Thailand has reduced property transfer and mortgage registration fees to 0.01 percent for eligible home purchases, in a move aimed at supporting homebuyers and stimulating the economy. The measure applies to houses, land sold with residential buildings and condominiums where the sale price, official valuation and mortgage amount do not exceed THB 7 million. It took effect on July 1, 2026, and will remain in force until June 30, 2027.

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The reduced fees are available only to individual buyers who are Thai nationals. For houses, including detached, semi-detached and terraced homes, as well as commercial buildings sold with land, the mortgage registration fee is reduced only when the mortgage is registered at the same time as the property transfer.

The changes were published in the Royal Gazette on July 1, 2026, through two Ministry of Interior announcements. The announcements followed a Cabinet decision made on June 30, 2026, approving the temporary fee reductions.

According to the Ministry of Interior, the policy is intended to ease the financial burden on people purchasing their own homes while also supporting property transactions for the benefit of the national economy. The same conditions apply to condominium purchases in officially registered condominium buildings.

To qualify, both the property’s sale price and its official valuation must not exceed THB 7 million. The mortgage amount must also be no more than THB 7 million, and buyers must meet the nationality requirement. For both residential properties and condominiums, the reduced mortgage registration fee applies only if the mortgage is registered simultaneously with the transfer of ownership.

The latest measure extends government efforts to support Thailand’s property sector as the housing market continues to face economic pressures. By lowering transaction costs, the government aims to encourage more eligible buyers to complete home purchases during the one-year period.

The Nation reported that the reduced fees are already in effect following publication in the Royal Gazette. Eligible buyers completing property transfers and mortgage registrations before June 30, 2027, can benefit from the lower charges provided they satisfy all qualifying conditions.

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Adapted by ASEAN Now Nation 6 July 2026

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This means now is the perfect time to buy a property in your Thai girlfriend's / wife's name. 😂