would be obtain Non O eVisa in Oz and just have agent obtain 12 month extension after entry. Cost under 20k however would require funds in bank for application.

Can be Thai bank or foreign bank

Gee suss what don't you understand? It plainly say that I have 12 months till my pension is portable. So how is it a guess?

It has everything to do with the pension. As I am stuck in Oz till it is portable. (Unless I don't want to get paid) I was not asking is it available because it's the pension.

If you can't read simple english, please refrain from making comments based on eronious assumtions.

Or are you just wanting to have the last word and have nothing better to do?

I am not interested anymore!

3 hours ago, DrJack54 said:

The agent 60k cost is for Non O + 12 month extension. Better option would be obtain Non O eVisa in Oz and just have agent obtain 12 month extension after entry. Cost under 20k however would require funds in bank for application.

Can be Thai bank or foreign bank

If I read the OP's posts correctly, he said he does not have the 800k, so he would need to pay an agency to fund his Non-O & 12-mth extension based on retirement. He said he was considering getting married to his GF, and then getting his extension based on marriage. Your advice to get a Non-O e-Visa in Oz seems to be his best option, but he may not have the 800k in Oz to get his Non-O e-Visa. After he gets his Non-O, if he got married in Thailand while still on the Non-O, could he just put 400k in a Thai bank in order to get his extension. Or, could he pay an agency to put up the 400k? Or, must his first extension be based on retirement after getting his Non-O? Just asking so I know.

Edited June 20Jun 20 by JohnnyBD

4 minutes ago, JohnnyBD said:

Your advice to get a Non-O e-Visa in Oz seems to be his best option, but he may not have the 800k in Oz to get his Non-O e-Visa. After he gets his Non-O, if he got married in Thailand while still on the Non-O, could he just put 400k in a Thai bank in order to get his extension. Or, could he pay an agency to put up the 400k? Or, must his first extension be based on retirement after getting his the Non-O? Just asking so I know.

My suggestion of obtain Non O eVisa in Oz was based on being able to have 800k in Oz bank.

If possible he could then use agent to obtain the 12 month extension after entry to Thailand.

Cost ~ 17k. Funds, in bank not required

If he obtained the Non O retirement in Oz then the first extension would need to be based on retirement regardless of him marrying Thai national.

Combination method is not possible for marriage however is an option for extension retirement

On 6/17/2026 at 4:27 PM, Bagwain said:

That is what I thought. I have heard that you need to have 12 months track record of the monthly?

So hopefully I will get it on 1st go.

Just don't like the idea of 400 k locked up.

Maybe go back to an agent for a retirement.

agents are not as much as you quoted, esp if you get a non O visa yourself outside Thailand

17 minutes ago, DrJack54 said:

If he obtained the Non O retirement in Oz then the first extension would need to be based on retirement regardless of him marrying Thai national.

Combination method is not possible for marriage however is an option for extension retirement

I understand the first sentence. But, just so I'm clear on the second sentence, the combination method is an option for extension based on retirement only, not for marriage. Also, it's not an option on his first extension, correct? Or, can one do 12 months of transfers prior to getting a Non-O and that would count? I thought one would need to have 12 month's of transfers to Thailand during one's first extension before qualifying for the monthly or combination method on his second extension. What's the correct way?

Edited June 20Jun 20 by JohnnyBD
Think I have it worded correctly now.

3 minutes ago, JohnnyBD said:

And, it's not an option for his first extension, correct? He would need to have 12 month's of transfers to Thailand before he would qualify for the monthly or combination method, so it would be on his second extension. Is that correct?

Yes.

Oz do not provide embassy letter.

His first extension would need to be using funds in bank method.

To then change to income method in the future he would need to run both methods at same time for one year.

I changed from money in bank to income method last extension.

5 hours ago, JohnnyBD said:

If I read the OP's posts correctly, he said he does not have the 800k, so he would need to pay an agency to fund his Non-O & 12-mth extension based on retirement. He said he was considering getting married to his GF, and then getting his extension based on marriage. Your advice to get a Non-O e-Visa in Oz seems to be his best option, but he may not have the 800k in Oz to get his Non-O e-Visa. After he gets his Non-O, if he got married in Thailand while still on the Non-O, could he just put 400k in a Thai bank in order to get his extension. Or, could he pay an agency to put up the 400k? Or, must his first extension be based on retirement after getting his Non-O? Just asking so I know.

Thanks for your input.

