Need To Collect Money

[Tigerman1]

Hello, here goes!

My wife who live with me in the UK has a bank account and she wants the cash out of it.

Her mother, who lives in Chiang Mai has access to the account and has over the last 10 years paid for things for us out of the account.

Now then, my wife now wants to get some of her cash, about £3K GBP from this account.

We do not want to pay Western Union to send to the UK as it is expensive and we are not desperate for the cash. We have a friend going to BKK soon and my wife said there used to be a way of transferring cash to the post office or some other office where the delegated person can go with their ID to collect.

Its a bit scatty this request but can this be done? Can her mother go to a post or other office in Chiang Mai and send 180,000 baht by transfer to someone somewhere (like Western Union I think) where the cash can then be collected?

Failing this, does anyone know how much an internal Western Union Transfer would be in Thailand from Chaing Mai to BKK/Pattaya for 180,000baht?

I assume that the farang collector can present their passport and the transfer code to collect the cash from a Western Union Office?

Any suggestions?

Thank you.

[MJo]

Hello, here goes!

My wife who live with me in the UK has a bank account and she wants the cash out of it.

Her mother, who lives in Chiang Mai has access to the account and has over the last 10 years paid for things for us out of the account.

Now then, my wife now wants to get some of her cash, about £3K GBP from this account.

We do not want to pay Western Union to send to the UK as it is expensive and we are not desperate for the cash. We have a friend going to BKK soon and my wife said there used to be a way of transferring cash to the post office or some other office where the delegated person can go with their ID to collect.

Its a bit scatty this request but can this be done? Can her mother go to a post or other office in Chiang Mai and send 180,000 baht by transfer to someone somewhere (like Western Union I think) where the cash can then be collected?

Failing this, does anyone know how much an internal Western Union Transfer would be in Thailand from Chaing Mai to BKK/Pattaya for 180,000baht?

I assume that the farang collector can present their passport and the transfer code to collect the cash from a Western Union Office?

Any suggestions?

Thank you.

SWIFT transfer from your account from UK to your Thai account propably costs between £10 to £20. I can not see any reason why it would be much more the other way round. I would not consider it expensive if you are sending 3K in one go...

[Tigerman1]

sorry, wont work as her mother has access to her account via ATM card only so cannot access account to transfer via bank to bank.

Plus expensive for you and others are different. No need to make this kind of comment.

I am looking for assistance and constructive help not comments like this.

[Geekfreaklover]

You say that your Thai mother in law has access to the account. Does this mean that she is an authorised account holder or does she simply have an ATM card and the pin number?

If she is authorised to withdraw cash over the counter then she should have authorisation to set up a wire transfer from the Thai bank account to a nominated UK account. Should cost about 2K BT to send the transfer depending on who she banks with. Takes about three working days.

[Tigerman1]

yes, Thank you I should have said she only has an ATM card which is why my wife is saying that there is a way Thai people transfer money to each other.

Any ideas?

[MJo]

sorry, wont work as her mother has access to her account via ATM card only so cannot access account to transfer via bank to bank.

Plus expensive for you and others are different. No need to make this kind of comment.

I am looking for assistance and constructive help not comments like this.

Well maybe you should have mentioned it in your OP instead of saying she has access to the account.

And i bet SWIFT is not as expensive as WU.

Also i do not think insulting posters giving sincere advice will get you far with this. But up to you, if it does not work PM me and i can take it off your chest and pay for the transfer fees.

[Geekfreaklover]

sorry, wont work as her mother has access to her account via ATM card only so cannot access account to transfer via bank to bank.

Plus expensive for you and others are different. No need to make this kind of comment.

I am looking for assistance and constructive help not comments like this.

I thought Mjo's comment was helpful. Can't see where you found offence.

Seems like western union is your only option. If I were you I would have it sent direct to UK, rather then going via pattaya.

Good luck.

[jackdanielsesq]

I certainly did not see any malice in that comment?!

My solution would have been a baseball bat - as a deterrent.

BR>Jack

[Geekfreaklover]

yes, Thank you I should have said she only has an ATM card which is why my wife is saying that there is a way Thai people transfer money to each other.

Any ideas?

There is a way, but I think that it only works between a Thai sender a Thai receiver. The Thai ID card is given to the post office by the benificary (it may work with a passport, but i think not) and then when the money arrives the benificary picks up their ID and the cash. There may well be a limit on the amount sent.

BETTER IDEA - why can't your mother in law withdraw thew cash open a new account with the cash and then send a wire transfer?

Edited June 2, 2009 by Geekfreaklover

[khundon]

sorry, wont work as her mother has access to her account via ATM card only so cannot access account to transfer via bank to bank.

Plus expensive for you and others are different. No need to make this kind of comment.

I am looking for assistance and constructive help not comments like this.

Well maybe you should have mentioned it in your OP instead of saying she has access to the account.

And i bet SWIFT is not as expensive as WU.

Also i do not think insulting posters giving sincere advice will get you far with this. But up to you, if it does not work PM me and i can take it off your chest and pay for the transfer fees.

Tigerman1

If that is how you treat people who go out of their way to help you, then sort it out yourself, you sad man.

