benz123 Posted April 3, 2009 Share Posted April 3, 2009 the trouble comes ...we canot pay the credit card bills , and the house loan. what can Happened the next !!!!!! Link to comment Share on other sites More sharing options...
patklang Posted April 3, 2009 Share Posted April 3, 2009 the trouble comes ...we canot pay the credit card bills , and the house loan.what can Happened the next !!!!!! You are knackered mate Link to comment Share on other sites More sharing options...
Who, me ? Posted April 3, 2009 Share Posted April 3, 2009 Well, it all depends of the real situation . What brought you there ? There is always something to do.... Good luck ! Link to comment Share on other sites More sharing options...
samuibeachcomber Posted April 3, 2009 Share Posted April 3, 2009 the trouble comes ...we canot pay the credit card bills , and the house loan.what can Happened the next !!!!!! You are knackered mate exactly,strange post.you dont usually become broke overnight,so must have seen it coming. Link to comment Share on other sites More sharing options...
PhilHarries Posted April 3, 2009 Share Posted April 3, 2009 the trouble comes ...we canot pay the credit card bills , and the house loan.what can Happened the next !!!!!! You are knackered mate exactly,strange post.you dont usually become broke overnight,so must have seen it coming. Some people don't see what's coming until it runs them over. It's called denial. To the OP, if you are for real, you need to get with your creditors and try and figure out what's to be done. Alternatively gather all your assets and all the money you can get your hands on and disappear, best place is back to your home and start over. Link to comment Share on other sites More sharing options...
patklang Posted April 3, 2009 Share Posted April 3, 2009 We are assuming he lives in Bangkok??? Go home quick,regroup and start again,you are knackered Link to comment Share on other sites More sharing options...
peter991 Posted April 3, 2009 Share Posted April 3, 2009 Or you apply online for ANOTHER credit card to pay the first credit card ... Or you get an increased limit on the credit card you already have and use that to tide you over ... This is assuming your problem is of a temporary nature. Best wishes. Been there - done that. Link to comment Share on other sites More sharing options...
teacup Posted April 3, 2009 Share Posted April 3, 2009 Did you lose your JOB?….u didn’t say If not, then ….STOP feeling sorry for yourself and go get yet another job!!!! And cut your expenses back to the bare minimum. From now on - never buy anything you can't afford to pay cash for. Financing cars and houses is different - but you should be careful not to exceed your means. In the meantime, talk with your mortgage and utilities company.....offering to pay them whatever "the minimum" you can afford at the moment. Best of luck Link to comment Share on other sites More sharing options...
benz123 Posted April 3, 2009 Author Share Posted April 3, 2009 first, my last shop(rent), from five shops, still runing and i make some money, i have to pay arund 2 million to 6 credit cards , and 6 million bank loan, 1.5 car loan . all on my thai wife name. today she got call from amx, to go to the cort on monday. Link to comment Share on other sites More sharing options...
meom Posted April 3, 2009 Share Posted April 3, 2009 If your wife knows the right people she can change her name and ID card. I know of one girl with 10 mil debt who did just that. She's still broke but no more outstanding debts to her name. Link to comment Share on other sites More sharing options...
samuibeachcomber Posted April 3, 2009 Share Posted April 3, 2009 first, my last shop(rent), from five shops, still runing and i make some money,i have to pay arund 2 million to 6 credit cards , and 6 million bank loan, 1.5 car loan . all on my thai wife name. today she got call from amx, to go to the cort on monday. are there bankruptcy laws here in thailand?I dont think your wife changing her name and ID will work,i read on another thread where a thai couple had done this but the law still caught up with them. Link to comment Share on other sites More sharing options...