End of the day it looks like an agency for a retirement visa or the 400 k banked for a married visa. Till I can do the income way. Exchange rates are good ATM!

Lots of thinking to do.

Missus had cancer for 4+ years which drained the finances, (now in remission) which forced the decision to go the pension route. Had a business for 20 years and it was in a lull as well,

So the marriage way is a gamble (Obvious) and the agent way in the near future may be unavailable when A.I gets fully functional with Thai immigration.

Never been married & no sprogs that I know of. So marriage sort of goes against the grain.

5 hours ago, steve187 said:

agents are not as much as you quoted, esp if you get a non O visa yourself outside Thailand

Yes you are right, however the bank account needed ATM is K bank. I have SCB & BKK.

90 day O visa is out of the Q. Unless they do for 400 k for a future marriage visa which I doubt.

So if a K bank is needed it's a 5 k shout.

But after an online enquiry the 60 K was what a lot are asking for up front 1st time.

I have a heap of contacts so I should get it at a more realistic price.

As I stated already, a good mate got his renewal direct at Jomtien I/O for 18k. But I will need to get the O visa. Unless they do that as well.

This is basically all an unkown as still have 12 months to go! 5555

6 minutes ago, Bagwain said:

I have SCB & BKK.

90 day O visa is out of the Q. Unless they do for 400 k for a future marriage visa which I doubt.

They would not.

7 minutes ago, Bagwain said:

But after an online enquiry the 60 K was what a lot are asking for up front 1st time.

I have a heap of contacts so I should get it at a more realistic price.

The 60k is for those entering eg visa exempt and require bank account + Non O retirement + 12 month extension. 60k is not uncommon.

For extension alone 17k.

However you are not able to have 800k in bank to obtain the Non O eVisa in Oz.

Even if/when you had a Non O you cannot do first extension using income method.

All posted earlier.

9 hours ago, JohnnyBD said:

If I read the OP's posts correctly, he said he does not have the 800k, so he would need to pay an agency to fund his Non-O & 12-mth extension based on retirement. He said he was considering getting married to his GF, and then getting his extension based on marriage. Your advice to get a Non-O e-Visa in Oz seems to be his best option, but he may not have the 800k in Oz to get his Non-O e-Visa. After he gets his Non-O, if he got married in Thailand while still on the Non-O, could he just put 400k in a Thai bank in order to get his extension. Or, could he pay an agency to put up the 400k? Or, must his first extension be based on retirement after getting his Non-O? Just asking so I know.

If he gets non-O based on retirement, the first extension must be based on the same reason. So he could not get a non-O visa based on retirement (since he isn't married yet), then travel to Thailand and get married, and then get the extension based on marriage.

Also most agents don't want anything to do with marriage extensions. These extensions are processed by the district office, not the local immigration office. So the agents don't have the same ability to bypass restrictions. If approaching an agent and you are 50+, they will just do your extension based on retirement since that's simple for them to do.

36 minutes ago, BrandonJT said:

So he could not get a non-O visa based on retirement (since he isn't married yet), then travel to Thailand and get married, and then get the extension based on marriage.

Small typo. Think you mean... Could not obtain Non O based on marriage

1 hour ago, DrJack54 said:

Small typo. Think you mean... Could not obtain Non O based on marriage

Just worded badly, but the statement is correct. He cannot get a non-O based on retirement and then extend that based on marriage.

Trolling post removed

I’ve read through this post but can’t filter out a clear answer, so here goes another question that’s probably been answered a million times over..apologies in advance.

Im on an extension of stay based on marriage, it’s my first one and it expires in may 2027, I have the 400k in the bank ( and will probably just leave it there) but, if I wanted to do my next extension based on monthly income method (40k per month), do I need a letter from my embassy ( uk passport holder so they won’t supply a letter) or do I just need to present 1 years worth of bank statements showing 40k monthly coming into my bank account from outside of Thailand

3 minutes ago, essex boys said:

or do I just need to present 1 years worth of bank statements showing 40k monthly coming into my bank account from outside of Thailand

Yes.

So you won't be able to use income method for next extension as you haven't been making the monthly transfers from date of when obtained current extension.

For next extension have 400k in bank for min 2 months prior to application.

At same time start monthly transfers.

Then for the next extension after that you will be able to show the 12 transfers.

I use WISE for the monthly transfers

2 hours ago, essex boys said:

I’ve read through this post but can’t filter out a clear answer, so here goes another question that’s probably been answered a million times over..apologies in advance.

