How Long To Approve A Bank Loan?

I operate a small resort in the north of Thailand. We applied for a business (company) loan on March 22 with Bangkok Bank.

Our accountant checked with them beforehand and was told it would take six weeks. Approval came through today - almost

3 months and one week later, but it will still be another week or so before the money goes into the company account -

putting it closer to four months. It is a fully secured loan as the land and bungalows are debt free, so it should have been easy to approve.

Does anyone else have experience with business loans and is three months of waiting the norm? I would appreciate any

tips on speedier banks. I have heard KBank may have been a better choice. I will still take the Bangkok Bank money but

am inclined to refinance elsewhere and move my banking.