MonsieurHulot Posted April 3, 2009 Share Posted April 3, 2009 i have to pay arund 2 million to 6 credit cards , and 6 million bank loan, 1.5 car loan . all on my thai wife name. today she got call from amx, to go to the cort on monday. This is what you posted a year ago I am 52 y.o not working and not any income. You had no income at all but you spent millions of bahts? Link to comment Share on other sites More sharing options...
samuibeachcomber Posted April 3, 2009 Share Posted April 3, 2009 (edited) i have to pay arund 2 million to 6 credit cards , and 6 million bank loan, 1.5 car loan .all on my thai wife name. today she got call from amx, to go to the cort on monday. This is what you posted a year ago I am 52 y.o not working and not any income. You had no income at all but you spent millions of bahts? wow thats what i call "rersearch" if all that is the case then the OP has had a good ride,time to pay the piper perhaps.maybe "the wife" had money. Edited April 3, 2009 by samuibeachcomber Link to comment Share on other sites More sharing options...
bungy007 Posted April 3, 2009 Share Posted April 3, 2009 first, my last shop(rent), from five shops, still runing and i make some money,i have to pay arund 2 million to 6 credit cards , and 6 million bank loan, 1.5 car loan . all on my thai wife name. today she got call from amx, to go to the cort on monday. Not too bad then. Sell the house and motor - you can rent a nice house for 4000bt per month - town house of course but two bedrooms and bathrooms a big lounge/dinning room and kitchen plus car port. Buy a motorbike and pay your cards off on the drip. Problem over. Next customer please...? Link to comment Share on other sites More sharing options...
samuibeachcomber Posted April 3, 2009 Share Posted April 3, 2009 first, my last shop(rent), from five shops, still runing and i make some money,i have to pay arund 2 million to 6 credit cards , and 6 million bank loan, 1.5 car loan . all on my thai wife name. today she got call from amx, to go to the cort on monday. Not too bad then. Sell the house and motor - you can rent a nice house for 4000bt per month - town house of course but two bedrooms and bathrooms a big lounge/dinning room and kitchen plus car port. Buy a motorbike and pay your cards off on the drip. Problem over. Next customer please...? If it was that easy,for example can the house and car be sold. Link to comment Share on other sites More sharing options...
bungy007 Posted April 3, 2009 Share Posted April 3, 2009 first, my last shop(rent), from five shops, still runing and i make some money,i have to pay arund 2 million to 6 credit cards , and 6 million bank loan, 1.5 car loan . all on my thai wife name. today she got call from amx, to go to the cort on monday. Not too bad then. Sell the house and motor - you can rent a nice house for 4000bt per month - town house of course but two bedrooms and bathrooms a big lounge/dinning room and kitchen plus car port. Buy a motorbike and pay your cards off on the drip. Problem over. Next customer please...? If it was that easy,for example can the house and car be sold. Everything's for sale. It's just a matter of the price as Winston Churchill correctly identified for a certain lady. Not saying the guy is going to turn a profit but he may well be able to pay off his debts or most of them. Could be the house loan is way below the value of the place even at a bargain price. There are so many unkowns in this situation but a man with assets has a chance of getting out of the hole and this man appears to be assetted up the gazoo. Link to comment Share on other sites More sharing options...
teacup Posted April 3, 2009 Share Posted April 3, 2009 i have to pay arund 2 million to 6 credit cards , and 6 million bank loan, 1.5 car loan . all on my thai wife name. today she got call from amx, to go to the cort on monday. This is what you posted a year ago I am 52 y.o not working and not any income. You had no income at all but you spent millions of bahts? It is called compulsive spending!!!! We unfortunately live in an entitlement society where "many" feels they are owed a certain standard of living no matter how hard they work or whether they work at all. …… spending money blindly and then get mad because you are so broke???? Link to comment Share on other sites More sharing options...
lazygourmet Posted April 3, 2009 Share Posted April 3, 2009 first, my last shop(rent), from five shops, still runing and i make some money,i have to pay arund 2 million to 6 credit cards , and 6 million bank loan, 1.5 car loan . all on my thai wife name. today she got call from amx, to go to the cort on monday. Monday being Chakri Memorial Day, I doubt that courts will work. Link to comment Share on other sites More sharing options...
