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Never Laugh At A Chinese‏


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A Chinese man walks into a bank in New York City and asks for the loan

officer. He tells the loan officer that he is going to China on

business for two weeks and needs to borrow $5,000.

The bank officer tells him that the bank will need some form of

security for the loan, so the Chinese man hands over the keys to a new

Ferrari parked on the street in front of the bank. He produces the

title and everything checks out.

The Loan officer agrees to accept the car as collateral for the loan.

The bank's president and its officers all enjoy a good laugh at the

Chinese for using a $250,000 Ferrari as collateral against a $5,000

loan.

An employee of the bank then drives the Ferrari into the bank's

underground garage and parks it there.

Two weeks later, the Chinese returns, repays the $5,000 and the

interest, which comes to $15.41.

The loan officer says, 'Sir, we are very happy to have had your

business, and this transaction has worked out very nicely, but we are

a little puzzled. While you were away, we checked you out and found

that you are a multi-millionaire. What puzzles us is why you would

bother to borrow $5,000? The Chinese replies: 'Where else in New York

City can I park my car for two weeks for only $15.41 and expect it to

be there safely when I return.'

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Ha...ha...ha :) . That's a nice one.

How come I never thought of it before.

When I used to live in NY, the last time I paid for the parking in Mid-town Manhattan, I once paid $16.95 an hour at the garage near East 52 St. ( took brother to see a doctor).

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