Im on an extension of stay based on marriage, it’s my first one and it expires in may 2027, I have the 400k in the bank ( and will probably just leave it there) but, if I wanted to do my next extension based on monthly income method (40k per month), do I need a letter from my embassy ( uk passport holder so they won’t supply a letter) or do I just need to present 1 years worth of bank statements showing 40k monthly coming into my bank account from outside of Thailand

Before you make ANY plans, you need to go to your immigration office and ask them if they accept proof of monthly transfers for a marriage extension. There are many immigration offices that will not accept this, the only "income" they accept is embassy letter, or your paystub from a work permitted job in Thailand. So if your immigration office is one of those, you won't have any option other than the 400,000 in the bank.

If OP has 400K, he could enter on a TV, get married, apply Non O at Immigration based on Thai spouse > extension Thai spouse.

Save himself a fortune on agents fees and being locked into an agent.

On 6/17/2026 at 4:27 PM, Bagwain said:

Just don't like the idea of 400 k locked up.

For extensions based on Thai spouse, the 400K funds only have to be n a Thai bank account for 2 months prior to the date of submitting the application, however it's recommended to leave it there until the extension is approved. You can then withdraw and spend the lot at your desire. Repeat for the following years extension.

Edited June 22Jun 22 by Liquorice
Typo

11 hours ago, DrJack54 said:

Yes.

So you won't be able to use income method for next extension as you haven't been making the monthly transfers from date of when obtained current extension.

For next extension have 400k in bank for min 2 months prior to application.

At same time start monthly transfers.

Then for the next extension after that you will be able to show the 12 transfers.

I use WISE for the monthly transfers

Thanks @DrJack54 for the reply, when I got my 1st extension, the one im currently on, I already had the 400k in the bank and it had been there for a long time, for the last two years I’ve had a monthly income method of over 40k baht each month, this is from a work pension not the uk state pension, so on my next extension which will be may 2027 do you think it’s possible to show bank statements covering the 12 months? I could also show monthly statements from my work pension, but the money is paid into my uk bank account and I then transfer that to my kasikorn bank accounting wise

9 hours ago, BrandonJT said:

Before you make ANY plans, you need to go to your immigration office and ask them if they accept proof of monthly transfers for a marriage extension. There are many immigration offices that will not accept this, the only "income" they accept is embassy letter, or your paystub from a work permitted job in Thailand. So if your immigration office is one of those, you won't have any option other than the 400,000 in the bank.

Many thanks for that information, I will check this week with Khon Kaen immigration and ask the question, I will of course update this thread with their response

23 minutes ago, essex boys said:

, I already had the 400k in the bank and it had been there for a long time, for the last two years I’ve had a monthly income method of over 40k baht each month, this is from a work pension not the uk state pension, so on my next extension which will be may 2027 do you think it’s possible to show bank statements covering the 12 months

When I posted previous advice had no idea, that you were already transferring then 40k+

So yes income method for your situation should be fine.

Personally I would still have 400k in bank two months prior to next extension to cover any issue.

Obtain 12 month bank statement and highlight each monthly transfer.

Make it clear you are applying based on income.

Ask for bank statement in Thai language.

Which bank

20 hours ago, DrJack54 said:

When I posted previous advice had no idea, that you were already transferring then 40k+

So yes income method for your situation should be fine.

Personally I would still have 400k in bank two months prior to next extension to cover any issue.

Obtain 12 month bank statement and highlight each monthly transfer.

Make it clear you are applying based on income.

Ask for bank statement in Thai language.

Which bank

@DrJack54 thanks again for your response, the 400k and my monthly transfers go into my bangkok bank account, I also have a kasikorn bank account which I transfer my monthly pension payments into once they have cleared in Bangkok bank account

8 minutes ago, essex boys said:

@DrJack54 thanks again for your response, the 400k and my monthly transfers go into my bangkok bank account, I also have a kasikorn bank account which I transfer my monthly pension payments into once they have cleared in Bangkok bank account

As Bangkok bank is the one used to transfer the income into, the statement should be provided by them.

You are probably aware that these have to be ordered 5 days in advance.
The monthly transfers should be coded as FTT in your passbook, but more importantly as 'International' on a statement.

If KK accept the monthly transfer method, you may also enquire if they also request evidence of being in receipt of a pension, such as a statement from your pension providor.

Not all Immigration offices request evidence of where the income derives, but others insist it must be from a pension.