fred2007 Posted April 3, 2009 Share Posted April 3, 2009 Sell your Benz Link to comment Share on other sites More sharing options...
wasabi Posted April 3, 2009 Share Posted April 3, 2009 the trouble comes ...we canot pay the credit card bills , and the house loan.what can Happened the next !!!!!! What can happened the next you ask? I'll tell you son. All your bases are belong to us. Link to comment Share on other sites More sharing options...
nonthaburial Posted April 3, 2009 Share Posted April 3, 2009 For the life of me I cannot understand how people can run up such credit card bills. As someone else has said, if you cannot afford to buy using cash then dont bother. And for the record, I dont have a Credit Card Link to comment Share on other sites More sharing options...
micky44 Posted April 3, 2009 Share Posted April 3, 2009 im looking for a cheap house at knock down price, cash i here in my hand as we speak, what have you got to sell, and were is it? pm if you like, cheers micky. Link to comment Share on other sites More sharing options...
AlexLah Posted April 3, 2009 Share Posted April 3, 2009 You guy's must be a bit hungry. You really believe this story? CC company called and have to go to court on Monday, that is quick without court order. Link to comment Share on other sites More sharing options...
staniraj Posted April 3, 2009 Share Posted April 3, 2009 Hi Benz Sit down and write down all the assets you have. Next work out the value of these assets Next which of these could you sell and at what price? For example if you have a house/apartment - you might be better of selling it and renting a small apartment? You have some income? Is this a shop? It will really help if you sit down with your wife and write everything down. Let me know how you get on and send me a private message if you need more help or other suggestions. Remember you're at the very bottom and you can only go up? Good luck StaniRaj Link to comment Share on other sites More sharing options...
lazygourmet Posted April 3, 2009 Share Posted April 3, 2009 You guy's must be a bit hungry.You really believe this story? CC company called and have to go to court on Monday, that is quick without court order. And as I said before: Monday, it's holiday! Link to comment Share on other sites More sharing options...
Heng Posted April 3, 2009 Share Posted April 3, 2009 Time to go to the private money lenders and borrow at 5-20% a month! All your problems will be solved (until tomorrow). Link to comment Share on other sites More sharing options...
Blueman1 Posted April 3, 2009 Share Posted April 3, 2009 Benz, Have you been Pi**ed for two days ?? Cause it's now the 3RD of April...... Link to comment Share on other sites More sharing options...
PattayaParent Posted April 3, 2009 Share Posted April 3, 2009 To be fair to the OP, although I don't know why I should be, he's not in an unommon situation. I've worked with 3 guys that I could name that have been working in the O&G/Petochem industry here (LOS AND overseas) and earning good money that have ended up on the bones of their @rse. To their credit every one of them has made a go of getting out of their sh1t but I reckon that is because of the high paying nature of their job. Beats me how they get into the problems in the first place. Link to comment Share on other sites More sharing options...
hagler Posted April 3, 2009 Share Posted April 3, 2009 Those peanuts who advocate the OP just "doing a runner" back to his home country and forgetting about the debt are the stereotypical low life losers that LOS draws like bees to honey. Waste of bandwidth and oxygen. If OP is indeed in such a pecarious position you need to talk with your creditors now and sort out a payment plan. If it was you owed the money you would expect payment so why should it be any different when you owe the dough. You were a big enough boy to spend the dough now it is time for you to be a man and face up to your responsibilities. Link to comment Share on other sites More sharing options...
spacefruit Posted April 4, 2009 Share Posted April 4, 2009 (edited) Spending other peoples money with little intention of repaying it ? That is a thief, isnt it?. Running off to avoid facing creditors? Thats a full on, cut your hand off in Saudi, thief. Oh the lovely people we get in Thailand. Such shining examples. Edited April 4, 2009 by spacefruit Link to comment Share on other sites More sharing options...
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