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Thailand Cuts Property Fees for Homebuyers

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Thailand has reduced property transfer and mortgage registration fees to 0.01 percent for eligible home purchases, in a move aimed at supporting homebuyers and stimulating the economy. The measure applies to houses, land sold with residential buildings and condominiums where the sale price, official valuation and mortgage amount do not exceed THB 7 million. It took effect on July 1, 2026, and will remain in force until June 30, 2027.

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The reduced fees are available only to individual buyers who are Thai nationals. For houses, including detached, semi-detached and terraced homes, as well as commercial buildings sold with land, the mortgage registration fee is reduced only when the mortgage is registered at the same time as the property transfer.

The changes were published in the Royal Gazette on July 1, 2026, through two Ministry of Interior announcements. The announcements followed a Cabinet decision made on June 30, 2026, approving the temporary fee reductions.

According to the Ministry of Interior, the policy is intended to ease the financial burden on people purchasing their own homes while also supporting property transactions for the benefit of the national economy. The same conditions apply to condominium purchases in officially registered condominium buildings.

To qualify, both the property’s sale price and its official valuation must not exceed THB 7 million. The mortgage amount must also be no more than THB 7 million, and buyers must meet the nationality requirement. For both residential properties and condominiums, the reduced mortgage registration fee applies only if the mortgage is registered simultaneously with the transfer of ownership.

The latest measure extends government efforts to support Thailand’s property sector as the housing market continues to face economic pressures. By lowering transaction costs, the government aims to encourage more eligible buyers to complete home purchases during the one-year period.

The Nation reported that the reduced fees are already in effect following publication in the Royal Gazette. Eligible buyers completing property transfers and mortgage registrations before June 30, 2027, can benefit from the lower charges provided they satisfy all qualifying conditions.

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This means now is the perfect time to buy a property in your Thai girlfriend's / wife's name. 😂

sorry this is nothing new, this is since covid 19

and sadly, only FOR THAI

so sale of Thai to Farang = 2%

sale Thai / Thai = 0.01%

I had Thai owners complain about the expensive transfer fees because of FARANG

while they get a discount with Thai and not wanting to sell or trying to push the 2% fully on the rich farang, not wanting to share the 50/50 split of the 2%

Does the government not realize how in debt most Thais are in right now. They have printed the stats before and now they want them to go further into debt. I bet the banks will be tough, or they will get stuck repossessing many houses.

0,01 % ?

That is "only" a thousand times less than in my country.

Way too little relief and way too late in the game. Thailand's economy is downright anemic and many economies throughout the world are also suffering right now, even though the stock market and real estate in many other nations are near all time highs. There's an incredible lack of consumer confidence in Thailand and also in America right now, and people are really tightening their belts and avoiding big purchases as much as possible. Some of this likely has to do with inflation as the fake numbers of the government keeps putting out are nowhere near real inflation numbers and most of us with common sense see right through that lie.

Also in the case of Thailand people continue to discount the 10-year knockdown effect of the Prayuth Decimation, but it was very real, and it continues to hurt the nation.

1 hour ago, jcmj said:

Does the government not realize how in debt most Thais are in right now. They have printed the stats before and now they want them to go further into debt. I bet the banks will be tough, or they will get stuck repossessing many houses.

https://www.bangkokpost.com
No image preview

2026 will be a year of debt struggles

Forget GDP growth. Forget tourist arrivals. Forget export figures. In 2026, Thailand's overriding economic challenge will not be growth but debt repayment.

"This persistent shortfall has contributed to Thailand's high household debt, which stands at 87.7% of GDP -- the ninth highest globally."

As always, way too little and it will make no difference whatsoever on the real estate market. As always, just a one-day headline along the lines of 'Look, Ma, I'm doing something!'. As always, absolutely no imagination, absolutely no bold thinking, absolutely no new ideas proposed to attack this important problem by anyone in this current government.

And, as always, the housing market is huge for the economy when all the many, many related industries that depend on it are factored in. The government should be giving much more attention to it than this weak and useless response.

It SAYS that the BUYER has to be Thai - NOTHING about the seller.

And it JUST started as of 1 July 2026 for those of you that didn't bother to read the first paragraph or the article itself.

I was recently told that the transfer fee I would have to pay would be 20,000 baht, not including other taxes and fees.

So theoretically - the transfer fee should drop to 200 baht.

(Waiting to hear back from the lawyers to confirm that.)

21 hours ago, Georgealbert said:

The reduced fees are available only to individual buyers who are Thai nationals

😩

It's OK, I'll make it up another way

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