A British tourist says her dream winter escape to Thailand has spiralled into a financial and medical nightmare after a horse riding accident left her with a broken spine — and a £30,000 hospital bill. Joanna Ingram, 57, from Belton, Norfolk, United Kingdom, travelled to Thailand in February with her husband Stuart for a relaxing two-week break. Instead, the trip ended in emergency spinal surgery and a battle with their travel insurer over who will pay the soaring costs. A Holiday Ride That End
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