Edited June 2, 2009 by khundon

[sanook2me]

sorry, wont work as her mother has access to her account via ATM card only so cannot access account to transfer via bank to bank.

Plus expensive for you and others are different. No need to make this kind of comment.

I am looking for assistance and constructive help not comments like this.

£20 expensive... to transfer £3,000.... i don't know some people

next post

no money in bank account spent on .......

[orchis]

from thai bank account to thai bankacount via atm. dont know the limit + cost per transactionor per day,might total more than 20 st. for total number of transactions.

[farseer]

Her mother could go to the bank and get an International Money Order then post that to you. Its simple, done it many times.

[Tigerman1]

Sanook2me - well, some people are misers - like me and £20 to transfer £3000 is not too much but I bet the bank will charge more than that - if fact they quoted nearly 4000 baht which i do think is expensive.

Khundon - Thank you for your comment - in fact in teh UK I am a millionaire an dwatch the pennies - maybe that is how I got rich - I am not a sad man but a rich one! You ar eobviuosly at a bar at present so I hope you have a good night.

To everyone else - Thank you very much for your ideas. I think the Thai ID card one is what my wife was talking about an dwe will try this option as I know a Thai doctor in BKK who has said he will do it for me now.

Thanks again.

[frankthetank]

Khundon - Thank you for your comment - in fact in teh UK I am a millionaire an dwatch the pennies - maybe that is how I got rich - I am not a sad man but a rich one! You ar eobviuosly at a bar at present so I hope you have a good night.

Millionaire! And you're worried about the transfer cost for £3000????

With you're typing skills, I would say it was you at the bar!

Surely you could flash the one of the Titanium cards and get the cash from a bank for her?

[philw]

4,000 baht is about 2.67% of 3,000 stg.

That is pretty normal bank charge for international transfer but can often be bettered.

We send funds around the world all the time ( relatively small amounts ) and normal SCB charge is about 1200 baht or less for swift.

no need to add more I think .....................

[Ricardo]

If you know and trust someone in the UK, who needs to transfer money to Chiang Mai, perhaps you can help each other out ?

Your mother-in-law draws the cash Baht in Chiang Mai, and pays it into whatever account they nominate, they pay your wife by cheque or in cash in the UK the value in Sterling, at whatever exchange-rate you have mutually-agreed to use.

This latter point is the key, in these times of rapidly-changing exchange-rates, when the rate may move daily by a Baht or more. But at least you both avoid the grasping bank's commission-fees and half of the cut each on the buying/selling rates.

Alternatively, as a generous millionaire-member of the family, is it perhaps time you helped-out someone in your Thai extended-family to educate their children better, or set up a business, or buy a new car, or whatever ? Or enabled your wife to invest in some land/buildings here ? The sum involved might buy a nice little condo, for sale or rent, in your wife's name, and gain her lots of face with your family. So you simply give your wife the three grand into her UK bank-account.

[binnsy]

yes, Thank you I should have said she only has an ATM card which is why my wife is saying that there is a way Thai people transfer money to each other.

Any ideas?

Get the wifes mother to transfer 180000 via ATM to a friendS account and get friend to do a Swift Transfer from his/her account.

If you have a trustworthy friend.

[sanook2me]

Sanook2me - well, some people are misers - like me and £20 to transfer £3000 is not too much but I bet the bank will charge more than that - if fact they quoted nearly 4000 baht which i do think is expensive.

4,000 baht = £70 its still not too much when trying to get £3000 is it?

I would be annoyed at this charge too but would be happy to pay it to get the 3k..

up to you

[G54]

Sanook2me - well, some people are misers - like me and £20 to transfer £3000 is not too much but I bet the bank will charge more than that - if fact they quoted nearly 4000 baht which i do think is expensive.

Khundon - Thank you for your comment - in fact in teh UK I am a millionaire an dwatch the pennies - maybe that is how I got rich - I am not a sad man but a rich one! You ar eobviuosly at a bar at present so I hope you have a good night.

To everyone else - Thank you very much for your ideas. I think the Thai ID card one is what my wife was talking about an dwe will try this option as I know a Thai doctor in BKK who has said he will do it for me now.

Thanks again.

With comments like that and the one earlier you do have a strange way of seeking help.

[H2oDunc]

A millionaire that is illiterate, and is in desperate need of getting 3000 pounds to the UK VERY cheaply !

YEAH RIGHT!!!!!!!!!!!!!!!!!!!!!

[rgs2001uk]

A millionaire that is illiterate, and is in desperate need of getting 3000 pounds to the UK VERY cheaply !

YEAH RIGHT!!!!!!!!!!!!!!!!!!!!!

I notice the op forgot to mention the currency of his millionaire status, maybe thai baht, turkish lira, who knows?

[KunMatt]

Khundon - Thank you for your comment - in fact in teh UK I am a millionaire an dwatch the pennies - maybe that is how I got rich - I am not a sad man but a rich one! You ar eobviuosly at a bar at present so I hope you have a good night.

What a strange thing to say.

And you are the same guy who recently posted about making your missus pay 50% of all your living costs! If you really are a millionaire as you just stated (without even being asked) I hope it's only in Baht.

I don't know what your problem is but the way you talk to people who have sincerely tried to help you is disgusting, you don't deserve anything from anyone when you behave like that.